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It's a 1st !!! --- I've never known it before !!!!
1st winter I've ever know when the NHS hasn't been on 'The Verge of Collapse'
Go ahead - google NHS verge Collapse + any year (except 2023)
Maybe the Junior Doc's should go strike more often lol
A reminder of entries in Mr Meerkats YE2023 competition - Back in January 2023 LSE Lloy board members were invited to enter their guess at Lloy SP on last day of trading 2023 - the winner will be declared on Fri 29th Dec 23
Hollybean - 17p
Carltt - 31p
Newchuch - 34p
Johnygreenfeet - 45p
BlindLeadBlind - 46p
Guitarsolo - 47p
Petanqueplayer - 48p
Greenwich - 50p
Uncle_Doug - 53p
Drunkinestor - 54p
Broadland - 55p
Motbuck - 56p
Italdo - 57p
Dasper22 - 58p
Jif1 - 59p
Chrisw01 - 60p
Highveld - 61p
Wideride96 - 61.5p
Hardup * - 62p
Sedaka - 62p
Optimistic23 - 63p
Foobar20 - 64p
1.ARMANI - 65p
Machiismo - 65.5p
VictorBlank - 66p
SUFCESSEX - 67p
Seaking1 - 68p
CaptainS - 69p
Bubble2021 - 70p
Dickymint - 71p
Spks - 72p
Sotonspike - 73p
Tobesontour - 74p
Luckylurker - 75p
Tetley64 - 76p
Seany123 - 77p
Calisto - 78p
Pantherax - 79p
Chips - 80p
Nuwanda - 82p
Hounddog10 - 87p
TheFarEnd - 90.5p
Onelongrunner - 98p
Asperger1 - 135p
Mr Meerkat's YE2022 competition won by - Mr Theosus
Donations invited to - https://www.justgiving.com/page/mr-meerkat-competition-1672517165727
Started this fantasy portfolio in 2016 to challenge various poster's perception that lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited wl/newchurch to choose an alternative ftse 100 company, so I could run a comparison, since 2016 others have been added
~~~ On 8th Oct 2016 - - 1000 quid bought 206 BP. shares & 1905 lloy shares
Today's value, BP. 206@458 =£943 v lloy 1905@47 =£895
~~~ In April 2017 invest4life suggested I add glencore - - on 22-4-17 - 1000 quid bought 335 glen shares & 1553 lloy shares
Today's value, glen 335@461 =£1544 v lloy 1553@47 =£730
~~~ In July 2017 nucky suggested I add rbs/natwest - - on 12-7-17 1000 quid bought 384 NWG & 1512 Lloy
Today's value, NWG 384@221 =£849 v Lloy 1512@47 =£711
~~~ In July 2017 utrickytrees asked that I add barc - - on 30-7-17 1000 quid bought 479 barc & 1504 lloy
Today's value barc 479@147 =£704 v lloy 1504@47 = £707
~~~ In Sept 2018 motley fool recommended diageo over lloyds - - on 9-9-18 1000 quid bought 37.3 DGE & 1704 lloy
Today's value, DGE 37.3@2834 =£1057 v lloy 1704@47 =£801
~~~ In April 2020 theosus asked that I add circassia - - on 14-4-20 £1000 bought 3891 cir/niox & 3058 lloy
Today's value, niox 3891@65 =£2529 v lloy 3058@47 =£1437
~~~ In April 2020 theboard asked that I add rollsroyce - - on 25-4-20 £1000 bought 322 RR. (post 10for3ri 1073) & 3367 lloy
Today's value, RR. 1073@290 =£3101 v lloy 3367@47 =£1582
~~~ This week's observation - another uppy week for bank(but new gaps), Russia/Ukraine/Israel/Hamas hostilities rattle on - cost of living continues to bite, strikes strikes strikes, Israel/Hamas ceasefire ended, Prince Harry wins case
A very basic comparison that does not include divi yield, IMO those still suggesting lloy is 'the worst share ever' or a 'dire share' should maybe consider premium bonds?
