Member Info for john46

LTI,

It's only a few months back , you didn't know the difference between CPI and RPI . Pointless preaching to us !

Brix,

Thank you for reiterating the obvious :-

"I don't think a true honest holder would like to give you a buy in price "

LTI keeps telling us his average is 23p , hence why we don't believe him and why we look upon him as our resident Walter !

He's not looking at the bigger picture .

If LTI did some self analysis and forward guidance , price wise , more folk would start taking his posts seriously .

LTI,

Since you look upon yourself as the ultimate purveyor of investor knowledge , I shall reiterate my query to you 2 evenings back :-

"Is 43 p a worthwhile entry point for newbies hoping to hold long term ?"

Bearing in mind this evenings great share of knowledge , and your mastery of averaging down . what would be your reply to the above query ?

Hence the importance of physical assets .

LTI,

"DT
You should learn to read - I have an average Lloyds price of 23p."

Only a fool would believe you ! Specially since you told us Lloy was cheap @ 80p .

You are no long term investor !

You are the King of Ageraging down !

You pollute this forum !

Is 43 p a worthwhile entry point for newbies hoping to hold long term ?

Only 6 posts all day . Quietist Sunday on record .

Darth,

Just picked up . Thanks bud !

Darth,

I can't download article . Are you in a position to post on here please ?

LTI,

"Moss
I assume you haven't been around for long - if you had then you would know that J46 .
lies and lies and lies and lies completely out of thin air, with most of these fabrications aimed at me."

It's now acknowledged on this forum you have no integrity . Prove me wrong by telling us your brothers name . Simple if your posts are true .

You're a cowardly low life bully . You've hounded countless folk off this forum . If you can't take it , don't give it .

I've lost count of how many posts you've reported this yr and had removed . A man of integrity does not behave in this manner !

LTI,

"I'm afraid giving the impression that you had taken a position at some time in the past doesn't cut the mustard regarding what I was enquiring about .
What day did you make a post that stated that you have just opened a short position and with the price level."

I have asked for your brothers name on countless occasions and still awaiting an answer . You consistently tell us of your deals months down the line , when they've turned positive . You don't tell us of the ones that backfire . Falk believes you , the rest don't .

"I won't hold my breath - as usual"

You've summed yourself up .

Mrjim,

"john , I think Lloyds won`t play about as a small landlord they will buy whole estates and whole blocks of apartments "

An absent landlord will turn these estates into feral lands , like our council estates .

MP0818,

I know the property market inside out , it's my livelihood .

"You need to look further than the end of your nose, property is a rare commodity on a small island like the U.K. "

What you haven't taken into account is affordability . I have mentioned on here on various occasions that property in my patch sell for 5% yield . Markets is such they now sell for 4.5% yield . Many youngsters like yourself jumping on this bandwagon , borrowing @ 3.5% over base on BTL .

When I submit business plans to Barc the scenario has to be our base @ 2% . That must be their worse case scenario in 4/5 yrs time . Mega opportunities then !

Don't buy on a peak and always keep some powder dry .

Theo,

"Sleepy Jo has done us no favours with his clumsy handing of the Afghan situation. Lets hope he hasn't started the dominoes tumbling..."

You know as well as I , in Biden' Presidency US will lose its reserve status . Fed will have no option but to raise rates to protect Dollar , the Western world will be forced to follow suit , causing major asset price correction of equities and housing .

This Afghan debacle is the beginning of the end of the US as top dog .

Bubble,

"Lloyds Bank entering private rental market ,50,000 homes for rent ,now that's stability imho"

Lloy buying BTL @ 6% yield , with a cheap management fee of 5% , doesn't leave a great margin for error , voids or repairs .

Lloy are also buying on a property peak , as they did with buybacks .Where do they get these clowns from ?

Perhaps the Yanks have started boycotting Chinese goods , finally realising they weren't doing themselves a favour.

Bumble,

Don't take any notice of LTI , he's our resident bully . The whole forum has seen through him , bar 3 phychophants , who aren't exactly the brightest bulbs in the pack .

"You really are coming across as a bit of a Kn0b "

A most objective statement ! To which the whole forum will agree .

Wids,

As you'll be aware , last month was the 50th anniversary of Nixon' de pegging Dollar from Gold . In this half a Century we are told Dollar has lost 80% of its purchasing power .

My concern is that under Biden they'll lose another 19 % in his Presidency , rendering the Currency practically worthless . They'll be forced to raise Fed rate and we'll be forced to follow suit .

I appreciate bank NIM will rise , but it'll be devastating to the economy and Society .

Hence my query to TFE earlier in the week about hedging .

Should the above scenario materialise bank liquidity will be critical .

"The American economy and the dollar rebounded during the 1980s in part because of lower tax rates and in part because of the deregulatory efforts instituted by the Carter administration. Unfortunately, the favorable economic conditions did not lead to fiscal soundness, but, instead, seemed to encourage even more reckless behavior in Washington. For the last twenty-two years, the economy has seen one financial bubble after another: first the tech bubble of the late 1990s, then the housing bubble that burst in 2008, and now a combination of housing and equities seems to be rising well out of synch with market fundamentals."

Prudence should be the order of the day .

Zirp,

It's hard to believe Lloy carried out buybacks on a price peak , depriving shareholders of dividends .

They could have carried out buybacks 1 yr back @ 3 for 1 had they had foresight .

It doesn't place Lloy BOD in an intelligent position , thinking like LTI , that Lloy is impervious to Global variables .

Bumble ,

By Heck , is it me or is there a full moon out there , folk's losing the plot .

"Therefore your holding (10,000) is now worth £12,500 because although your holding hasn't changed in effect you own a bigger slice of the cake / company.
Hope this is clear!"

No , it is not clear , Lloy buybacks are simply a transfer of shares from shareholders to staff , it doesn't enhance NAV for shareholders .

I trust the above is clear !