Member Info for Benbow27

Not with Halifax, but it depends on the instructions you gave. e.g. You can specify the cash value that you want to reach your ISA, in which case they will sell shares to that value plus their fees, and you receive shares to that specified value in your ISA. (i.e. slightly less shares than were sold) Alternatively you could specify the number of share to sell and buy back into your ISA, in which case you would still have the same number of shares, and pay the fees separately. It sounds like you have done the former

Nazir, if you are contemplating Bed and ISA, the sell price and buy price you get will be close together, nothing like the 37.5% spread shown here. You will need to account for any capital gain you make, or can use, or carry forward, a loss to offset against other gains.

I first bought at 5p, on the way down after the highs, but added many times over the years averaging down to 0.6p. Many people must have done the same and must be well in profit at this price. Good luck everyone.

I have only really used AI a couple of times for technical issues, but yesterday I asked it who would be appearing at PMQs. It replied with the correct two names, but stated that David Lammy would be representing the opposition. Some people might opine that he is an asset for the opposition, but he is in government, of course, and has been for some time, and yet AI still got that wrong. When I pointed it out, the AI apologised and corrected itself. Anyway, I don't think the answers from it are always as correct as people expect.

Sorry, that was mean't for Ollerdeekid.

Minted, I think the 30 day rule only applies to shares held outside an ISA, to prevent a sharp practice known as "Bed and breakfast", i,e selling the shares and immediately buying them back in order to reset the capital gains counter. What you are proposing is more like Bed and ISA, where you sell the shares from your trading account and immediately buy them back in your ISA, I.e. no 30 days rule. CGT is paid on the profit from the sale, or in your case the loss from the sale is declared in order to reduce the amount of profit from other sales, preferably below the CGT threshold, and therefore reduce the total CGT due.

I have been doing this for several years now, offsetting various losses against gains from other shares . It was easier when the CGT threshold was over £12,000, but I still have some losses I can salvage something from by getting profits below the current £3,000 limit as I slowly Bed and ISA all my holdings. p.s. I'm already holding PXS shares in my ISA, having transferred them years ago.

Yeah, your'e right. Maybe you should go back to casting your spells on TRP instead of wasting your time here.

FUM started the year below 30p and it looks like they're heading back there.

Almost all of those interesting reviews were tagged as "Vine Customer Review of Free Product". I would rather see a few more recommendations from people who actually bought it, and liked it enough to buy it again.

Correction, it's just popped up 1.5 hours after it was done. Shows as "Unknown", but it's a buy.

"Markets drop on IT outage"? Two of my limit orders went through this morning, but only one showing here.

The second and third secure messages I received from A.J. Bell, i.e. the ones which contained the opportunity to exercise rights, were both titled, "National Grid plc -Urgent response required by 05/06/24 - Rights issue".

The corresponding message from I.I. also stated, "Please read this notice in full and make your election by 5th June 2024."

I have been doing Bed & ISA for a few years now, selling enough Shell shares from my trading account to buy back £20,000 worth in my ISA each year. My non-ISA shares were purchased at many vastly different prices over many years, so I just used the average book cost shown in my trading account to calculate the average cost of the number of shares which I was selling each time, and thence the profits I was making.

The figures I arrived at, were accepted by HMRC , along with the SELL contract notes, without further questions or the need to supply hard evidence of numerous buys spanning many years, which would have been very difficult.

Just had a call from Simply Supplements saying that the blood pressure formula was in stock again and asking if I would like to resume my previous repeat order. I asked about the ingredients and the caller explained that the "expensive" Fruitflow has indeed been removed. I declined to renew as I now have a repeat order elsewhere.

p.s. I never actually cancelled the previous order with them, but assumed they had cancelled it when they ran out, as I could no longer see details of it online. I think I only received a call just now because my old credit card had expired and he wanted me to update the payment method, otherwise they might just have dispatched some of the new formula and I would not have been pleased.

The 1m was a buy.

I had a tooth extracted last year without stopping taking FF, and I had no problem at all.

Just received a call from Simply Supplements saying they're still out of stock so my repeat order will be late.

I first bought in years ago too, although not as long ago as some people here. My first buy was at 5p, and I watched as the sp then went lower and lower. I bought again on a number of occasions over the years and I'm presently holding with an average of 0.6p, showing a nice profit, and optimistic for the future.

Bed & ISA for 24.15K? How?

I wonder who benefited from the purchase of 3 shares yesterday, and what their trading costs were.