~~~ 1st real deal, 30-3-20 i bought 15,000 lloy @ 33.606 = £5040
Current value - lloy 15000 @47 = £7050 = +40% over ~43 months
~~~ 2nd real deal, 4-3-22 i bought 8,500 lloy @ 44 = £3740
Current value - lloy 8500 @47 = £3995 = +6.8% over ~19 months
~~~ 3rd real deal, 13-6-22 i bought 11,500 lloy @ 42.66 = £4940
Current value - lloy 11500 @47 = £5405 = +9.4% over ~17 months
~~~ 5th real deal, 4-5-23 i bought 30,000 lloy @ 46.24 = £13872
Current value - lloy 30,000 @47 = £14100 = +1.6% over ~27wks
~~~4th & 6th real deals sold at profit - details in previous posts ~~~
~~~ 7th real deal, 3-10-23 i bought 25,000 lloy@42.9 = £10725
Current value - lloy 25,000@47 = £11750 = +9.5% over ~12wk
~~~ 8th real deal, 20-10-23 i bought 28,000 lloy@41.8 = £11700
Current value - lloy 28,000@47 = £13160 = +12.5% in 8wk
~~~ 9th real deal, 27-11-23 i bought 10,000 lloy@42.3 = £4229
Current value - lloy 10,000@47 = £4700 = +11% in 3wk
A little concerning we have new gaps on all 3x banks this week
~~~Gap watch Lloy --- Current SP - 47p
13th-14th Dec 23 - 46.47p
9th-10th Mar 23 - 51.3p
21st-24th Feb 20 - 55.17p
10th-13th Jan 20 - 60.1p
23rd-24th Jun 16 - 71.1p
27th-28th Oct 15 - 77.1p
~~~Gap watch Barc --- Current SP - 146.6p
2nd-3rd Nov 23 - 133.4p
13th-14th Dec 23 - 142.14
18th-19th Oct 23 - 147.64p - closed
17th-18th Oct 23 - 151.46p - closed
20th-21st Sept 23 - 159.58p
9th-10th Feb 23 - 189.56p
11th-12th Aug 15 - 278p
~~~ Gap watch NWG --- Current SP - 221p
2nd-3rd Nov 23 - 182.35p
13th-14th Dec 23 - 217.1p
18th-19th Oct 23 - 227.2p
25th-26th July 23 - 250.4p
9th-10th Mar 23 - 289.9p
23rd-24th Feb 11 - 471p
11th-12th Dec 08 - 648p
Based on LSE tech chart --- https://www.investopedia.com/articles/trading/05/playinggaps.asp --- https://allstarcharts.com/gaps-need-filled/
~~~ The case for Special divi's --- Could Lloy afford it???
Thanks to the buyback program, Share in circulation has dropped to 63.6bn
2023 final 1.84 + interim 0.92 = total 2.76p x 63.6bn = £1.75bn
So. . . Projected total cost of standard Divi 2023 = £1.75bn
Projected cost of a 0.5p Special = 0.318bn
Cost of projected 2.76p normal divi + 0.5p Special = £2.068bn
2024 Projected Buyback £2bn?
£2.068bn divis + £2bn buybacks = ~£4.068bn
Lloy Projected 2023 Post Tax Profit circa £6bn?
