Member Info for Retty1

Why do you feel there is a need for a rights issue? I believer not as inflation will erode debt and grow sales. Just like a mortgage expensive at first but as you earn more becomes less of a burden. Timescale is years not months or days as some expect

This board is full of crap, most has very little to do with Lloyds just the old boys talking rubbish and the occasional good informative post; anyone know of a genuine Lloyds share chat forum; where LTI does not try to act like the king and there is a real conversation about the shares; most of the other boards I follow are good, this is just a general chat with bit of Lloyds thrown in

got to admit that i wish this would have gained sooner then it has, and can see why some people lose faith, but the difference between nav and market value is to big to ignore, the debt will reduce and inflation has already helped out big time and will flow into results more this year then last, changes to opening hours will help with staff wage inflation; biggest issue i see with marstons is the lack of regular announcements to get the wider market interested, and see what is really happening sooner; so for me until there is an other announcement we will be stuck in limbo and re rate is a bit away, but will come. my money is on jan 2025 will be around 50p (no science or fancy graphs just my opinion) and the gains for newest investors like me we be 2x maybe even 3x don’t really see how the management can **** this up in the long run. as takeover could well be in the cards, biggest fear is new share issue but don’t see this happening any time soon and even if they did; the last one did not end up bad before the nightmare of covid hit. just see more upside then down side, come on bod a nice bit of insider trading or an announcement or 2 might help the shareholders out. but yes different set of circumstances to debenhams and operating in a much slower rate of change sector where given the size and financial firepower they will survive, also ni reduction, large % state pension increase, summer coming gas bills failing will all result in more money in the pocket to spend in the tills. am i delusional, not sure but time will tell and for 200% increase i will happily wait 8 years. but once this hits 70p there is a new camper van coming my way

Keep it up, we are over 50p now.

Don’t get the takeover talk, they will offer 70p if we are lucky; I am holding for the quid at least. Like the great prophet Gary Barlow said have a little patience.

Based on fact I have a 34p average, I reckon over the next five years marstons will give returns that even Buffett could only dream off

Been clocking marstons for a few months, now for me seems a good time to jump onboard. Debt is a concern but should be manageable with a full 12 months trading with no immediate need to raise additional funds. Looks like i will be swapping budweiser for carlsberg .

No way i am selling at this price, must admit through i am a little disspointed with no trading update from card. Can only assume that no update has been taken as a bad sign by the market.
The shops are always booming amd sales volume must be good.

Tomorrow will be a better day

Hi, Does anyone know when the Q1 update is ?

Seems to be holding well since the last 2 updates - and another positive one will hopefully help to drive higher.

Definitely coming soon. Maybe back end of the year.

Few reason s why I don't think it will happen in the next 6 months.
Money/finance is still cheap and readily available. Once interest rates raise an governments stop printing then I believe this will all change then comes the recession.

But on the counter to that;
Backlog for compainies are higher then normal due to supply chain issues. Reducing this alone will help for the next few months.
Still pent up demand for services hanging over from covid and saving levels still high compared to before the pandemic.
Labour shortages mean those that have to work and want to work.

The only certainty is that those at the bottom end of earnings are going to struggle more due to inflation. And there will be a lot a lot of twists and turns before there is a recession. There will be a trigger - maybe corporate debt or a minor country defaulting creating ripples through the whole financial system.

Who knows just like I believe Lloyds will reach 75p in the next 2 years I also believe there will be a recession within the next 2 years. Hopefully Lloyds will get there first so I can sell and pay of the mortgage.

Hi Roxbury house

Great idea can only see if they will go for it.

Question;
Of the 30M additional cost for the next fiscal.
What % is inflation, utilities and staff wages increase.

And what % is investment in the business with additional headcount, IT, website and additional marketing (above 2020 levels) to support the company growth objective.

Interesting article from the mail on omicron, just goes to show we won't know fully for 2 weeks. But either way absence level this year do seem worse then normal and as a minimum masks should help slow down flu and reduce the risk to nhs which will drive any further restrictions. Hopefully Without any real effect on economy.

https://www.dailymail.co.uk/news/article-10253611/Could-Omicron-GOOD-news-Variant-speed-end-pandemic-causes-mild-illness.html

I will be stocking up tomorrow on card without black Friday deals and a few more shares.

