It's simple we have been reduced to a country of coffee drinkers and bean counters . In other words we have little in the way of innovation because we no longer have the infrastructure to innovate and build things. It started with Thatcher and ends with Boris. Grim.
Home working for office jobs/ where you can has got to be the main objective through the winter. Anyone who works in an office knows how quickly a virus can spread. Otherwise it will be carnage. As for schools my goodness they are like petri dishes. Grim .
Seem to have gone out of the window so not sure now about a market crash. Construction and Pharma will do well in the next 12 months imo whereas banks shouldering bad debt , oilers and service sectors will struggle.