So, seems Lloy could easily afford 0.5p Special divi - and it would present a better balance re Divi's v Buybacks
Half day trading B4 Christmas - Fri 22nd Dec 23
Christmas day - 25th Dec 23
Boxing day - 26th Dec 23
Half day trading B4 New Year - Fri 29th Dec 23
Mr Meerkat Comp YE2023 winner declared - Fri 29th Dec 23
Mr Meerkat Competition YE2024 starts 1st Jan 24
New Year Day - 1st Jan 24
Lloy 2023 full year results - 22nd Feb 24
Mr Meerkat's Roll of Honour -
2014 won by Mr Lego - raised over £370 - MCR University NHS Trust
2015 won by Ms Petanqueplayer - raised over £1600 - Macmillan Cancer
2016 won by Ms Newchurch - raised over £1648 - Macmillan Cancer
2017 won by Mr Inner-Harmony - raised over £900 - Cancer Research UK
2018 won by Mr Wids - raised over £1000 - Shelter
2019 won by Mr Broadland - raised over £700 - Prostate Cancer UK
2020 won by Mr DCB - raised over £1000 - Cancer Research UK
2021 won by Mr Uncle_Doug - raised over £1100 - Alzheimer's Society
2022 won by Mr Theosus - raised £500 - Prostate Cancer UK
A reminder of entries in Mr Meerkats YE2023 competition - Back in January 2023 LSE Lloy board members were invited to enter their guess at Lloy SP on last day of trading 2023 - the winner will be declared on Fri 29th Dec 23
Hollybean - 17p
Carltt - 31p
Newchuch - 34p
Johnygreenfeet - 45p
BlindLeadBlind - 46p
Guitarsolo - 47p
Petanqueplayer - 48p
Greenwich - 50p
Uncle_Doug - 53p
Drunkinestor - 54p
Broadland - 55p
Motbuck - 56p
Italdo - 57p
Dasper22 - 58p
Jif1 - 59p
Chrisw01 - 60p
Highveld - 61p
Wideride96 - 61.5p
Hardup * - 62p
Sedaka - 62p
Optimistic23 - 63p
Foobar20 - 64p
1.ARMANI - 65p
Machiismo - 65.5p
VictorBlank - 66p
SUFCESSEX - 67p
Seaking1 - 68p
CaptainS - 69p
Bubble2021 - 70p
Dickymint - 71p
Spks - 72p
Sotonspike - 73p
Tobesontour - 74p
Luckylurker - 75p
Tetley64 - 76p
Seany123 - 77p
Calisto - 78p
Pantherax - 79p
Chips - 80p
Nuwanda - 82p
Hounddog10 - 87p
TheFarEnd - 90.5p
Onelongrunner - 98p
Asperger1 - 135p
Mr Meerkat's YE2022 competition won by - Mr Theosus
Donations invited to - https://www.justgiving.com/page/mr-meerkat-competition-1672517165727
Started this fantasy portfolio in 2016 to challenge various poster's perception that lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited wl/newchurch to choose an alternative ftse 100 company, so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - - 1000 quid bought 206 BP. shares & 1905 lloy shares
Today's value, BP. 206@468 =£964 v lloy 1905@46.3 =£882
~~~~~~~~~~ In April 2017 invest4life suggested I add glencore - - on 22-4-17 - 1000 quid bought 335 glen shares & 1553 lloy shares
Today's value, glen 335@457 =£1531 v lloy 1553@46.3 =£719
~~~~~~~~~~ In July 2017 nucky suggested I add rbs/natwest - - on 12-7-17 1000 quid bought 384 NWG & 1512 Lloy
Today's value, NWG 384@221 =£849 v Lloy 1512@46.3 =£700
~~~~~~~~~~ In July 2017 utrickytrees asked that I add barc - - on 30-7-17 1000 quid bought 479 barc & 1504 lloy
Today's value barc 479@143 =£690 v lloy 1504@46.3 = £696
~~~~~~~~~~ In Sept 2018 motley fool recommended diageo over lloyds - - on 9-9-18 1000 quid bought 37.3 DGE & 1704 lloy
Today's value, DGE 37.3@2829 =£1055 v lloy 1704@46.3 =£789
~~~~~~~~~~ In April 2020 theosus asked that I add circassia - - on 14-4-20 £1000 bought 3891 cir/niox & 3058 lloy
Today's value, niox 3891@65 =£2529 v lloy 3058@46.3 =£1416
~~~~~~~~~~~ In April 2020 theboard asked that I add rollsroyce - - on 25-4-20 £1000 bought 322 RR. (post 10for3ri 1073) & 3367 lloy
Today's value, RR. 1073@289 =£3101 v lloy 3367@46.3 =£1559
~~~~~~~~~~~ This week's observation - another uppy week for bank, Russia/Ukraine/Israel/Hamas hostilities rattle on - cost of living continues to bite, strikes strikes strikes, Israel/Hamas ceasefire ended, Farage still in the Jungle! Rwanda plan back on track?
A very basic comparison that does not include divi yield, IMO those still suggesting lloy is 'the worst share ever' or a 'dire share' should maybe consider premium bonds?
