Realising the profit19 Jun 2026 12:18
With the upcoming changes to ISA’s in April, there is a proposal to stop transfers of funds from stocks and shares ISA’s to Cash ISA’s, if you currently hold RR, or any shares in a Stocks And Shares ISA and the provider doesn’t offer a Cash ISA it may be wise to move these to a provider who offers both. Trading 212 offer this and you can transfer from other providers into this account via In-Specie Transfer. Once transferred you can sell on the high, transfer the cash into your Cash ISA until the price drops for you to buy again. All in the same App.
I have completed the transfer and it was a simple easy process. Looking ahead to prior April 2027 and the ISA changes I will be realising some RR profit and transferring the monies into the Cash ISA prior to the proposed changes.
Wanted to share this with you all, either choose to ignore or take on board. Of course DYOR
Thanks