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Well, Lloyds holders would, at best, only have seen their shares rise by around half a p, to see it decline by close back, or slightly lower than the last day of business. So unless trading, can live without that brief joy.
As I predicted, the Tories are finished come the GE, and likely to allow Labour to ruin the economy so the Tories can then, a few short years down the line, call a vote of no confidence, and ride to the rescue of a broken, Britain, but with the proviso that we have to all but, expect in name only, have closer ties to the EU, much as we had before.
For that is what this is all about. The Tories thought project fear would prevent the EU vote result that almost all MP's of most parties never wanted. No choice for them but to be carry out the 'wishes of democracy' but then, have had to turn project fear 'into' reality. So as many voted for less unsuitable imm's, to me, it is NOT just coicidence that the flotsam flotillas have increased since we left. Thus then, HMG can then 'remove' that 'valid' reason for leaving the EU.
Labour will likely brainwash the public in simplistic terms, and give an amnesty to illegals, by saying ' Why should the British people be paying for these people, when IF they work, filling job shortages, they can fund themselves'.
All sound good to the dim, yet most will earn so little they will pay in next to nothing but then claim free or heavily subsidised rent, council tax, child allowance, child and working tax credits ( or now universal credit) various extras such as free school meals, uniforms, one to one helpers for non English speaking children, all will get NHS treatment, all will add to landfill, overcrowding, longer waits for medical treatment, dentists, all will use more energy, water, sewage.
Many will be involved in crime, and yes a few will be self funding, but so few compared to the takers.
So let's hope Lloyds doesn't, IF I am correct rent to these people using our money to give them subsidised homes, for should one child injury itself, even if at fault on a Citra property, and the BBC will make such a case that we will be funding massive compo for such.
This bank is now a buffer zone for HMG to 'use' much of our profit to fund the feckless, hence my distaste for buybacks, as although in theory 'more' profits between fewer shares ought to equal more dividends, truth is, the string puller HMG can arrange the CEO to 'fund' the feckless first, so our dividend can be kept at 'reasonable' levels, and the extra we OUGHT to have had, is then spread to any 'hard luck' case that HMG can't afford to deal with, but know bank share holders will.
Can only get worse under Labour, but I have lost faith with Tories as they have become too weak, too soft, and are now not keeping the voters who work hard, nor the feckless, who think the world owes them a living, as they think it is 'their right' to be given everything, so sacrificing G.E for a future return to the EU, imo.
I am sure that endless BBC reporting will soon highlight many 'shortcomings' to allow future flotsam to sue the country for not having a fully equipped Hospital or some other facility nearby to cover EVERY eventuality which one in a million will 'suffer' from.
A dna swab imo ought be taken and return them to wherever that shows they belong. Eventually lack of money, or having to continue to make the journey would prevent these leeches taking anymore of our wealth and destroying our culture and country forever.
So to me Rwanda is just an 'election gimmick' as IF never ending harmed those at the top, instead of enriching them further it would have been prevented a long time ago.
As we witnessed with Covid, as it was 'something' the top important people could be effected by, all stops and endless money was thrown at it, as 'they' were at risk.
But as having a 'cheap' gardener, Nanny, dog walker, daily cleaner, OR having cheap labour for your factory owning party fund supplier, along with more people equates to higher land and property prices, which the top people are all involved with, means they don't really want to end the new willing 'slave labour' arrivals.
But sadly when in Rome, they once fully allowed to be here, will do as many low class Brits do, and use breeding as an income and free roof.
So then they allow in more until the whole system breaks down, as is evidenced by food banks, lack of health care, lack of homes etc etc.
But the BBC and media cherry pick the best 'sob stories' to get the public sympathy, and choose to keep the vilest crimes to low level coverage, so no Government can come down hard now.
