Holy moly..... that is defo night time reading. If i got the jist we are creating a banking system that does not discriminate and is taking the weight of human paperwork out the system?
Pi's always hungry for info. So no trouble spending a few quid to keep us updated. Hey whats a few quid when you are all ounting the money , when all goes to plan..
Same all over the country , we are becoming an island of selfish self centered people. Community spirit few and far between. New school good ones are hard to find...... imo we have given them too much...