EEXXPERIJENTINNGG PPOOSSTTIINNGG IIGG CCHHARRTTSS LLIKKE II UUSSED TTOO
NOOTT AA TTIPP
https://www.screencast.com/users/LEFKOSIA/folders/ARS/media/4a214441-5af2-4a64-b1aa-0539822c5d14
GLLIITTAA
tttrrump,,booriiss,, merkall,, aanbd yooung lad oon aa pplanne in trouble and only 3 parachutes
merkel says im a woman and got covid19 to deeal wwith so i should be first and jjumps
trump say s i shoould go nnext im president iof usa and got covid 19 to deal with and jumps next
boris says to yooung lad onlly one left you take it,, women and children 1st, besides ive lived aa good liife you have your wholle life aheead of you,,
lad says thats ook boris
theres 2 left, trump took my school sattchel
stay safe
goood morning doze
yes about £67kk mmaargin
pick a ftse100 share oversold and ride the trendd usiing hectors trend strategy and of course the t linee and buy thee dip.
used to mmakke thhe mmiisttakke of sellinng on the dip.
https://www.google.com/search?client=firefox-b-d&q=buy+the+dip+youtube
haarrys horses are really for fun caannt make deceent profitt loong teerm. too many losserss
onlyy thing that works for mee is full recovery of all losing beets stakees butt onee needss biigg bankk baallss of steel for chump changee compared to tt linee andd takes fun oouut of studying form too pick a wwiinnneerr
https://www.barchart.com/stocks/quotes/SLA.LN/technical-chart?plot=CANDLE&volume=total&data=I:5&density=L&pricesOn=1&asPctChange=0&logscale=0&im=5&indicators=EXPMA(9)&sym=SLA.LN&grid=1&height=500&studyheight=100
glitta
closed all standard life positions £60k profit
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 181.58 259.34 £ £7,776.00 DIAAAADGUY72CA3
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 184.08 259.34 £ £7,526.00 DIAAAADGRL28ZAS
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 188.54 259.04 £ £7,050.00 DIAAAADFZRJ83AZ
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 192.24 259.04 £ £6,680.00 DIAAAADFZ2QCWAY
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 198.55 259.04 £ £6,049.00 DIAAAADGLKG
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 200.4 259.04 £ £5,864.00 DIAAAADGLL26XAN
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 201.3 259.04 £ £5,774.00 DIAAAADF5AMPZAL
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 222.02 259.04 £ £3,702.00 DIAAAADFQUN8WBA
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 222.02 259.04 £ £3,702.00 DIAAAADFQTSSVAP
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 241.84 258.84 £ £1,700.00 DIAAAADEY5TQWAX
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 241.94 258.64 £ £1,670.00 DIAAAADEY8LQEAP
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 243.94 258.44 £ £1,450.00 DIAAAADE2EC96BB
26/03/2020 DEAL Standard Life Aberdeen PLC DFB 100 244.04 258.54 £ £1,450.00 DIAAAADE2ED4
£60,393.00
never wrong tto take a prroffit
glita
https://www.bbc.co.uk/news/uk-england-beds-bucks-herts-52041709
21 yr girl wiith nno heeaalthh issuyess diuees iin uuk ffrom virus
foolllow mmedicalk advice, sttaayy home isoklatte wash hhanbdds cclean surfacees reggularrly
stay ssaffe
rreeaalliittyy cchheeckk
https://www.bbc.co.uk/ne england-beds-bucks-herts-52041709ws/uk-
ffoorgeet thee german
too soon to make anny conclkuusionss
if pleoople dont mmminnglke the sprredad will bbe cuyrvvedd
stay ssafe
IMM one of the so ccallleedd vvvulneeraaablee oooverr 70 wiitthh mmss immmuune ssystem compromiiseedd
yyou aaskeed whheere was i. carerss put mme to bed aaround 8pm and geett me upp att aroound 8am
1 deathh iss too manny froom thhis viile vviirus tooo many dead inn italy/spain so far chinese fiiguures got to be suspect as they tried to keep it quiet.
i dont want to die yett
wouldnnt your effortss dthroughout the nighht be bbeetter directed at praccticle measurees to deal with itt instead of mudd slinging?
im an accoountannt soo giving mmeasures tto cope financially
need quualified medics to ddeal wwiith the healthh siidde
nnamingg and shaming beest leftt until thhe worrst iis ovver imo
gget ssoome sleep !
sttay safe
continued
9. Once you have a grasp on your figures and you consider you have a “viable” business ( can you survive for the next 3 months):
a) There is Government support and we will provide you the information and guidance on how to apply to this help and if you qualify.
b) Talk to your bank if you have loans or an overdraft. They will be supportive of viable businesses.
c) Get your members of staff involved in a discussion of likely trading conditions and get their input on reducing costs and maintaining revenues.
d) Review your list of products and services and eliminate those that are unprofitable or not core products/services.
e) Get rid of won’t pay customers.
f) Review your debtors list and chase up overdue invoices (if appropriate).
g) Offer existing debtors extended payment terms and/or discounts.
h) Agree extended payment terms with all suppliers in advance.
i) Put extra effort into making sure your relationships with your better customers are solid.