The public get what the public want. But I don't want what the public want, but thats 'democracy'
Still guess houses ruining our country boosts Lloyds profits, every cloud has a dark lining
A very ironic thing to say " plenty of muslims, jews, hindu,buddhist and shinto died along uk soldiers fighting against the nazis to give you the platform to post whatever you like"
So in one breathe you are saying these people 'died' just to give a future person the right of speech, but then YOU who have not suffered in warfare wish to have such freedoms of speech banned or removed?
Secondly and equally as importantly, these people fought alongside us, because they KNEW that life if allowed for them at all, would be intolerably bad under Nazi rule.
They never ever would have fought for us, and if so 'loyal' why only too happy to see the British empire come adrift?
Such BBC rosy rear view mirror view of 'why and what foreigners did for 'us'.
NOT saying their contribution wasn't welcome, and most were brave, fine people , but like those arriving daily, they don't 'come' for our sake, but to better their own lot and their loved ones lot in life.
So save that sort of wet talk for the dim, children and BBC believers, for most on here are wiser than you give credit for.
Whilst the agenda is to force such upon us, to have every programme the more unlikely to include such the better to force as quickly as possible the agenda onto the British, lets stick the truth on this board at least.
We all have widely differing views, but only those who gain, or have no loyalty, or are pushing a buggy full surely can see the folly of having a never ending supply of people into a struggling country, even IF they were all lovely, honest, kind, caring, hardworking and loved us, our culture and our countries history. But sadly many don't.
So for the ordinary person just what IS to like?
Lloyds share price I guess could be arguably slightly 'less' without the massive demand for homes such creates, but then that would be more than offset by less NI, less tax, and less costs of prisons, courts, health services, education, less energy used, less cars on road, less water, less sewage, less landfill, more countryside, more harmony, less crime, and more pride in a nation we still felt like was ours.
So for many even if the s.p were lower, a small price to pay I suggest.
mvarawa is indeed one of the most astute posters on here and just because some find what he or she posts offensive, that does not necessarily mean that the comments are not correct on many things.
is this the place to mention such? that may well be a different matter, but as anything which effects the uk either positively or negatively deeply effect lloyds share price, and having a truly endless, amount of dirt poor arriving daily, will clearly impoverish our own people, least the vast majority of us, who are not making money from their being here.
of course the top legal lawyers, landlords, and the businesses who illegally and , once labour has handed them all an amnesty, (as they will, using the flawed logic "its better to have them working than us entirely paying for them", ignoring the fact that the numbers are truly endless) then legally employ such for the lowest wage than can pay, are all bound to see it differenly.
but this cheap imported labour will, as many british young have found out, have a child or lots and just work 16 hours a week, then you get all your rent, your council tax paid, and your low wage 'made up' by universal credit, which is why the young don't need to work full time, and why the uk needs some immigrants. but to assume that these immigrants won't take the easy way out themselves once settled with a kid here, is naive and if for such, insulting their intelligence.
they will all need and eventually take a home, which costs 100's of k, and earning low wages with the above subsidises will never pay that back, especially when all the other benefits, free health, pension, and costly one to one education for the children is calculated in.
that is why sensible people are so angry, it is not a hate campaign against races, as i wage most of us would love to meet these people in their own country, not ours. hence i disagree that posts are ******s, for if boat loads of ex pats all come back day after day, with nothing, and if all were child bearing as soon as here, most of us would still see it as a major problem for the uk thus lloyds.
see the other side, sure people get heated, because we know we are being made fools of.
mv, just word your posts carefully, as you have much support, but admin will ban you if your posts are deemed too potent. sensible posters want your input.
as for lti i trust him, as i know many wealthy and they do spend much time making money, not just out blowing it, thats what the poor do, when coming into money, hence i trust lti, not keen on his rudeness at times, but full credit to looking after parents etc.
lets discuss not hate different viewpoints.
so then what, bring in ever more to work to keep the earlier ones, all doing a 'few hours' and getting everything else given to them free or heavily subsidised.
