NS&I is Β£2m of safe money. Β£85k safe in all Bank licences. Cash will be king & stress anxiety free. Next ISA year allowance ! definitely not stocks & shares. Existing portfolio will exit with correct timing. S Bend for the UK
Alot of the car finance costs were claimed as capital allowances on self employed tax returns as 25% year one 25% year two 25% year three, so at a guess ? Some of their motor finance loses were actually less than gross figure.