Member Info for MaryBr190

No brainer to hold this one.

The US drivers fix is in with routes secured and driver hire program in full swing.

That was the weak spot which caused a lot of the drop.

Add hold but not selling.

Roll on Xmas.

84.378 when interest rates peak the price rises will stick and provide a great cushion going forward.

Anyone else noticed that petrol in NI is back to where it was around 130p and that all the shop prices have not reflected the lower input costs.

Companies will coin it in as interest rates reduce.

Hoping for a Roycey where my 11p average cost is an embarrassment of riches.

But then this is Tui. Perhaps for a change they will shock to the upside.

05-Jun-23 Deutsche Buy 1,680.00 843.00 Upgrade

11-Apr-23 Berenberg Bank Neutral - 750.00 Upgrade

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I hope at last this is going to move up again, added in the low £5 so would like to see it move towards £8+ over the next few years and the dividend return.

Holding regardless and will improve averages when possible. Trim in a strong rise and add on a crash.

Most analysts are saying SELL or a marginal hold. Most anal-ysts are just that.

Highest Price Target 910.00p

Average Price Target 640.67p

Lowest Price Target 181.14p !!!

Not giving any away until 160p minimum mms - just so you know

Child of the 60s

It dropped to 140 and then say around 136p for a while, droppedbelow 128 and went to 138p and fell away to 126/7 before capitulating around 121p for a brief time.

lRetesting 130p and may zoom to 140p and settle around 134p+ this evenin unless it gets legs around 1615. Then again it could fall to 90p - such is the game.

GLA and to not gamble with funds you do not have.

Widows and orphans

Hereos to rally to the close.

The estimated asset value of Vanquis Banking is around 179p, so the shares are trading at a near-one-third discount to this. The bank is in a transitional phase and is yet to see the benefit of the move to being a mid-cost credit provider.

The interim dividend has been maintained at 5p/share.

Jumped into vanq to ride up to get funds for a mcg rebound

Wood"louse" invests your money until it is gone.

Surprised the sale did not have a trading opportunity with the SP today. Was hoping to do a bit of positioning :).

Was it an extra, sold off cheaply, fair value or a fire sale. I never has seen it flagged up but sold for less that half the carrying value and 4 times income seems a bit of a curve that the market has accepted.

The Born - yes painful for L-T holders but surely a great initial position at what should be near the bottom (famous last words).

Hard to time an exact bottom and who knows, maybe another wave of selling to wash away weak buyers from today, but also the best time to make top gains. No certainty but better entry at 125 121 or lower than at 181p or above.

No one forces anyone to realise a papaer loss and often the pasage of time the paper loss becomes profitable unless gambling on borrow money which is never good.

Back of the envelope for illustation say eg 1000 shares (ignoring commission and stamp).

Not a recommendation

(a) If holding 1000 @ 181p yesterday -minus 33% drop - losing £610 (so far)

(1) Add at 121p 1000 x1 Average 151p to recover loss

or (2) Add at 121p 1000 x2 Average 141p to recover loss

or (3) Add at 121p 1000 x 3 Average 136p to recover loss

(b) or if a new holding and you added say 3000 @ 121 ie £3630 (again ignoring comms and stamp)

and the price recovers and half holding sold

say recovery 135p - 50% sold - new average becomes 107p

say recovery 145p - 50% sold - new average becomes 97p

say recovery 160p - 50% sold - new average becomes 82p - money almost doubled.

This of course goes t*ts up if the price falls apart and heads lower.

Jury is out for now but 5p dividend adds interest for now.

GL all - never advice!

I was researching this last week and yes it has a chequered histroy but what is emerging is a much more stable company.

Going forward bad debts and deliquencies could be an issue, however if they are prudent with their lending then these should be managed well.

I noted that the defaults graphs were lowering significantly and that the guy said that despite the macros there were few signs of distree with his customers (although that may change).

My own credit cards hav eyewatering interest rates and I can only imagine that Vanquis is no different.

Content to be invested, but hopefully a S-t bottom here once the shorters have been fed.

When this bounces 1 week,1 month, 1 year, from whatever level it will not just be a 1p/2p rise.

The only shock I am registering is that is did not fly to 170p at the open.

GLA all - off for now. What is not to like ?

Seems good dividend - for now. 5p maintained suggests 10p will also be maintained.

Improving quality of customer

Investments for future coming to an end

Apple and Google pay already 500k business in a matter of days

A sustainable business model

95% of the ambulance chasers claims immediately dismissed. The other 5% will be weeded out too.

The key ratios and tiers improving and this is showing up in less capital requirements.

The new NI guy will be the key for me :)

I will look at this investment in a few months but will aim to average down to sub 100 if it hits 160p+

Not a recommendation of course, you can lose everything - with any share.

GL GL GL.

Thank goodness I entered today and not yesterday. I hope I feel the same tomorrow :)

Looking like an 888 style recovery here witha 12% yield at 121p.

HOLD4GOLD