Seems the Scottish freedom of speech has spread far and wide, aided by those who instead of putting a better point of view across prefer to use race, hate rules to end such talk. Ironically this creates more problems, as it doesn't stop people feeling as they do, and discussion is more healthy than forced separation of alternative thinking, and to me, proves that those banned MUST be on the right track, for if just 'silly talk' then WHY the need to ban such, for even idiots have a right to say what they feel.
Too sinister for my liking.
Still waiting after 15 years of holding plus, to get to break even, then I need near double that to 'truly' break even to account for years of inflation, so likely be a long time yet.
MV, find your posts most astute and so refreshing to know others deeply question the wisdom, or more likely, the motives of those who make the rules.
Just a friendly reminder that please be careful how you word your posts when discussing certain topics, as there are those who love to report anyone speaking the truth if it is not what they wish to hear. Would hate to see you banned, and I find it a disgrace that freedom of speech is no longer allowed in this country. Everyone should have a right to speak how they feel. I never even liked it when the BBC banned the voices of the IRA. Think it was the first time I noticed that the media, likely aided by HMG were not just telling us the news, but influencing our minds on it too much.
Still it will only get worse as times goes on, and I expect Labour will hand out an amnesty for all recent flotsam in an attempt to boost its voters next time round, using the excuse "It would benefit the UK if they worked rather than just cost us" failing to add that it then gives a reason for ever more to come.
No wonder HMG have to come up with new ways to fleece the profits from the FEW companies making money in the UK, as someone has to pay for this huge burden on our nation.
Skier , for once, fully agree. Most on here see what they 'want' to happen, not what is most 'likely' to happen.
As HMG are not funding this, but will benefit from increased spending, then they will fully endorse this.
Corruption is worse in the UK than in Russia, for there few pretend it is all above board and fair.
Here people still cling onto hopeless hope that 'some' are good, but as we see the Tories sink as low as Labour, then faith is gone in the UK.
Hope Trump wins by a mile in the states as he is the only hope for the West to find its way again.
It is that or we will have to have WW3 to change things, and anyone fighting for the treacherous leaders who have ruined our country forever by allowing totally unsuitable here, must be crazy. If WW3 kicks off we will have as much trouble from the enemy within for our people to contend with.
Lloyds run is looking to be over, as the clever money likely been selling to the buyback machine at a good price PRE the run up to the 'car stealth tax' on us all.
Perhaps that is why Gold is so high which as it pays no interest, and interest rates for investors and stocks are reasonable, could be the clever money is getting out, into gold and cryptos before a massive crash?
With a truly never ending supply of newcomers arriving here all without anything, it is clear than the UK will grow ever more impoverished.
To me the reason is because many Brits voted to leave the EU as they were fed up with so many immigrants having a 'right' to live here. So, IF, as I think, a future Gov will try to forge closer ties with the EU, which will very much 'resemble' our previous arrangement pre leaving, then allowing in so many immigrants now, will 'counter' any outcry on that score should we be forced to accept closer ties with the EU.
As project fear PRE the vote didn't work, then those at the top, HAVE to make it happen to then drag the public down to new lows, so much so, they will then be softened up enough to 'accept' any new deal in hope and false promises of a better future for their families.
Just WHEN has the masses ever had it's way over those that matter? Can see it coming, watch, and learn.
But it is the Tom, Dick, and Harry's who fund the highstreets and businesses which keep those suppliers, and manufacturers going who in turn fund political parties. So without 'Helicopter' money (that is money not earnt, or deserved but just given out to encourage spending) then if the spending public have no spending money the whole lot wobbles if not crashes.
As you can only 'take' from those who 'have' then Lloyds, with large profits, after years of HMG bank bashing, become easy targets to take from, and with only the shareholders complaining not the masses, easy for the close, symbiotic relationship between the CEO and number 10 to still give a lowly divi, use shareholders cash for buybacks, to then have less shares in issue and more profits for the CEO whose strings could be being pulled by No 10 to pass much of it out to the victims such as the PPI, and now Car issues.
