Member Info for sheltie

Hi Castle. I guess I'm trying to keep grounded down be Conservative. I have £50k invested here so am very happy to wait three years....at whatever multiple that ends up looking like. I'm happy with a 100% double, but if forced, will reluctantly, accept 400%!!!

On the basis that it is very difficult for me to see any downside from here (with a three year time period in mind), I have added a further 3,000 shares today. These are showing above as a Buy at 8:17am. I’m very confident that Saga will prove to be a really solid recovery share. By that I mean that I expect to double my money from here. ATB

I did indeed. That took me to 50,000 in total. I will not be a seller any time soon either; so consider them "sticky"!!!

I was lucky enough to get in to Avacta early doors and left with over 200% profit. I see this (yes, i know it has other strings to it’s bow etc) as another pretty binary option. If the test comes good then this will explode. If it doesn’t (& trust me, many don’t) then it won’t! Huge money to be made but it’s a biopharma risk/reward option. . . . .

Well, I bought a further 10,000 myself yesterday (at 15:43pm) as I see a very good future for this company. Does that answer your question?! ATB

This was ALWAYS going to retrace and I said that it would happen on Wednesday or Thursday. It’s perfectly normal and to be expected (clearly as I could even foretell which day!). It may fall further today too. But, if you watch a tap for long enough, it will surely drip! Keep your eyes on the prize, which is this year and not this minute in time!

I have been very badly burnt by biopharma promising the earth and delivering nothing (for example MTFB). Why do I bother posting this? Simply because, it’s nothing until it’s something. The test has to be APPROVED first. Until then it’s not a test. If, which we all very much hope (especially me, as I lost a f****g shed load on MTFB), then this share can very easily go through £5. If it doesn’t gain approval, then we will be left disappointed and remain at about this level. So, people should stay balanced and not shoot down the nay-sayers; as you never know, in the high risk world of Biopharma - they could be as right as those that shoot them down for their opinions. Balance!

I run both as I have more to invest than my ISA maximum BUT I only withdraw up to my maximum non taxable gains in my Investment Account. That way, in a good year, I can really do a major HMRC body swerve and still be, at all times, working completely within the legitimate guidelines. In a good year - which aint always so easy!! Lol!!

Yes, Casper, it really is insane not to have one - even for the person that doesn’t invest much. It is truly a rare thing to not even have to declare any winnings - but it’s got NOTHING to do with HMRC! Zero. Zip. And Hurrah for that! ATB

You can remove as much as you like, whenever you like, with zero tax implications. End of!

109%!! I meant 100% obviously!

Uxm484 your ISA is 100% ring-fenced. It is 109% free of any taxes - and any dividends paid in, are also exempt i.e they do NOT count towards your annual dividend allowance. So, as much as anyone possibly can, ALWAYS buy and sell within a Stocks and Shares ISA. Over 20years this can easily result in six figure tax savings . . .ATB

I do not for a minute think that today’s rise is on the back of reinvested dividends. It is hugely undervalued and is now enjoying a re-rate - and rightly so. This will fall back a bit tomorrow or Friday, as profit taking will, inevitably kick in and there is nothing wrong with that, but next week it will continue up I suspect. Fabulous opportunity this one. . . ATB

They have not issued a "we know of no reason for the rise" RNS. Maybe there really is big news on its way and they cannot deny it? Hope so - but not being complacent. ATB

As to why Saga has been flat lining of late. Yes, we had that fabulous rise a few weeks back, but with the vaccine arriving tomorrow, which will liberate pensioners in particular, why is sentiment not more favourable with regard to Saga? I just expected more day to day 3% to 5% type rises. Now, I’m sure it won’t appear but I also might have expected it to appear as a share tip for 2021 too. It is a very clear winner with the vaccine being deployed, yet sentiment is not as strong as I would have expected. I’m more than happy to wait, because cruise ships WILL sail in 2021 and sentiment WILL get a grip here. But I’m still a little miffed! All the Best to holders here. As Captain Tom would say, “tomorrow will be a Good Day”! :)

Yeah, sneeky buggers, make it very hard to get 'eyes on' unless you have officially Subscribed! Stingy gits :(

Thanks for that. I can just see you desperately trying to scroll down the article, as I was, before cruelly being shut out by the mighty DT!!! I did see Lloyds in bold though, so it's definitely in the article, but no idea what it says. Thanks for trying though! ATB

Ten shares that could take off in 2021. Lloyds is in this article but it shuts me out before I can read it. No idea how we are referenced, but the Header gives us a clue! Can a subscriber copy and paste it here for us all to read?
https://www.telegraph.co.uk/business/2020/12/31/ten-writers-share-tips-could-take-2021/

Until such time as the Brexit Deal and its ramifications are fully known. The deal has been signed off, which is great. BUT, at present, the Market just does not know how it will afffect the Financial Services Sector, here in the UK. What sounds like great news, suddenly throws up major questions with regards to specific sectors, like ours, once the light is shone upon them. This is why our sector suffered so badly yesterday, when, seemingly, everything else was flying. This will take a few weeks to unravel and is likely to leave us at about this share price until next year. That said, I think that mortgage applications etc.will increase substantially over the course of 2021. This is a good news with Lloyds being, by far, the largest issuer in the UK. My advise is to give this time. Try not to watch it on a daily basis, as, just like watching a tap - it will surely drip in the end! But if you’re not already invested in Lloyds then, without a doubt, buy this stock. It will, quite literally, pay dividends if you do (apologies for that, but I couldn’t resist)! It’s a great “income play” and, in the fullness of time (two years I reckon), will have reached 60p again; which is a very good return, for a main FTSE100 constituent. This WILL reward, but may just need a bit more patience as the final pieces in the Financial Services sector jigsaw, are finally (blimey it’s been a long time coming!), put in place.All the best, and have a good day. . .

British Racing Green would look good but is perhaps a little ‘obvious’ when representing Aston Martin. If acceptable, for a safety perspective, then maybe the stealth Matt gun metal grey would look awesome? VERY noticeable and VERY Aston Martin. They have it on some of their commercial models, including the new DBX - so why not carry it through to F1? Safety permitting of course! Chew on that one, over your chocolate biscuits this morning! ATB