~~~~~~ 1st real deal, 30-3-20 i bought 15,000 lloy @ 33.606 = £5040
Current value - lloy 15000 @46.3 = £6945 = +38% over ~43 months
~~~~~~~ 2nd real deal, 4-3-22 i bought 8,500 lloy @ 44 = £3740
Current value - lloy 8500 @46.3 = £3935 = +5% over ~19 months
~~~~~ 3rd real deal, 13-6-22 i bought 11,500 lloy @ 42.66 = £4940
Current value - lloy 11500 @46.3 = £5325 = +8% over ~17 months
~~~ 5th real deal, 4-5-23 i bought 30,000 lloy @ 46.24 = £13872
Current value - lloy 30,000 @46.3 = £13890 = +0.1% over ~26wks
~~~~~~~~~~~ 4th & 6th real deals sold at profit - details in previous posts ~~~~~~~~~~~
~~~ 7th real deal, 3-10-23 i bought 25,000 lloy@42.9 = £10725
Current value - lloy 25,000@46.3 = £11575 = +8% over ~11wk
~~~ 8th real deal, 20-10-23 i bought 28,000 lloy@41.8 = £11700
Current value - lloy 28,000@46.3 = £12964 = +11% in 7wk
~~~ 9th real deal, 27-11-23 i bought 10,000 lloy@42.3 = £4229
Current value - lloy 10,000@46.3 = £4630 = +9.5
A number of gaps closed on Barc & NWG -
Very concerning that both still have lower gaps open
Looking good for Lloy - 51.3p gap calling
~~~Gap watch Lloy --- Current SP - 46.3p
9th-10th Mar 23 - 51.3p
21st-24th Feb 20 - 55.17p
10th-13th Jan 20 - 60.1p
23rd-24th Jun 16 - 71.1p
27th-28th Oct 15 - 77.1p
~~~Gap watch Barc --- Current SP - 143p
2nd-3rd Now 23 - 133.4p
22nd-23rd Oct 23 - 143.48p - closed
18th-19th Oct 23 - 147.64p
17th-18th Oct 23 - 151.46p
20th-21st Sept 23 - 159.58p
9th-10th Feb 23 - 189.56p
11th-12th Aug 15 - 278p
~~~ Gap watch NWG --- Current SP - 221p
2nd-3rd Now 23 - 182.35p
25th-26th Oct 23 - 202.7p - closed
22nd-23rd Oct 23 - 214.7p - closed
18th-19th Oct 23 - 222.4p - closed
18th-19th Oct 23 - 227.2p
25th-26th July 23 - 250.4p
9th-10th Mar 23 - 289.9p
23rd-24th Feb 11 - 471p
11th-12th Dec 08 - 648p
Based on LSE tech chart --- https://www.investopedia.com/articles/trading/05/playinggaps.asp --- https://allstarcharts.com/gaps-need-filled/
As I'm sure the Board wouldn't want to be seen as dedicating more shareholders profits to Buybacks than they pay to long-suffering yet loyal shareholders !!!
~~~ The case for Special divi's --- and could Lloy afford it???
Thanks to the buyback program, Share in circulation has dropped to 63.6bn
2023 final 1.84 + interim 0.92 = total 2.76p x 63.6bn = £1.75bn
So. . . Projected total cost of standard Divi 2023 = £1.75bn
Projected cost of a 0.5p Special = 0.318bn
Cost of projected 2.76p normal divi + 0.5p Special = £2.068bn
2024 Projected Buyback £2bn?
£2.068bn divis + £2bn buybacks = ~£4.068bn
Lloy Projected 2023 Post Tax Profit circa £6bn?
So, seems Lloy could easily afford 0.5p Special divi - and it would present a better balance re Divi's v Buybacks
Half day trading B4 Christmas - Fri 22nd Dec 23
Christmas day - 25th Dec 23
Boxing day - 26th Dec 23
Half day trading B4 New Year - Fri 29th Dec 23
Mr Meerkat Comp YE2023 winner declared - Fri 29th Dec 23
Mr Meerkat Competition YE2024 starts 1st Jan 24
New Year Day - 1st Jan 24
Lloy 2023 full year results - 22nd Feb 24