RE: Sorry16 Dec 2021 13:54
I recently purchased a house, I was adamant I wanted a 10 yr fixed....
Ended up in the end with the typical 5 yr fixed. There was no way I was going on any Trackers / Variables as you could see the sign's, with interest rates far too low, for far too long for the obvious reason's already listed below.
I now wish I kept my head and went for the 10 yr....... Soooooo, I make minimal over payments every month anyway, and as expected I'll be hoping to start increasing those overpayments, as after the 5 years, it literally could be feast or famine !!
GL to all the guys in here, I always liked the BARC board and contributors.. I'm not in, dished out on others, always keep an eye in the chat.