Member Info for Plutus1

For those that missed it..

"We are delighted to be partnering with Kent Pension Fund to provide a more convenient way for their overseas members to complete proof of life checks digitally via our EMpower Pensions platform.

At Crown Agents Bank, we're proud to be supporting increasingly more public and private sector pension funds across the UK, using technology to provide a higher level of security and accuracy via this digital verification process."

CABP signed up over 100 new clients last year, including Santander Bank and 3 Banks from the UAE, and from their 16th Jan statement, they are seeing a structural shifts towards specialist providers like themselves. They not only have a high quality customer base, like G10 government entities, some of the World's best known international development organisations, global remittance companies, emerging markets financial institution's and, increasingly, major market banks. They are also seeing increased volume from existing clients.

Not long left until 26th March.

DYOR

The epitome of a troll, how sad do you have to be, jeez.

57% EBITDA Margin

£50m FCF in 2022

£37.9m FCF in H1 23

95% Cash conversion

7.7p In dividends paid last June

By end of 2024 est Cash should be circa £140m, what's the market cap again??? Lol

You won't find these margins anywhere else on the FTSE.

For those that have done their research will know Dividends/Share buy backs coming soon.

Nothing but another great opportunity.

DYOR

""THE EXPERIENCE, NETWORK AND KNOWLEDGE OF THIS BOARD AND EXECUTIVE TEAM IS MORE IN-KIND TO A $100 BILLION DOLLAR LARGE CAP THAN A $250 MILLION DOLLAR MICRO-CAP""

Bhairav is one of multiple high profile, and experienced leaders brought in to lead CAB. A few of the others are: Ann Cairns (Chair), Richard Hallett ('CFO'), Joseph Hurley ('CCO'), David Mountain ('CPO'), David Parker ('CIO'), Richo Strydom ('CTO'), Noel Harweth (Director). If these names don’t mean anything to you maybe some of the team’s experiences do: President of international markets at Mastercard, Global Treasurer at Citigroup, CEO of Royal Dutch Shell, Chairman of Deutsche Bank, Director at National Australia Bank, CEO of Travelodge, CFO of Barclays Africa and senior roles at institutions like RBS, Morgan Stanley, Credit Suisse, Bank of America Merrill Lynch, United Nations Migration Agency, and Discover Financial.

IMO They made 1 mistake or a little naive, should never have listed on LSE, should have listed on NASDAQ, would have been worth a few Billion today!

Buys to sells today so far...

2:1

And 13% down🤦‍♂️. Another opportunity to load up. They can manipulate it all they want, long and strong here 💪

Premium Listed Company ✅️

UK Banking License ✅️

Significant Growth - 25% in 2023 ✅️

A Truly World Class Management Team ✅️

Recently quoted they have the knowledge expertise and skills to be running a $100 Billion company ✅️

Profitable ✅️

FCF Positive - £37.9m in H123 ✅️

Cash - Should have £140m+ by end of 2024 ✅️

Clean balance sheet after IPO ✅️

Significant growth potential - 2 Licenses pending anytime ✅️, currently have just 1-2% of the total market ✅️

Types of Customers - High quality and growing customer base, made up of G10 government entities, some of the world's best known international development organisations, global remittance companies, emerging markets financial institutions and, increasingly, major market banks ✅️

Territories - Operate in 150 different countries ✅️

Significant Blue Chip Customers - 74 New customers between Q1-Q3 in 2023. Eg New clients in several regions, including Santander Group/PagoNxt. Signing client agreements with the three largest exchange houses in the United Arab Emirates etc ✅️

Super High EBITDA Margin - 57% in H123, is this one of the highest on FTSE ✅️

Recurring revenue - 96% 3 year retention ✅️

ULTRA low P/E - Less than 4x for 2024 ✅️

2024 EV/EBITDA Est - Totally disconnected to Fair Value - Current Market Cap £210m, Debt N/A, Cash £140m, EBITDA £83m = 0.84x 🤯 Yes 0.84, it's totally mind blowing ✅️

IMO Dividends/Share buybacks will come in 2024, then it's a full house, there will be no stopping ✅️

All about the fundamentals, speaks for themselves.

DYOR

Ignore the 'noise', all about the fundamentals.

A massive tree shake in play, 18% down in less than 24hrs, someone is very very desperate for shares!

This mornings action in 45mins...

14p drop with just 300k shares traded

More buys than sells! Lol

So a measly £300k shares traded has wiped £35m off the market cap. Make it make sense. ROFL.

Shorters algos in overdrive.

Welcome to the corrupt manipulated London Casino Market. Hence why LSE is totally dead. Without any liquidity the Hedge funds can do as they wish, and this is on a Premium Listed Company.

The only place where you can legally conduct a robbery without ever being prosecuted, as the FCA are toothless.

