richardkaz18 Dec 2018 10:11
Old, very kind of you to offer, and I know that alot of you on here have far more brain cells than me who left school with no qualifactions in the 70s but done alright in life but the advisor is my best friend of 51 years who retired at 40 ! he got it right. Love to you all and thanks for your support this year. Hbob the average is now down to 0.90.