Member Info for Cardinal3

Martin

Very helpful, thanks a lot

MV

Surely there is a more appropriate forum for these frequent rants about immigrants.

Looks like this Lloyds forum is going to be worth avoiding if this is the standard.

Robleo

Just to state the obvious people claiming pension credits are not work-shy. The clue is in the name of the benefit- they are pensioners.

Well done 88. I have all this to come at some point. Hope you enjoy your new world.

THis is an unsung share and deserves more attention

Biden pulling out of re- election might create such uncertainty that interest rates stay higher for longer

I'm not at all clear why we have these angry anti immigrant, anti Govt ( of both colours) rants on a LLOY bb. Surely there are more suitable places where the defeated revolutionaries can argue amongst themselves where the rest of us won't be infected.

I'm more interested in whether I'm going to make more money on my Lloyds or whether I should think about top slicing.

The new govt can save a bucketload by not handing over more ££ to Rwanda for the migrant scheme. The 5 who have gone already have cost £74m each.

I admit I am partial to gingers. Meanwhile I see there's a lot of 'playing the man' rather than the ball here. Sense of desperation from the right.

Meanwhile the Tory record is more socialist than the socialists- to reduce CGT allowances from £12k to £3k, dividend allowance from £5k in 2016 to £0.5 now, income tax allowances frozen at 2021 levels and inheritance tax thresholds unchanged since 2009.

If Labour had done this these pages would be awash with anti socialist rhetoric as if they weren't already.

I've already voted by post with a plague on the houses of both the Tories and Labour, for the Liberal Democrats.

Have a good weekend

I anticipate continued disposal of non- core assets, less promise of rising divs and a use of surplus funds for M&A and buy backs.

Fordm

Just to agree 100% from someone who was in a similar economic world. I wasn't fortunate to be able to teach my two children as we were separated when they were very young but you can bank on it ( pun intended) that they are economically fine and my grandchildren are too because I've made it my life's focus that they won't be as impoverished as I was ( in the good old days to some!). One grandchild was told his JISA and other investments a few months back and it's not fazed him and hasn't taken much interest. The second was asking yesterday about savings- he's 15 and has no idea how much I've saved for him. Actually I do worry it will be too much for them as the numbers are large by many standards.

The Q4 dividend was announced on 17 May in 2022 and 18 May in 2023, with ExD on 1 June both years. We seem overdue.

Excellent results demonstrating a well- managed company with good prospects.

Hi TFE

'If there's some way labour can extract monies from the rental sector, landlords or tenants, rest assured they will find a way'

As if the present government hasn't!

MV

or 'principal residence'. to be precise.

Zac

Thanks a lot.

My query on your logic is that global trackers tend to hold the US IT FAANG stocks - Microsoft, Apple etc as they are based on capitalisation like our FTSE 100. On the history over the last few years the surge in those stocks has inevitably driven trackers up, but that does leave the potential downside as there is a concentration of risk despite the idea that trackers spread risk. Adding the different trackers you hold I imagine the FAANG stocks feature heavily in most or all and overlap a fair bit. That might be fine if thats the idea though I am trying to avoid too much overlap.

Zac

Interesting strategy to reduce div payers given interest rates are likely to fall and therefore make these more attractive, all other things being equal. Mind explaining your logic?

The sole purpose of housing benefits is to pay landlords''

Landlords includes local authorities. And the alternative housing for people who have no money is?

Answer to taximan, yes. The escrow is effectively a nominee account.

Desmond

'undervalued provided Azule completes as expected'

Nail on the head there, Desmond. Uncertainty doesn't help.