Member Info for StickyToffeePudd

Folks.

Good to see that the downward slide in Lloyds has been halted for the moment at least!

Gray, as I told you a month ago, we are in a stalemate scenario!

Yes Leearex/Lucky, great news that Labour have put closer ties with/rejoining the EU back on the agenda! It's been buried too long now, given the economic damage it's been causing and with a bit of luck, we'll be rejoining in the next few years!

It'll be great for the UK backing sector, so a complete no brainer for Lloyds share holders!

"Should I Buy Lloyds Stock Now?

Lloyds share price may be down so far in 2026, but it hasn’t fallen far enough to be attractively valued. At 94p per share, this is just below Kammer’s Morningstar fair value estimate of 97p, with only a narrow economic moat protecting it from its highly-competitive UK peers. For now, investors should weigh the risk of a worsening credit cycle before they buy, Kammer says, and brace themselves for potential disruption in the coming months."

88. please take this on board before you lose more money! I do feel that I need to take you under my wing, as you are likely to make further bad investment decision, the way you are going!

https://global.morningstar.com/en-gb/stocks/lloyds-share-price-is-uk-banking-stock-buy-after-its-drop-2

"Lloyds Banking Group remains in focus after its most recent results and capital return announcements, which included a higher ordinary dividend and another share buyback program, underlining the UK lender’s role as a key income stock for many European and US-based investors who follow the British banking sector, according to company disclosures and financial news coverage in early 2025."

"Lloyds Banking Group remains closely tied to the health of the UK economy and interest rate environment, which drive its core mortgage and retail banking earnings. Recent dividend and buyback decisions underline management’s confidence in capital strength, but investors also monitor credit quality trends and regulatory changes. For US-focused portfolios, the stock offers exposure to UK retail banking and income characteristics via its London listing and US trading facilities, while currency moves and domestic policy shifts add further variables to consider."

https://www.ad-hoc-news.de/boerse/news/ueberblick/lloyds-banking-group-stock-gb0008706128-solid-dividend-after-latest/69364110

There is a lot going folks that could throw the markets this week, but here is a nice summary of what to watch out for!

https://www.fxstreet.com/analysis/the-week-ahead-will-uk-bonds-stabilize-after-burnham-pledged-allegiance-to-fiscal-rules-202605180521

Https://www.ig.com/uk/trading-subscriptions/week-ahead

We have lots of economic indicators coming up in the coming week, which will nudge the market one way or t'other.

It should prove an interesting week, given everything that will be going on.

I'll be stocking up on popcorn myself as I anticipate much excitement in the next 4 to 6 weeks.

The drop in the share price here in recent months is grim!

I think the orange man has come back from China with one hand as empty as the other.

I think that means he's going to have to admit defeat OR he does nothing which will make it look like he's lost OR he can restart hostilities.

I think that it is going to be very unsettling for world markets and those thinking about buying into lloyds should put their plans on hold and wait for a good drop before buying in again.

I think that given it is a Sunday, lamb and roast beef are off the menu for many families, as it is simply too expensive these days!

Global stock markets are treading dangerously close to dot-com bubble extremes as asset prices hit record highs, prompting rare warnings from entities like the Bank of England over a potential market correction!

Folks there is lots of speculation out there that the house of cards will come crashing down soon...!

https://www.theglobeandmail.com/investing/markets/markets-news/Motley%20Fool/1982339/prediction-the-trump-bull-market-will-come-to-an-abrupt-end-because-of-2-decisions-made-by-the-president/

"Shares in Barclays, NatWest and Lloyds each dropped more than 3%. Reuters said JPMorgan analysts see the UK banking surcharge going to 5% from 3% if policy swings left. Tax risk has made political news move bank stocks."

"Lloyds bulls still have some numbers on their side. In the first quarter, the bank reported statutory profit before tax up 33% to 2.03 billion pounds. Net income climbed 9% to 4.79 billion pounds, and underlying net interest income was up 8% at 3.57 billion pounds."