As Currys shows AGAIN, predators are trying to snap up undervalued UK companies, and there is no undervaluation on LSE Like CAB Payments, IMO One of the most undervalued companies on the whole of LSE based on fundamentals alone. 2024 EV/EBITDA of just 1x 🤯

A serious rerating has to take place here to ward off any predators.

London market is structurally broken. Nearly all companies are worth significantly more privately. Makes you think the Hedge Funds algo traders, is this the name of their game, hold it low so Private Equity swoop in on the cheap.

Also today Founder of Easyjet wants the company to list on Nasdaq, the speed of take private and move away from London is relentless. Whatever it is someone is making huge money at the huge expense of others.

CABP is a prime example, undervalued by multiples on every single metric out there, against most other companies and all peers. Liquidity is non existent with a super tight free float, once the elevator goes up there will be no stopping.

CAB has huge FCF, profitable,

eye watering margins, significant growth and stupendous opportunities globally, World Class team and major competitor advantages. Being Premium Listed and a possible return to shareholders via dividends, there will be no stopping.

'REVENUE IS VANITY, PROFIT IS SANITY, BUT CASH IS KING' - 2022 - FCF £50M, H1 2023 - FCF £37.9M. Cash conversion 95% 🤯💰

https://www.cityam.com/elliott-mulls-new-higher-offer-for-currys-after-initial-700m-bid-rejected/

DYOR

So in 1 Clean swoop someone gobbled up a cool 1m shares, a full 4p above the ask at the time.

That's 60% of today's total volume in 1 trade.

Or 0.4% of total outstanding shares.

Serious accumulation happening.

Premium Listed Company ✅️

UK Banking License ✅️

Significant Growth - 25% in 2023 ✅️

A Truly World Class Management Team ✅️

Recently quoted they have the knowledge expertise and skills to be running a $100 Billion company ✅️

Profitable ✅️

FCF Positive - £37.9m in H123 ✅️

Cash - Should have £140m+ by end of 2024 ✅️

Clean balance sheet after IPO ✅️

Significant growth potential - 2 Licenses pending anytime ✅️, currently have just 1-2% of the total market ✅️

Types of Customers - High quality and growing customer base, made up of G10 government entities, some of the world's best known international development organisations, global remittance companies, emerging markets financial institutions and, increasingly, major market banks ✅️

Territories - Operate in 150 different countries ✅️

Significant Blue Chip Customers - 74 New customers between Q1-Q3 in 2023. Eg New clients in several regions, including Santander Group/PagoNxt. Signing client agreements with the three largest exchange houses in the United Arab Emirates etc ✅️

Super High EBITDA Margin - 57% in H123, is this one of the highest on FTSE ✅️

Recurring revenue - 96% 3 year retention ✅️

ULTRA low P/E - Less than 4x for 2024 ✅️

2024 EV/EBITDA Est - Totally disconnected to Fair Value - Current Market Cap £210m, Debt N/A, Cash £140m, EBITDA £83m = 0.84x 🤯 Yes 0.84, it's totally mind blowing ✅️

IMO Dividends/Share buybacks will come in 2024, then it's a full house, there will be no stopping ✅️

Has to be one of the lowest valued companies on the FTSE. Market has to catch up very soon. Market is totally fast asleep here, its an opportunity of a lifetime for anyone smart enough to build a position for the long term before the big dividends roll in.

Ignore any 'noise', everyone will get desperate to buy in here soon enough, it's totally disconnected to anywhere remotely close to fair value.

Should CABP have listed in the US, YES, would be worth a few Billion no doubt. On the flip side we would never get this opportunity.

Ignore the noise, and the jealous trolls, they will rarely have the courage to post on a blue day 🤦‍♂️. Nothing but sad, pathetic really.

With the tiny liquidity, CABP could so easily finish in the blue, seen it many times before.

Fundamentals speaks for themselves. This is market mechanism to shift from impatient to smart patient holders who will make the big money in the next 12-18months.

Always DYOR.

So the following valuations looks fair value to you? 2024 est vs current market cap...

EV/EBITDA = 1x

EBITDA multiple = 3x

P/E = 5x

Only weeks ago 🙈 you are quoted as saying P/E should be 12/13 which is circa 260p, and you said other payment firms are 18x which is equivalent to 360p 🤔.

Now suddenly saying fair value is 120p 😂 Makes zero sense. Flip flop your views as you wish to suit your trading position, FILTERED.

Your post says it all, nothing but a trader, which is absolutely fine, each to their own, which explains your conflicting changing views Lol. I'm an investor and have atleast a 12-18month view, nothing but a bull.

Absolutely nobody cares how many thousands you have made here, and that you are the perfect day trader by the sounds of it. Well done.

Only thing is, no need to bash after you have sold, we all know what you are doing, it's not a good look. I know it's a innate human trait, where many can't resist nowadays, you see it on all the bb's, it's nothing new! Humility, dignity and decency goes a long way.

