RE: RE : Pot of dreams21 Mar 2021 14:21
If you have income, and then have disposable income, then you can save. There's no excuse, no matter if you're on minimum wage or not. The costs of living still does not mean you can't save. Only the individual can put themselves in debt. The individual chooses how they wish to spend their money. Yes, rents/mortgages and bills are excessive imo, but there's still a chance to save. All that being said, if you don't have a job and couldn't build up savings, then that's a whole other scenario.