Member Info for Cevodniya

Wighty, do you really believe that the average Rolls-Royce employee is a,qualified actuary and has an opinion on PIC administering the pension?

Seriously, not even a conspiracy theorist could make a story out of this, but have a go eh!!!

Peakdread, I'm with HL andxwhen a dividend is due, I simply enter into my account.

I can't do it via the mobile app, so it's the main website.

Go to my ISA, SIPP or Fund & Share Account, look at the Income tab and transfer to the Capital Account, takes a few minutes and it's available to reinvest or transfer to your bank account.

Nonpartizan, you'll be fine.

Hopefully, EEE have a new base, a few RNS's pre MRE and this could double in s nano second.

Waccybaccy, it's blatantly obvious why you chose your user name, even imagining Trump invading China is simply preposterous, yet you claim it's very likely.

Your distaste of people posting how much they've made is apparently distasteful too you.

Oh dear, you are offended!.

Finally, some of the AIM tips are actually in percentile terms, more life changing than me buying Rolls-Royce at 70p.

Now, have another spliff and chill.

Well, what a lovely start to the day andxan unexpected 4.5p dividend paid in September.

Well, let's look back 3 yrs at some of the characters who posted regularly with their expertise.

Can you remember CW1966, this guy had about 5 Nobel prizes.

He was an expert on so many issues and sold at 82p, because in his expert opinion, they'd peaked.

Arsenal17, the most experienced of all Rolls-Royce contributors.

A combined 350 years of service as a toilet cleaner, along with his wife who made tea, was an analytical genious of Rolls-Royce engineering and he publicly ridiculed Nettles when he predicted £7 by February 2025.

Erm, with Rolls-Royce geniuses like Arsenal17, who needs idiots?

Of course the infamous aviation analyst David Berry at JPMORGAN, wow, what a clown, tipping them at 40p when they were 70p.

Ermm

Come on guys, who do you remember as an idiot?

Just sold £50k Rolls-Royce at £10.93 and bought £50k Empire at 25.93p.

Those Rolls-Royce were bought at 70p, so I'm reasonably happy.

Topbrewer, the same question on a different thread!.

Any you that anxious or impatient that you can't wait 14 1/2 hrs for the results.

The market is now closed and won't be open for retail purchases until 1 hr after the results are out.

What are you going to do?

Topbrewer, absolutely pretty standard after news releases.

Nettles, you know my mining tip, anyway good luck with yours.

Hopefully, every poster here hopes tomorrow's results are fantastic, even ahead of already proven performance being 2 years ahead of target.

The no1 concern it would appear is how much of this good news is already anticipated in the share price?

Therefore, as Peakhead has intimated, will there be a pullback if super fantastic results aren't presented?.

My concern is, the amount of new experts that will appear tomorrow, regardless of the results.

People leaping on the bandwagen, eother way.

Anyway, fingers crossed, the LTH's are happy.

Bigbad, you arrived here in early 25, holding your investments in Rolls-Royce and IAG.

Fair enough, the party's in fill swing and you've just arrived with your wisdom.

YOUR lack of culture and education is clearly shownnin your analogy.

I wouldn't sit in a public house, eating crisps and drinking coke.

YOU ARE clearly uneducated.

So, there's 2 examples of the difference between YOUR and YOU ARE,let's see in future posts, if you are capable of evolving

Arsenal, your better?????

Unbelievable

Try, you are better.

Only a coward blocks people, hiding in anonymity unable to justify your ignorance.

You worked at Rolls-Royce for 350 years and couldn't see any potential past a £1, nowonder the new CEO got rid of the likes of you and YOUR moronic colleagues.

Bigbad, after you have had, you are not very good at being an adult are you?

Don't engage little man intellectually, you are at a considerable disadvantage

Bigbad, why do you take such great pride in having the grammatical knowledge of an 8yr old.

Why is ignorance worn with such pride?

Big bad, if you don't know the difference between your and you are, i.e a possessive noun your house, your family and the verb to be.

I am, you are

So you are conservative in your opinion, how can we take seriously any financial thoughts you may have?

Robdon, what do you do if they have reached your goal, say £10 and you think the results will be spectacular?

Surely, missing out in a rise because they've reached a,tartget would be insanity.

Shouldn't your advice be, "always fundamentally analyse the company and sell when you think it's overvalued or you are expecting a downturn ".

Nettles, here's my situation.

I left Barclays bank in 2008, leaving a deferred pension in their Afterwork scheme.

It comorised 2 parts, an investment account andca capital account.

The investment account was invested in funds and the capital account was in cash, i e the word capital.

Now, upon reaching the age of 60, I was offered the opportunity to purchase an annuity, drawdown is not available.

I attempted to transfer these accounts to my Hargreaves Lansdown SIPP and the investment account of £34000 was transferred, but the capital account was refused on the basis that it was above £30000 and required financial advice because the capital value is guaranteed by being indexed each month by CPI until turned into an annuity.

Now, 25% tax free isn't an option for me, because I'm a tax resident of Spain and the Spanish tax authorities do not recognise the tax free element and tax it as income.

I tried again to transfer in 2019 and again it was refused.

Last Monday in the Daily Telegraph, a reader asked the pensions Doctor about the Afterwork Capital Account's status.

It was clearly decided that the capital account is a defined contribution scheme, not a defined benefit scheme, therefore no financial advice was required.

I phoned Hargreaves Lansdown and spoke to a pensions manager, they still wouldn't accept that it's a defined contribution scheme.

Finally, on Thursday, I received an email from Hargreaves Lansdown stating that it was indeed a defined contribution scheme and they would accept the transfer.

This process is now underway..

The investment account that was transferred of £34000 is now over £375000 courtesy of Rolls-Royce and hopefully higher on the 31st.

The capital account is valued at £49800 and had it been accepted at the same time as the investment account, it would be worth around £550000.

Obviously, I'm very aggrieved that Hargreaves Lansdown have cost me over £500000 through an incorrect interpretation of pension transfer legislation, but I can't sue, because I cant prove I would have made the same investment decisions, had the transfer been acceoted.

Bluemoon, how many rumours do you read from financial journalists?

Prior to the last budget, all the financial press was about changes to pensions i e lifetime allowance, tax free cash allowance, removal of higher tax allowance et al.

After the budget, the press was full of people asking if they could put money withdrawn in the pre budget panic, back into their pensions, because nothing had changed.

Personally, I think if she levelled pension tax relief at 30%, that would be a fantastic decision, help the lower paid at the expense of people who don't need it, also scrap salary sacrifice and directors who pay themselves £12k a year salary and the rest in dividends.

By the way, my SIPP is currently £2.4 million and will hopefully rise further after the 31st results, any advice on what to do?

Clued, i agree 100% but this is a Rolls-Royce share thread, not a geopolitical thread.

Why would I discuss those issues here, unless they related to increased Rolls-Royce engine sales.

Timmy, absolutely correct, it's Trump's haircut obviously affecting Rolls-Royce.

Why don't you chat with the idiot posting about Cathay Pacific and the subsequent fall to sub £5.

He's your level of idiocy.