The fines under POCA can be unlimited. Jail term capped at 14 years for individuals. The fines under MLR2107 can be unlimited. Jail term capped at 2 years for individuals.
October 2016 - FCA fined a bank £3.25M and stopped deposits for 168 days re AML breaches. January 2017 - FCA fined a bank £163M re AML breaches. July 2018 - FCA fined a bank £896K and stopped deposits for 147 days re AML breaches.