Member Info for WelshFalcon

I think a lot depends on where the pension you are transferring from is. That's where in time!

My transfers to HL (early last year) only took a few days, from three different pensions. But all three had reached maturity with their terminal bonuses having been paid as I was being asked by all three to make decisions on what to do with the funds.

If you are transferring before maturity, I think that they have some more hoops to jump through in establishing that you are who you say you are and not a scammer. Also they need to document that you have (or say you have) received the requisite advise. Obvious reasons here, there have been some nasty scams about!

Best to keep n top of it all, and provide all documents / information that they ask straight away. Frustrating, I'm sure, but it does make sense.

It's biology @wet.

There is always the placebo effect. The mind tells the body that it's being treated and this can cause a biological response that has a beneficial effect. Never fully understood....

A patient may have started their immune response, which then accelerates...

All sorts can happen, that's why we have carefully planned trials.

So.... not too busy to find time to post on here, then? But too busy to send a congratulatory email to SNG.....

That one image really shows off the true scale of what is going on and what has been achieved so far. 12 months ago, this was just barren desert!

Fab pic. Massive!

https://twitter.com/GreatlandGold/status/1392382267410944000

I'm so happy, going underground......

https://youtu.be/AE1ct5yEuVY

Wel... and MrCosts will, of course, send a congratulatory email.

Oh my!

I guess he has been busy after all.....

Katie at Proactive refused to interview him ever again. Nobody knows what happened!

He left in a huff.

Thanks @alinz......

Yes I know what waiving means.
I also know what wavering means.

Your point is?

@Dave, I know that. but 'wavering' has a completely different meaning to 'waiving'.

This is a normal tactic to spread disinformation and raise concerns that don't exist.

Wavering? How on earth does a patent waver? Nice try - back in your box.

So... How far can a Camel go? How many watering holes will we need and how many Camels are needed to hit our targets?

Australia (well some bits of it) is over run with camels. The green alternative = A camel train.....

I'll get me coat....

Nope, no idea.

They are drilling now, so it will be a wile before it gets reported.

A few variables that can affect reporting.
We don't know if GGP will report the Juri JV regularly or ad hoc.
if ad hoc, we don't know if they will report each drill, or wait until they have a 'set'.
Lead time and processing time for assaying is an unknown.
There still may or may not be some delays in assay results that were seen for SWAG.

So your guess is as good as anyone else.

Basically all you need to know about Cryptocurrencies:

https://youtu.be/x5RCfQyTDFI

Enough @Wood...

Put the drink down and go to bed. No more drinking alone unless you lock up your laptop and phone first!

Useful and thanks @Tornado.

I have wondered if you could do a sort of ISA shuffle? I'll try to explain.

You have shares in Company A in a normal trading account which are showing a nice gain which you would like to protect.
You also have some shares in Company B all contained within your ISA.
You also don't want to be out of either of these to companies.

So... can you do this?

Create liquidity in your ISA by selling enough of company B.
Sell enough company A (in your normal investment account) up to your Capital Gain allowance.
Now you buy company B in your normal investment account with the cash you have created from the sale of A.
And buy company A in your ISA with the cash from B.

You have now effectively swapped the share holding from your ISA and your normal investment account having also used up your CGT allowance.

Wait 30 days the do the same swap, but back to the position you had 30 days earlier.

You have now repurchased company A at the higher price having crystallised your Capital Gain allowance, all while keeping full exposure to both companies and all within the rules?

Would that work?

It's not easy @Oak. Just keep as much as you can in your ISA / SIPP. Although when you start to drawdown pension income from your SIPP, tax becomes an issue then. An ISA should be fine forever (barring a change in legislation, hence 'should').

As for CGT gains and losses and cash offers...... Well, the HMRC website give lots of information, but many clever accountants have written books and based their entire careers on working all that out.

If you do get hit, get advice is the best advice. Personally I keep all my investments in my SIPP and ISA.

Just as a heads up, on a cash offer (all or in part), don't forget that any cash element will be subject to Capital Gains Tax. Obviously this doesn't apply within a SIPP or ISA.