RE: Is something about to happen?25 Oct 2019 10:28
Hi lovelyboy - the issue might be your broker. If you have purchased these in a sipp or in an Isa make sure your broker isn't going to stuff you by taking them outside of a personal tax haven. If they do I have an email from HMRC I can share with you. I had a minor battle with HL before suspension and so far they remain in the Isa.
RE: Ex bitter holders that cost folk fortunes still out in force I see23 Oct 2019 10:12
People are missing a trick and not understanding this is aim.
If you think about what's going on and your experience in aim so far, the value isn't buying at the top and holding long. It hardly ever works well in this market.
It's buying in at times like now, before the news comes, banking profits and then holding a freebie to see where it goes. Those more technical will add and sell as it hovers around in its trading range to increase that freehold.
Old holders here should be thinking out with the old (that's lost them a fortune) and in with the new, to recover that and play the market as best as you can without throwing the kitchen sink in. That's how you'll recover what you might have lost here.
Smithy88 - I think you are very very wide of the mark with your comments. Just have a think about what you are being told by the message on the other site and think why someone would make you such an offer. 30 percent would be a beer money trade wouldn't it? And I assume you are here for much much more than that like the rest of us... thats the thought you should have had.
In the short term it'll be sod all but in the long run if you can get it paid off its a massive plus. Is it a flat in a complex by the sounds of it? I'd avoid those at all costs if it is... freehold small home. Terrace or semi's just outside of northern cities are the ones you'd want. Obviously depends where you live etc... then there's not much issue with leasehold/freehold as the leases are 999 years and ground rent/annual fee is bugger all. Key then is a cheap letting agent or if you can go solo (more risk but more reward) then do that.
I'll suggest an alternative. Dip into the housing market and buy to let. Use the income from that if you can afford it. Pay off a home using someone else and their contributions and then you've got a lump sum or earnings from that when you want it. Plus you can control the sale of the asset(s) then too if you want lump sums etc - wouldn't get too hung up on the pension pot issue - you are a similar age to me and because our generation will get hit hardest as the state pension ponzi scheme fizzles out and retirement ages get played with I'd rather be in control and look at alternative financing arrangements. Tax rates may be subject to change in the future too...
They might not be able to as the incoming company will have to be mindful of its staff and clients etc. Whilst it would no longer be price sensitive for us, it could be commercially sensitive for the incoming.