Member Info for StickyToffeePudd

Appears that an undersea intercontinental comms. link has been cut by the Russians, so traders are furious they cannot watch porn between trades.

Have done many good things since they have come into power.

For sure there will be higher food prices in the UK, as Spain has taken a major hit to it agri. sector, with the recent floods.

Folks, be ready for major food hikes this winter!

Happy days for your move to Spain then.

Some things to consider...

- If you plan to sell up in the UK, before you move to Spain, research the timing of this as it can make you liable for Spanish taxes on the property you sell in the UK.

- Make sure you use an independent lawyer and if you get the property structure checkout they are also independent! Do not under any circumstances use any professional recommended by an estate agent! Be careful of coastal properties as the steel structure is prone to corrosion! Professional survey is a must on older properties.

- Be aware that squatters is a major problem in Spain, but if it is your primary home you should be able to get them out fast. It is a big problem with rental or unoccupied properties, with it taking years sometimes to get squatters out.

- You'll need to surrender your UK driving licence and get an Spanish driving licence. Make sure they include all of them on your new licence and make sure when they are doing the medical prior to getting your Spanish driving licence they are aware you want all the categories transferred from your old licence to your new licence. They are a couple of obscure categories they cannot include.

- ISAs and other tax free UK wrappers as simply not recognised in Spain, and will be taxed.

Just like his mentor, MV is full of conspiracy theories!

Cop on MV!

MV, you can keep the monkeys!

One of the barstewards flew in the passenger window of a car I was driving and pinched my bait from the back seat, when I was visiting the place.

Dorfan, please work on our English, so you can get your head around the meaning of 'historic anomalies'. Please also lose the colonial mindset, then you will be fine.

Porsche1946, this is exactly the point that these muppets that voted for Brexit are now poorer, and don't like it. Brexiteers were turkeys voting for XMAS!

Jackingthemonkey, Spain should five the canary islands to the nearby African countries. I absolutely agree.

"Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Lloyds Banking Group plc, along with its subsidiaries, offers a variety of banking and financial services both in the United Kingdom and internationally, with a market cap of £34.19 billion.

Operations: Lloyds Banking Group plc generates revenue through its diverse portfolio of banking and financial services provided in the UK and abroad.

Dividend Yield: 5.1%

Lloyds Banking Group's dividend payments are well covered by earnings with a payout ratio of 41.5%, though their dividend track record has been unstable over the past decade. Recent share buybacks, totaling £1.52 billion, indicate a focus on shareholder returns despite net income slightly declining to £3.73 billion for the nine months ending September 2024. The group is trading significantly below its estimated fair value, suggesting potential undervaluation in the market context."

https://simplywall.st/stocks/gb/diversified-financials/aim-brk/brooks-macdonald-group-shares/news/3-uk-dividend-stocks-to-consider-with-up-to-51-yield"

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Folks just sit on your lloyds shares until retirement, and keep on reinvesting the dividends in the interim.

GB, we need to put an end to all these historic anomalies, so Gibraltar back to the Spanish, North African Spanish enclaves back to the Africans and of course NI back to the Irish.

Morning GB

I see that our mate Keir is now cuddling up to Chinese President Xi Jinping.

I imagine we'll all be using chopsticks soon.

On filter

The majority of farmers, like fishermen, voted for Brexit, and it made them poorer. They were both architects of their own destination, like the rest of the morans, who voted for Brexit. No point whinging about Labour policies if you voted for Brexit, as you've already wrecked the country, by voting for Brexit!

This is the best website for searching for properties in Lanzarote

https://www.idealista.com/en/alquiler-viviendas/las-palmas/

You'll have to add 10% to the purchase price to cover the various fees and taxes.

Also, if you eventually sell the property, you will also be hit to about 10% taxes and fees.

Being a UK resident the 90/180 day rule applies. You can travel without a visa to the Schengen area, which includes Spain, for up to 90 days in any 180-day period.

As I see it Chancellor Rachel Reeves is actually PM material, so if our mate Keir could shuffle off, now that he's won tge election, that would be fine by me.

"Will the Lloyds share price drop to 50p in 2025"

https://www.fool.co.uk/2024/11/12/will-the-lloyds-share-price-drop-to-50p-in-2025-and-should-i-buy-the-stock-if-it-does/

- And then there was the mis-selling car loans court case...

- "The stock was one of the FTSE 100’s best performers of 2024, topping 60p last month. "

- "Lloyds share price has fallen 12% in six weeks"

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This is rather important for us who are long term, which is to call the low in the market to get a few more lloyds shares for our pension income.

ATISHA, USA can no longer be relied upon for military support, simple.

UK has no choice but to cuddle up to the EU.

Weatherspoons today

GB, I'm watching the exchange rate closely, trust me! UK investments increase in value obviously for those based in euroland. If only it would up to 1.45 again!

69, please get used to democracy!

Been carnage on here recently, with the share price where it is.