Let's see how your "opinions" look as CABP motors past 120p 😂 Let me guess, you will have bought back in by then, will have suddenly reassessed and say its going past 200p AGAIN 🤣

@LALALANDER

Ooh someone sounds quite desperate for someone who has seemingly sold out, what a surprise, NOT 😂 are you a shorter in disguise panicking, 'trying' to get others to sell, scum.

Quite funny to always see people go 180 degrees. 6 weeks ago your target price was 200p after 16th Jan, now that you have sold you can't see it going past 120p LOL with a fresh new account, you do know everyone can read your previous posts!!! Fair valued at 1x EV/EBITDA, right, got you 😂

Show a bit of humility, people are so bitter and sour after they sell out, FOMO? just quietly move on! No one cares, jeez.

Never understand the newly found negative interest when peeps say they have sold. Lowest of the low. Move on, post on your new investment messaging board Lol 🤦‍♂️

CABP will fly through your 120p in no time, it touched 111p only this Morning!Lol Keep and watching 😉. I'm guessing you will automatically stop posting soon enough 😉

IMO CABP should be around 300p ish Mark right now based on pure fundamentals.

At 300p 2024 EV/EBITDA would be around 8x, EBITDA Multiple would be around 10x, which is still a total joke for a fast growing Premium Listed Company, with a World Class BOD.

Just imagine how much CABP would be worth on Nasdaq. Some peers are valued at 24x plus Eearnings, for CABP this is 500p territory.

Both licenses drop, new client growth continuing from 2023 with the likes of Santander and UAE Banks, Dividends, share buybacks, who knows where CABP could be heading.

Cannacords 585p could be in play in 12-18months.

DYOR

You have to ignore the 'noise' and just look at fundamentals, and look at the multibag opportunity by end of 2024. Could easily do an RR £1 to £3 if not even more.

Premium Listed Company ✅️

UK Banking License ✅️

Significant Growth - 25% in 2023 ✅️

A Truly World Class Management Team ✅️

Recently quoted they have the knowledge expertise and skills to be running a $100 Billion company ✅️

Profitable ✅️

FCF Positive - £37.9m in H123 ✅️

Cash - Should have £140m+ by end of 2024 ✅️

Clean balance sheet after IPO ✅️

Significant growth potential - 2 Licenses pending anytime ✅️, currently have just 1-2% of the total market ✅️

Types of Customers - High quality and growing customer base, made up of G10 government entities, some of the world's best known international development organisations, global remittance companies, emerging markets financial institutions and, increasingly, major market banks ✅️

Territories - Operate in 150 different countries ✅️

Significant Blue Chip Customers - 74 New customers between Q1-Q3 in 2023. Eg New clients in several regions, including Santander Group/PagoNxt. Signing client agreements with the three largest exchange houses in the United Arab Emirates etc ✅️

Super High EBITDA Margin - 57% in H123, is this one of the highest on FTSE ✅️

Recurring revenue - 96% 3 year retention ✅️

ULTRA low P/E - Less than 4x for 2024 ✅️

2024 EV/EBITDA Est - Totally disconnected to Fair Value - Current Market Cap £210m, Debt N/A, Cash £140m, EBITDA £83m = 0.84x 🤯 Yes 0.84, it's totally mind blowing ✅️

IMO Dividends/Share buybacks will come in 2024, then it's a full house, there will be no stopping ✅️

Super tight free float ✅️

Always DYOR

Have the large institutions finally worked out using their Casio calculators...

CABP EV/EBITDA for 2024 is less than 1!!!

Eg S&P 500 Average EV/EBITDA Multiple is 15

Don't need no calculator to workout a MASSIVE disconnect exists.

On very very rare occasions you get a company totally disconnected like CABP.

Share price needs to atleast x3 to get to anywhere near a respectable valuation.

I just want dividends from their huge cashflows 😉 £75m+ FCF in 2024, that's 30% of current market cap 🤔🤯

Real rise hasn't even started yet.

DYOR

All you need to know below.

The current 'market' valuation is a total joke based on nothing but pure fundamentals, less than 1x EV/EBITDA LOL

Wonder where CABP share price will be in 3-6months??

""THE EXPERIENCE, NETWORK AND KNOWLEDGE OF THIS BOARD AND EXECUTIVE TEAM IS MORE IN-KIND TO A $100 BILLION DOLLAR LARGE CAP THAN A $250 MILLION DOLLAR MICRO-CAP""

Bhairav is one of multiple high profile, and experienced leaders brought in to lead CAB. A few of the others are: Ann Cairns (Chair), Richard Hallett ('CFO'), Joseph Hurley ('CCO'), David Mountain ('CPO'), David Parker ('CIO'), Richo Strydom ('CTO'), Noel Harweth (Director). If these names don’t mean anything to you maybe some of the team’s experiences do: President of international markets at Mastercard, Global Treasurer at Citigroup, CEO of Royal Dutch Shell, Chairman of Deutsche Bank, Director at National Australia Bank, CEO of Travelodge, CFO of Barclays Africa and senior roles at institutions like RBS, Morgan Stanley, Credit Suisse, Bank of America Merrill Lynch, United Nations Migration Agency, and Discover Financial.

