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** The probability of narrow win for "no" camp in nextweek's Scotland vote is most significant area of investorcomplacency as it raises risk of Quebec-type scenario, accordingto UBS.
"Investors appear to continue to underestimate the potentialfor change in the event of a "no" vote," UBS says in a note.
** In particular, a very narrow margin against independencewould spur markets to price a risk of a further referendum andpotentially increase the risk premium in UK financial markets.
** Bank deposit growth in Scotland will underperform rest ofthe UK. An outright "yes" vote will result in bank depositsshifting abruptly out of Scotland, UBS predicts.
** BOE's "Lower for longer" to persist in "Québécois"scenario, according to Paul Donovan and co at UBS.
** Scale of "no" vote has implications for next year'sBritish general elections with a narrow margin in favour of theUnion hurting the Labour Party more than the Conservatives orLib Dems. (RM: vikram.subhedar.thomsonreuters.com@reuters.net)