That way the dim shareholders think they 'would' have got more 'if only' it hadn't been for PPI, for Car loans, etc etc, so the Jam tomorrow scam rumbles on, until the next ploy is conjured up.
I find it quite sad that posts such as Letib, thinking that the Government should 'shut it down' can't SEE that HMG want this 'helicopter' money to be rife in this country.
For it a not so subtle way, of taxing profit making companies such as Lloyds, WITHOUT imposing direct 'windfall taxes' on banks, thus still getting more money off the banks, and then funding the public directly to spend and keep the high street tills pinging, AND HMG look like the 'good guys' as they haven't hit companies with Government taxes directly, and can pretend to be, being 'nice' to the 'victims'.
So HMG aren't stupid, people who 'think' they are stupid, imo, are the stupid ones. THINK a little deeper, or at all may help you see.
With Gold hitting new highs, and of course paying no div or interest, and rising rapidly, surely that indicates one of two things. Either WW3 is a real, not just a media 'gloom and doom' threat now, OR a financial crash due to Western debt and the $ loosing it top spot in the future
Yet if the USA felt that were to be likely to occur, I am certain that they would 'do what ever it takes' to keep their top position, even if it means a large scale European theatre war.
Being so well armed, floating on oil, and the food bowl of the world, they, alone in the West are better placed to come out, as last time, smelling of dollars, not rubble.
So any other explanation for Golds rapid increases, and inflation OUGHT to have lifted Lloyds alone, as, if a long term holder, then a lousy 53 p buys a lot less than it did fifteen years ago, so a massive loss unless you traded it. Yet my Gold has three bagged which I have held for less time, but of course no div's. But that said if Lloyds had three bagged on my b/e it would be £1.80 ish.
All timing I know, but much of Lloyds rise is purely because MONEY is worth so much less that it was.
Very astute post . Plenty of people I know choose not to work full time, just the minimum 16 or 20 hours a week or else they have to pay all their rent and c.tax, which is otherwise free or heavily discounted.
This lack of FULL time work from a huge section of society, then forces HMG to think immigration is the 'answer' BUT this is wrong, as it means HMG 'assume' that immigrants will work full time, but, many, after being granted permission to stay, soon take on the British way of life, as entitled to the same benefits and thus they too work the minimum, so HMGs answer is then to bring in more, rinse and repeat.
Problem being, that the newcomers will age, and then what? Bring in the rest of the world to work to pay for an even larger retired population?
Hi tech, mechanisation, AI and high end electronics is the way to go, not forever paying people to breed, but to reduce the need for a manual workforce, so the then available for work can do the jobs that machinery can't.
Otherwise the death spiral of inorganically increasing our population will destroy this country, our culture and ensure that poverty only increases for all but the few. Seems to be happening already.
Lets hope solutions to ours and the worlds problems are doable
Certainly outperformed all my other stocks, of which many I have held as long and longer that this. Only wish I had put more into this from day one.
Shame the CEO couldn't flip to Lloyds, but likely he prefers to not be attached to No 10's sting puller of whatever political persuasion that may soon be.
STP, thanks. I usually get moans for repeating the same old same old, like of course NO-ONE else does that on here.
But at least my thoughts are my own, and I try to think what I would do, IF HMG, or the Lloyds board, in a certain situation etc, rather, than as many seem to do, instead think what they would 'like' to occur. As usually the two are the polar extremes.
As I keep informing this board, seem to me that the Cons are deliberately going to loose this GE to then allow Labour to foul up the economy even worse than it is, to then call a vote of no confidence in a few short years. They will then ride to the 'rescue' of a battle weary British public, but ONLY on the understanding that we have a NEW DEAL with the EU, very much resembling the 'old deal' so much so, it will likely be the same as being in, but for name only.