Just read the RNS's and DYOR

Premium Listed Company ✅️

UK Banking License ✅️

Significant Growth - 25% in 2023 ✅️

A Truly World Class Management Team ✅️

Recently quoted they have the knowledge expertise and skills to be running a $100 Billion company ✅️

Profitable ✅️

FCF Positive - £37.9m in H123 ✅️

Cash - Should have £140m+ by end of 2024 ✅️

Clean balance sheet after IPO ✅️

Significant growth potential - 2 Licenses pending anytime ✅️, currently have just 1-2% of the total market ✅️

Types of Customers - High quality and growing customer base, made up of G10 government entities, some of the world's best known international development organisations, global remittance companies, emerging markets financial institutions and, increasingly, major market banks ✅️

Territories - Operate in 150 different countries ✅️

Significant Blue Chip Customers - 74 New customers between Q1-Q3 in 2023. Eg New clients in several regions, including Santander Group/PagoNxt. Signing client agreements with the three largest exchange houses in the United Arab Emirates etc ✅️

Super High EBITDA Margin - 57% in H123, is this one of the highest on FTSE ✅️

Recurring revenue - 96% 3 year retention ✅️

ULTRA low P/E - Less than 4x for 2024 ✅️

2024 EV/EBITDA Est - Totally disconnected to Fair Value - Current Market Cap £210m, Debt N/A, Cash £140m, EBITDA £83m = 0.84x 🤯 Yes 0.84, it's totally mind blowing ✅️

IMO Dividends/Share buybacks will come in 2024, then it's a full house, there will be no stopping ✅️

Has to be one of the lowest valued companies on the FTSE. Market has to catch up very soon. Market is totally fast asleep here, its an opportunity of a lifetime for anyone smart enough to build a position for the long term before the big dividends roll in.

Ignore any 'noise', everyone will get desperate to buy in here soon enough, it's totally disconnected to anywhere remotely close to fair value.

Should CABP have listed in the US, YES, would be worth a few Billion no doubt. On the flip side we would never get this opportunity.

Always DYOR.

For 2024 EV/EBITDA is currently less than 1!!!!! Yes, less than ONE.

They are generating >£1.5m in Free Cash Flow every single WEEK.

Smart investors will be loading up before CABP really runs away. There is a very tight free float, non existent, can move 10p+ in minutes, they will want the retail 'dumb money' shares, but I see hardly any retail investors here to dupe. Totally under the radar. Quite the conundrum.

City are crunching the numbers and CABP should easily be multiples today.

No idea what will happen when the Netherlands or US licenses

DYOR

Once 100p is smashed, there will be no stopping.

Look at Trustpilot, 90p to 188p in a few months.

Truspilot market cap nearly 4x more than CABP, when CABP fundamentals on every single level is several times better LOL

All about patience, look back in 6 months with a big smile.

2022

Free Cash Flow - £50M (ACTUAL)

H1 2023

Free Cash Flow - £37.9M (ACTUAL)

EBITDA Margin - 57% 🤯

Cash conversion - 95% 🤯

Dividends before IPO - 7.7p

People just don't understand how undervalued CABP is, totally under the radar. Printing cash, EV/EBITDA of less than 1, shareholders will be rewarded very soon, Cash generation is through the roof.

DYOR

""THE EXPERIENCE, NETWORK AND KNOWLEDGE OF THIS BOARD AND EXECUTIVE TEAM IS MORE IN-KIND TO A $100 BILLION DOLLAR LARGE CAP THAN A $250 MILLION DOLLAR MICRO-CAP5 Feb 2024""

Bhairav is one of multiple high profile, and experienced leaders brought in to lead CAB. A few of the others are: Ann Cairns (Chair), Richard Hallett ('CFO'), Joseph Hurley ('CCO'), David Mountain ('CPO'), David Parker ('CIO'), Richo Strydom ('CTO'), Noel Harweth (Director). If these names don’t mean anything to you maybe some of the team’s experiences do: President of international markets at Mastercard, Global Treasurer at Citigroup, CEO of Royal Dutch Shell, Chairman of Deutsche Bank, Director at National Australia Bank, CEO of Travelodge, CFO of Barclays Africa and senior roles at institutions like RBS, Morgan Stanley, Credit Suisse, Bank of America Merrill Lynch, United Nations Migration Agency, and Discover Financial.

😉