This seems like a great share and expect good growth in the years to come after the debt is sorted(which looks more likely by the day will come from profit not shareholder dilution ) . Next will be the online battle with the pigeon and the pig, and I would expect in 3 years, card is giving them a good run for there money in the online business . As a minimum card will bent the price they can charg, thus limiting there advertising budget. Supermarkets have always sold cards and card factory has flourished in this time as they currently are and will continue to do so in the future.

Not concerned about the store presence, where I live we have a few small local shopping centres full of charity shops and Trafford centre. Both always seem busy and I believe that cards for under £2 for special loved ones are easily purchased in advance hence the increase in basket spend,. Although I am not so sure that the basket reduction will ever come and higher values due to less visits may stay for the foreseeable. But this should not damage profitability, but got enough practical experience of consumer retail so; I just wonder what the effect on efficiency is, leading to less hours of labour us? It must be easier to serve 1 person 5 cards then 1 cards to 5 people. And retailers like card do benefit from tight arsh shoppers like me.

But I do see a potential rebrand once the cash is available, 1000 plus high streets shops all the same branding as the website with a solid reputation for good value. That will be priceless to share price in 5 years time.

Might even splash the cash and get the wife a personalised wine glass.

And push up import inflection, could even help exporters

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Hollybean...............43.2p
Cartunhead.............44.5p
Nash2020...............46.70p
DividendChaser..... 47.1p
Falklandinvestor....47.6p
SUFCESSEX............48.69p
Markret...................49.5p
Livestock................50.0p
Goonerpete............51.0p
Y11shx…………….53.0

I sold barclays this week to add to Lloyds thinking along the same lines just hope it pays off. Still believe the 70p will come within 12 months.

At the moment can only see inflation going one way and that is up, container shortages still an issue (maybe may before improves) raw materials costs raising possibly due to on going shortages.

Sales in the high street could be the saving grace otherwise reduce money supply (QE) but that won't be good for economy.

Going to be a tricky year and difficult to predict.

Sageman, I was thinking the same about the bad dedt not materlising yet. And believe that last 2 days have been positive for banking sector.

Only thing I struggle with is what do the banks count as bad debt. I am not sure if someone not paying mortgage or credit card due to furlough counts or not? Have tryed to do some research buts it's not clear to me. Any idea ?

No doubt there is going to be loads of errors on the part of Lloyds and all banks regarding government backed loans. And maybe one day the government will come after the banks, but not by end of Feb this year's. Would be a brave board to use that to reduce profits and more importantly for its largest shareholder reduces ability to reduce what it can lend to support ecomony over the next year. Can really see this playing out in the courts in 2025 but not by end of Feb 2021. Also furlough, payment holidays etc, have only helped to reduce Lloyds defaults leading to a maximum possible modest profit.

Long term we will all be paying for this and sure banks profits will be hit. But at the moment I believe all set up for a modest profit, modest dividend (based of guidelines given won't be much). Good growth in share price.

60p end of 2021 ( not brave enough to suggest 70p just yet)

No doubt there is going to be loads of errors on the part of Lloyds and all banks regarding government backed loans. And maybe one day the government will come after the banks, but not by end of Feb this year's. Would be a brave board to use that to reduce profits and more importantly for its largest shareholder reduces ability to reduce what it can lend to support ecomony over the next year. Can really see this playing out in the courts in 2025. Also furlough, payment holidays etc, have only helped to reduce Lloyds defaults leading to a maximum possible modest profit.

Long term we will all be paying for this and sure banks profits will be hit. But at the moment I believe all set up for a modest profit, modest dividend (based of guidelines given won't be much). Good growth in share price. And most importantly for me a nice return on investment.

60p end of 2021 ( not brave enough to suggest 70p just yet)

Dividends all the way, still major weakness and headwinds in the economy but government currently picking up most of the bill. Lloyds will make a profit and benefit from the covid government back loans.
Suppose the question is how many people will take a short into results week. In a week a lot can change just look at the difference in optisism on this board in the last week. This will continue government media machine needs to be optimistic to get us all to buy into lockdown ending and spending the free cash to drive economy, all positive news for the next few weeks. Personally I fell small dividend based on limits placed on Lloyds but even 1p will be a start.