The "Cash Wallet" is significant!3 Feb 2019 21:03
Before going abroad, top-up the wallet in £, travel to destination and use US$, for example, at market rate, without the "buy/sell" spread - it will save travellers on the spread for a small commission, perhaps?
The gold holding remains intact (might be worth comparing storage fees for other vaults - Tally is one of the better rates!)
.
.
DYOR
.