"Lloyds bulls still have some numbers on their side. In the first quarter, the bank reported statutory profit before tax up 33% to 2.03 billion pounds. Net income climbed 9% to 4.79 billion pounds, and underlying net interest income was up 8% at 3.57 billion pounds."

"Lloyds bulls still have some numbers on their side. In the first quarter, the bank reported statutory profit before tax up 33% to 2.03 billion pounds. Net income climbed 9% to 4.79 billion pounds, and underlying net interest income was up 8% at 3.57 billion pounds."

Choppy waters ahead folks!

https://www.bez-kabli.pl/lloyds-share-price-slide-sets-up-a-nervous-monday-as-uk-bank-rule-shake-up-looms/

Lads she's dropping like a lead baloon!

Lloyds at 90p won't be long now.

Lads, lloyds is taking a pasting today thanks to Trump and Starmer.

Let's see how low lloyds goes but I reckon we could hit 90p in the coming days and weeks...

"For more than a decade, the banking sector struggled to regain the confidence of investors. Most professional fund managers suffered significant losses in the 2008 crash and subsequently found the industry difficult to navigate"

"Lloyds Banking Group (LSE: LLOY) is a direct bet on the British economy. Unlike its more international rivals, Lloyds Banking Group generates the majority of its profit from domestic retail and commercial lending. Its net interest margin has improved significantly in recent years as it benefited from the shift in interest rates. With a price-to-tangible-net-asset-value ratio of 1.5 times and a healthy return on equity, the bank has become a favourite for dividend-seekers. Its aggressive share buyback policy continues to support the shares even during periods of domestic economic uncertainty."

https://moneyweek.com/investments/bank-stocks/best-bank-stocks-to-buy

LeeRex, may I remind you this is a share forum where we discuss events that impact lloyds shares.

Currently running at 104 dollar a barrel.

Borrowing costs rise after Starmer vows to fight leadership challenge, with 0.06 percentage point rise in the yield on 10-year gilts, rose from 4.91pc to 4.97pc, However, the rise has been "relatively inconsequential"! However, the DT's rejection of the latest deal has also caused borrowing costs to rise in France and Germany, but the rise in the UK has been larger, due to domestic politics.

For the moment 'steady as she goes' with regard to the economy, but there remain both domestic and international ongoing 'situations', that could adversely impact lloyds.

"to Amend AT1 Bond Terms Amid Regulatory Changes"

"Lloyds is convening AT1 bondholders to vote on changes aligning subordination terms with its other Additional Tier 1 instruments."

"The proposal empowers the trustee to implement amendments and limits its liability, with only eligible non-U.S. professional investors able to determine the outcome."

https://www.tipranks.com/news/company-announcements/lloyds-seeks-investor-approval-to-amend-at1-bond-terms-amid-regulatory-changes

Folks we enter a new exciting week!

Lloyds up, so anyone any ideas why that might have happened?

I know that proof of address is required sometimes for ID verification, so that is what it was...

Perhaps it simply had to be an original document sent from her bank Lloyds with her address on it and I'm not sure if you get that with the online version.

"Lloyds Bank has clarified its account rules that apply to all customers. The group spoke out after a customer criticised what they felt was a long wait to access a service.

The person contacted Lloyds over social media after they had been told it would take 48 to 72 hours to generate an online statement for their account. They asked what is the reason for this timeframe.

The bank said in response: "Statements are generated as per their scheduled dates, however, when requesting an up-to-date statement they do take time to generate. This is a standard timeline for it to show in digital inbox."

Not contented with this explanation, the customer went on to ask: "And there's no way to print a current view for savings accounts? What if someone needs it urgently?""

"Lloyds said in response: "Sorry you haven't received your statement yet. If it hasn't arrived in your digital inbox after 72 hours, you can raise complaint using the link below.""

From my own experience the service that lloyds bank provides is very good.

https://www.msn.com/en-gb/money/other/lloyds-bank-explains-48-hour-rule-that-applies-to-all-accounts/ar-AA22NCyQ?ocid=msedgntp&pc=U531&cvid=6a004964a3d84215bf835676516622b2&ei=45