10. If your business is not viable – talk to us and we will run through the options.
Above all stay strong! Remember your health and welfare is more important than anything else just now. We will help you every step of the way. Together we will beat this!
also senbt too all clliienntts
Dear xxxx,
SMALL BUSINESS EMERGENCY ACTION PLAN
Below is an all embracing action plan. Not all measures will apply to your business.
Not all businesses are going to survive the next three months. If your customers are in isolation and cannot get to you or you cannot deliver or they cannot pay you, there is the reality of reduced or no sales for the next three or so months and even beyond if the virus remains.
The situation we face is one we cannot change we must accept that and it’s the same for everyone - we know because our business depends on your success.
What you can do is stay healthy and ensure your loved ones are too. After all, if the business closes and you are healthy you can start again. The reverse is not true.
The Government has stepped up to the plate and we will be letting you know how to get help in due course. We believe in planning for the worst and hoping for the best so work through the following action points. Call us immediately you see a problem in remaining viable.
So, here’s what you need to do if your sales are going to take a hit.
1. Stay healthy, follow the Government guidelines for you, your family, co-workers, employees and community. Work from home where you can manage administration.
2. Work out your expenses (including salaries) for the next three months.
3. If you are in retail – work out your breakeven point by dividing your costs by the Gross Profit margin. That’s the sales figure you must achieve to cover expenses.
4. If you are in the service sector add your expenses to how much do you need to live on and that’s the breakeven point in terms of billings or fees you need to charge over the next three months.
5. For hotels, pubs and restaurants contact us immediately. For manufacturers work out product sales and do the same calculation.
6. If it looks like you are not going to be able to operate at break-even look at your cash or bank balances – have you got enough money saved to survive after paying anyone you owe money?
7. Estimate your cash flow over the next three months using the attached resources to help do this.
8. If you need help in doing these calculations talk to us – we can talk you through these for you. Without the figures you cannot make clear decisions.
9. Once you have a grasp on your figures and you consider you have a “viable” business ( can you survive for the next 3 months):
a) There is Government support and we will provide you the information and guidance on how to apply to this help and if you qualify.
b) Talk to your bank if you have loans or an overdraft. They will be supportive of viable businesses.
c) Get your members of staff involved in a discussion of likely trading conditions and get their input on reducing costs and maintaining revenues.
d) Review your list of products and services and eliminate those that are unprofitable or not core products/services.
e) Get rid of won’t pay customers.
ran out of space
ccionttinueeed
A Furlough is a short-term temporary leave of absence. The furlough period and provisions may be changed or terminated at the sole discretion of the Company, and does not create any employment contract, express or implied.
During the furlough period, your pension and other benefits will continue [IF APPLICABLE].
Thank you for your contributions to the business and if I can offer assistance in any way, please contact me.
Yours Sincerely,
[insert signature]
stay saafe
lefkosia
sent to all my clients
BLOGS, SOCIAL MEDIA, NEWSLETTER OR EMAIL ARTICLE
Furlough Letters Guidance
Written 23 March 2020
PLEASE NOTE: THIS NEEDS CONFIRMING WITH LAWYERS AND / OR HR SPECIALISTS AND THE DRAFT LETTER TO EMPLOYEES IS AN EXAMPLE ONLY AND SHOULD NOT BE RELIED UPON IN PRACTICE.
2020 my support organisation will obtain advice – this make take a few days. Be warned use at your peril until they have taken such advice.
FURLOUGH LETTERS
An employee furlough refers to a temporary leave or modification of normal working hours for a specific amount of time. It’s a leave of absence given to an employee with the promise that they will still have their job once the leave is over.
Employee furloughs are becoming common practice in both public and private-sector organisations. There are numerous reasons why employers implement a furlough employee policy, such as plant shutdowns, seasonal work, company reorganizations and reduced demand due to COVID-19.
Don’t rush into implementing an employee furlough policy without talking to your lawyer or HR specialist first.
If you decide that putting employees on furlough is the best option for you and your employees, then you need to prepare a notification letter. Your furlough notice letter should contain the following:
• Address - This is a formal letter, a furlough notice should clearly state the date, employee’s name, and their address.
• Purpose – State the purpose of the letter. Get straight to the point. Include the employee’s position, department, reason for the furlough, and information about any changes to employee benefits. It is advisable to tell the employee that this action does not reflect dissatisfaction in job performance.
• Detail - Explain what a furlough is, determine the length of the furlough, and communicate employee benefits during this period to employees.
• Future communication - Offer a way for the employee to keep in touch. End the letter on a positive note.
EXAMPLE TEXT [NOTE: RUN THIS PAST YOUR HR SPECIALIST]:
[Send to employee’s address]
Dear [Employee name],
NI NUMBER AND / OR PAYROLL NUMBER
The purpose of this letter is to formally notify you that your position as [INSERT] on the [XXX DEPARTMENT] is being closed temporarily due to the downturn in business as a result of the COVID-19 Pandemic.
Your last official day of work will be [INSERT DAY]. Your salary and benefits will continue at their current level during the Furlough period. Please understand this action in no way reflects dissatisfaction with your job performance.
The length of this furlough is [insert future date or unknown at this time].
We will provide regular information as the current Pandemic unfolds and if and when we return to normal working routines.
A Furlough is a short-term temporary leave of absence. The furlough period and provisions may be changed or terminated at the sole discretion of the Company, and does not create any e