The latest Investing Matters Podcast episode featuring Jeremy Skillington, CEO of Poolbeg Pharma has just been released. Listen here.
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AParky.
Re SIPPs. No, it's currently just a coincidence.
Currently SIPP access is 55, but in 2028 that changes to 57.
Government Pensions however are currently 66, rising to 67, and then 68
Another RNS re debt reduction and interest rate lowering….
All moving in the right direction…..
Beterlife we all have probably dreamt of retiring early, some achieve it some don't, I hope you do but for your own wellbeing if you do sell your last your last share and end the love hate relationship you have with stockmarket, enjoy your retirement.
Are sipps tagged to ten years of state pension age ?
2 minutes, 20 seconds into the video.
https://www.youtube.com/watch?v=q8vL_Xu7T5M
Thanks bot,
All things being equal we should enjoy some better days…
NeverSell.
In the simplest of terms, it's simply added as a liability, however the purchase is utilising New Ship Purchase agreements, which, I would assume, mean that the Asset (ie the Ship) is offset against the Debt liability, and the Depreciation is then posted against the Accounts, along with the Interest payments on the Loan to account for both the "costs".
Then, obviously, those are offset by the new increased revenue.
Bot ,
To be honest last few days I have not bothered too much and you are absolutely right. No need to stress too much it is what it is .life is more important even tough you want to rich your goals on the time 👍
Aangus,
Haha 100 years old !! I wish but that is well too old especially if you haven’t got many people family around :). I also think the world will be in much danger place so better to not live that long :) .
Neversell,
I plane to travel after 40 . By than I will have hopefully all the things sorted out and hopefully big hopefully that I will be retired and that will take all the stress out on my shoulders with financial. I can then just enjoy the travel and chill out maybe than I can make up until 100 because of no stress :)
Anyways , I hope tomorrow things can settle down with conflict and we can be in better place 👍👍👍
Last month
Ccl down 17%
Norw down 10%
Royal Carb 5%
Last 6 months
Ccl duo 24%
Norw 31%
Royal Carb 59%
Why are we so completely out of kilter with the others.?
Better, if you can afford to retire before 40 you can afford some counselling for your dark thoughts.
Another thing… If your not old and retired like most of us you should be out making memories and money and not spend some time with us numpties….
How do now ships funding work,
Is it just added to debt or dealt with differently.
Thanks
Betterlife.
If you carry on stressing about nothing re the Share Price, who might be lucky to hit 30, let alone 40.
Said many times, but especially now, just ignore.
Especially by the time you are 40, Travel Stocks will be at a minimum Triple, if not quadruple what they are now In My Opinion.
Invest, relax, enjoy life, have fun, and ignore the investments.
26.!
LOL.
A 14 year period
Betterlife,
If you don't smoke, don't drink too much and keep reasonable fit, you will live to 100.
Just don't worry too much, you don't want to lose your hair too young ☺
Hi Bhants,
Thank you for even asking that means a lot . But there is nothing that I think will help it is just that feeling that you know it is hard to remove from your head and heart.I hope I will be wrong when I am 90 haha 😂 but we shall see.
I don’t smoke , I drink maybe every 6 months. I don’t have bad habits at all. Keeping well at gym . All I can hope that I do travel the world before that time and I will be happy at happy place 👍
Hi Betterlife,
That sounds very black cloud-ish and deep-seated and I am very sorry to hear it.
I am sure all on here would wish to help if they can. I am sure we could find a way of communicating privately if that would be of assistance.
B
Hi Bot ,
I think you are right . They might even push further to 62 years old . To be honest my goal is to retire at age 40!!
I am on track 🤞.it is matter of time how long will I actually manage to live for.Not been drama queen but , something has always been with me that I won’t make to 40 years old . I don’t know why.
Bhants.
Yep.
I saw the Queen Anne announcement, as well as the delay re the Princess ship.
I don't believe the accounts show the breakdown of overhead by brand, and by overhead, I mean not ship staff, i.e. management layers overseeing the "Companies", "Offerings", and then probably Board levels as well.
Betterlife.
Don't mean to depress you, but for you, the retirement age will be 57, not 55, as it changes in 2028.!
It might actually be 60 by the time you are getting to that age.!
Afternoon all,
Just back from North Herts after a night away.
This thread has morphed a bit into a place where you can feel safe in making honest comments and I welcome that hugely. Others seem to attract some astonishingly nasty responses so I now avoid them. Long May the friendly support continue.
A propos the actual share price, I cannot complain as my average is around £7.95 so I am happy with anything above that. The recent announcements will reduce interest expense by about $30m this year and $50m in a full year. This should feed through directly to the bottom line.
Bot, you have mentioned overheads before and I see that the UK must have more than its share. Did you see the announcement about the new Queen Anne? Not only do P & O and Cunard have their management structure but sitting above that is the Carnival UK President and his entourage, the 12 year-old looking Paul Ludlow. They were all on the jolly to Italy for the handover. No expense spared, eh!?
Do we know what the actual percentage of revenue goes on staff costs?
I reckon they might be able to save another $10m without much effort.
B
Yes you are right my mistake sorry.
Hi Robert ,
I don’t thinks I can move the money until I am 55 years old ???
Just remember when you get your pension you have to pay TAX on it so get some money in an ISA Paying monthly interest all TAX FREE.
Morning Bot,
Haha 😂 that made laugh .
You are right I have to change of my direction in my mind and not to bother too much 👍
Have a good weekend.
After Hours we are now at $14.09
So 12.5c drop, or 9p ish drop for us Monday, assuming no bombs, no Oil increase, no WW3, No Covid24.
Good announcement regarding re-financing.
Good Weekend All.
Betterlife.
OMG
You are a puppy.
Put an amount in X shares / Funds, and ignore it.
Stop looking, it's immaterial, Look back in 10 years, think of us old farts, and laugh when you have quadrupled + your money.
If WW3 happens, trust me, nobody is going to worry about money, they are going to worry about staying alive, basic food and water.
Hi Bot,
I totally get you. In my current job I pay 8% to my pension pot and the company I work for they put 12% in my pot in total I get 20% in my pot every month.It is looking very healthy I must admit.
I am very young ish only 26 years old.I do own my place and I haven’t got much mortgage to pay compering to some of my friends that have got lot more than mine .
I do follow up news a lot that is my biggest problem and that is possibly why I get grumpy sometimes. You are right maybe cutting off news will be healthy for me.👍
All I was wishing that money will go up steady and I could buy a nice house in Cheam lol 😂 But looks like I’m staying where I am bit longer than I thought.Well got to wait what can I do🤷♂️
I have made good profit from my shares so far but I have also lost a bit but overall I’m in healthy profit which is good 👍
There is only one thing with me, I act instantly!! Even with my job if I don’t act instantly I stress my self . This how I grew up. My desk must be all clean and tidy must be. Sometimes when I look back , I wish I didn’t get to grow up with too much discipline!!! Can be bad as well as good.
But one thing that I’m great full, I have invested in stock market. It might lose my pants for while but if the world doesn’t go bonkers any time soon. I am sure I will remember this investment I have made for rest of my life and look back say yes that is boy 👍