The whole world didn't want us out, including the then POTUS, so do you really think it was ever going to be ALLOWED to succeed.
World politics are far more important and lucrative for any of our 'leaders' to please, rather than adhere to just over half of the great British unwashed preference. So, unless their decision 'coincided' with the top peoples choice, which thankfully it didn't, then there was no way it would be allowed to become a success.
One of the main reasons many voted out was due to the high levels of newcomers here, so it, to me, is NOT just 'coincidence' that ever more are allowed to arrive, thus in HMG's eyes, then 'removing' that argument from 'closer' ties to the EU.
As project fear pre the vote failed miserably to influence enough of the British, then their only option was to make as much of it happen as they could, to do, as I suggest, and force us to forge closer ties a few years down the line.
Anything else would have been a blow to democracy, which they have to pretend is fully intact.
So, like asking your child what they want to do, and when it goes against YOUR wishes, then subtly 'steer' them back to what YOU really wanted.
So pleased to see that the Cathsoames, Jayfax thinking on here has mostly been replaced by sensible views re flotsam, a refreshing bit of hope for the UK, despite being 30 years too late.
As for Lloyds, as the share price rises, the div yield falls away too, thus lessening the desire to buy into a rapidly risen share, for less div yield, and less upside in s.p as much has already been missed. So stagnation imo, until Labour crash the economy when 'in'. In truth though only time and fools will tell.
Re: " You do not appear to have any problems in putting a bit into Aviva with them doing share buybacks, but for some reason are very unhappy with Lloyds doing them"
That Lti is because HMG are not so influential imo, in AV as they are in Lloyds
Ever since HMG bailed out UK banks, they to me, seem to think they are owed, and imo, will continue to find ways to skim off the profits from UK banks for the greater good of society rather than, as would happen in AV, for their shareholders first and foremost.
Hence why I say that just because Lloyds CAN pay more dividends yields with lesser shares in issue, imo, with Lloyds, doesn't mean they 'will', especially with HMG eyeing large bank profits to use to fund the great unwashed, wheras HMG unlikely to plunder AV to the same degree.
Hence no issue with AV, YET.
I have fair bit in BP, and again, should Russia ever pay back the capital accrued, you can bet HMG will ensure, with the help of vile protesters that it must be 'given' to Ukraine.
Whereas BAE have no protesters howling at massive profits made via warfare equipment.
So imo, ALL shares are NOT equal, when it comes to the skimming off of profits by HMG
If it were just Lloyds gaining then one could assume leaked news, HMG relaxing its negative influence on UK banks as they stated they were trying to understand why such had low valuations etc, BUT it is not only banks, but insurance co like LGEN and AV, 3I, etc which have risen more than one would expect with an almost certain Labour Gov to arrive soon and the car costly scandal, Wars, Red sea issues, countless flotsam costing us dearly in more ways that fiscal, etc etc,
Even Gold, which usually move the opposite way to equities is around all time highs.
So is this 'inflation' which may be falling, but the years of high inflation FINALLY being priced into shares, or, is it, as I suggested months ago, that the Tories are 'deliberately' going to loose 'this' G.E, to allow Labour in to foul up the economy, so after a vote of 'no confidence' the Conservatives can ride to rescue a 'battle weary' public, BUT only by forcing a 'new deal' with the EU, much resembling the 'old' arrangement we had when 'in' but not 'actually' re-joining to 'keep' the image of democracy intact?
OR have plans from Labour been leaked to the fiscal world, that perhaps 'they' are planning to do a major new deal with the EU on similar terms?
Remember UK politics are nothing compared with world politics, and as the Brexit vote went against what most all the leaders of the WORLD wanted, then this could be the 'only' way of getting the UK 'back' where they, not us, but 'they' want us, whilst still keeping the 'image' of the west being democratic alive.
Very strange time for shares especially here to be on the up, not sorry, just seems illogical.