Member Info for longtimeinvestor

I imagine a lot of people are buying treasuries , switching from cash at banks

https://finance.yahoo.com/quote/STT/

GU
''You know what I'm sayin?''

No
You gave a link about 1 bank - the US bank State Street

which is why I replied about the number of banks in the US running into the thousands, many of which are small, in contrast to a few banks in the UK.
People withdrawing money from state street (currently down 11%) will have no bearing to Lloyds banking group operations, even though some investors may think so.

This is 2023, not 2008

WB
''Ex div's done now watch the 43 role in.''

How long does Falky have to wait for his 37p purchase?

trot
''PPI payouts''

?

trot
'' I certainly wasn't suggesting that there would be a run on LLOY. Nevertheless, it would appear that the BofE is, at least, considering raising the cash ratios all UK banks will be required to hold (to reduce the potential risk of a bank-wide run on deposits''

Lloyds is one of only a small number of banks in the UK - thousands in USA.

Lloyds earns very good money with deposits at the BOE so cannot see how holding more would reduce margins.

If investors want to re-evaluate on such things and also the 'what if' a big windfall tax is imposed on banks, then that is up to them, but speculation is not part of my investment decision making.

GU

there are thousands of small banks in the USA

Centrica and BT continue to show some strength

BP and SHELL have both been on a good upward run after a recent dip

UBS driver has a very good chance of picking up 2 Billion before the £1 Billion stop

WB-
Err 30pish in 6 months

''pick these up for around 30pish in 6 month''

How long does Falky have to wait for his 37p purchase?

WB
''pick these up for around 30pish in 6 month''

How long does Falky have to wait for his 37p purchase?

trot
As I have already said, investors need to re-evaluate their investments if they have concerns about what might happen rather than taking action about what will happen.

Depositors as with other banks currently have £85,000 worth of protection (£170,000 per couple) from Lloyds going bust.

I would not have thought a significant number of depositors are outside of those limits.
There will not be a run on Lloyds banking Group even without any increase in capital requirement.

Dividends will be progressed if current profitability is maintained.

trot
''Bailey's latest speech i.e. the suggestion''

I get fed up with 'ifs' 'suggestions' and 'forecasts'.

If an investor has concerns about them then they should evaluate their investments.
Lloyds currently have profitability enough to continue with the progressive dividend policy.
Lloyds had to pay out a total of about £22 Billion in PPI payments -
current market cap about £32 Billion

trot
''LTI, EU subsidies continue to be very relevant to the UK, especially if those subsidies mean that inward investment goes into the EU rather than the UK''

''IF''
Most people on here live in the UK and would be interested in facts relevant to the UK and not 'ifs' and not what the EU does.

current equity - about £49 Billion

market cap about £32 Billion

A1
same question same answer.

A1
''Do you think Lloy shareholder divi payout should
at least match the buyback program level?''

is your 3 year MOAN ever going to stop?

Lloyds have a progressive dividend policy -
Total 2023 dividend should be at least 2.7p representing a 5.5% yield
Current ftse 100 yield is about 3.5%.

I think that whilst shares are available at way under NAV that the buyback amount should also have been progressed - unfortunately we did not get an increase.

A1
''Do you think Lloy shareholder divi payout should
at least match the buyback program level?''

is your 3 year MOAN ever going to stop?

Lloyds have a progressive dividend policy -
Total 2023 dividend should be at least 2.7p representing a 5.5% yield
Current ftse 100 yield is about 3.5%.

I think that whilst shares are available at way under NAV that the buyback amount should also have been progressed - unfortunately we did not get an increase.

LS
Lloyds are now returning over 10% to shareholders on an annual basis

''Shell''
''Bp''

Same applies - market determines day to day share price - eliminating shares will certainly be of benefit to longer term shareholders.

Shell and BP have done fantastically well since my low purchases at about £8.60p and under £2 respectively, on the back of great profitability which has enabled investment in their own shares.

LS

Yes most investors would be content with that when adding on the 4.4p in dividends

MB
not interested in what the EU does regarding subsidies - most on here live in the UK and are more interested in what happens in the UK.
If you are more interested in the EU , move there.

Gray
For about the hundredth time - the market determines the day to day share price.
If the market wishes to value Lloyds at an ever decreasing market cap with ever decreasing shares in issue whilst Lloyds keeps on churning out underlying profits of £8 Billion per year, then so be it.
It just means an ever increasing yield available with the progressive dividend policy - fine by me