Member Info for Asperger1

Caspinos
Seem we see the same figures but have different interpretation

"So last year impairment were a reduction to profits of 3818,(ie they set aside that amount against bad debts)"
Correct, ie withheld shareholders funds in fear of bad debt, which fortunately didn't arise !!!

"this year were an addition of 656m (they added profit back because the bad debts were less than expected),"
Correct, so why have they not return those funds to the shareholders !!!
~72bn shareholders x 0.67p = £482m, less than the added impairment !!!

"the major reason for the turn round in the results as actual profits were a tad lower"
Not 'Major reason', only ~20% of today's underlying profit

Underlying profit before impairment..3,409
Impairment..............................................656
Underlying profit (loss).........................4,065

LTI - good for you, but today's measly divi means I remain on bread & water till May 2022

On the plus side -
Measly divi = no gap up

Today's Headline -
Lloy decide to withhold £bn's of shareholder money until May 2022

casipinos - ????? - I'm seeing . . .

Underlying profit before impairment..3,409
Impairment..............................................656
Underlying profit (loss).........................4,065

Faulkes -
Comparing first two quarters of 2018, 2019, 2021
(2020 was a right-off due to covid)

To put today's interim in Context

2018 Results
Q1 Underlying £2.0bn Pre tax £1.6bn post tax £1.15bn
Q2 Underlying £4.2bn Pre tax £3.1bn post tax £2.27bn divi 1.07p

2019 Results
Q1 Underlying £2.2bn Pre tax £1.6bn post tax £1.2bn
Q2 Underlying £4.2bn Pre tax £2.9bn post tax £2.2bn divi 1.12p

2021 Results
Q1 Underlying £2.07bn Pre tax £1.9bn post tax £1.4bn
Q2 Underlying £4.06bn Pre tax £3.9bn post tax £3.865bn divi 0.67p

Measly 0.67p interim
No quarterlies (quarter lies)
No Buybacks

Going forward, the Group will revert to paying any ordinary dividends half yearly, rather than quarterly, with the quantum announced with the half year and full year results. The Board believes this approach is appropriate in the current environment given its simplicity, environmental benefits and the additional flexibility it provides to the business. The Board will continue to give due consideration at each year end to the return of any surplus capital through the use of special dividends or buybacks.

Lloy Interim divi a measly 0.67p

Congratulations Hollybean for being the closed guess @ 0.66p

Final list of . . . Guess Lloy H1 Interim Divi

Marmite...................0.00p
Pantherax................0.57p
Hollybean................0.65p
Teej..........................0.75p
silles.........................0.75p
Faulkes.....................0.78p
Hardup.....................0.8p
Baffled.....................0.85p
Mullard.....................0.85p
Sedaka.....................0.85p
Falky.........................0.95p
Cardinal3.................0.95p
Buyer Joe.................0.97p
Divichaser................1p
Foxhound................1p
Seany123.................1p
MrJimV.....................1.00p
radsatser..................1.05p
MarbleMadness.......1.07p
Motbuck..................1.1p
LoggyLogbot...........1.12p
Backbencher ..........1.14p
Ollcity......................1.15p
A1.............................1.2p
helu..........................1.25p
Paulislong................1.3p
Learningtoinvest.....1.35p
MCNav......................1.45p
Victor Blank.............1.5p
Derfel.cadern..........1.7p
RickEngland............1.79p inc special
micgil......................1.95p
Gungi...................... 2.15p
bobf.........................2.2p
Sufc.........................2.25p
Shebur....................2.65p
StrollerB.................3p inc special
Disinform...............4.57p
Livedata.................19.6765p
HarshadMehta.......62p
Livestock................72p
ricky.......................£1700

Interim divi (+pos special?) to be announced 7am Thurs 29th July

Hi Hollybean,
Entry to Mr Meerkats EOY comp close in January,
I aim to post a reminder alongside each quarter results (so tomorrow)

Unfortunately I note there is a 'Gap up' on the Barc chart today

Last chance to . . . Guess Lloy H1 Interim Divi

Marmite...................0.00p
Pantherax................0.57p
Hollybean................0.65p
Teej..........................0.75p
silles.........................0.75p
Faulkes.....................0.78p
Hardup.....................0.8p
Baffled.....................0.85p
Mullard.....................0.85p
Sedaka.....................0.85p
Falky.........................0.95p
Cardinal3.................0.95p
Buyer Joe.................0.97p
Divichaser................1p
Foxhound................1p
Seany123.................1p
MrJimV.....................1.00p
MarbleMadness.......1.07p
Motbuck..................1.1p
LoggyLogbot...........1.12p
Ollcity......................1.15p
A1.............................1.2p
helu..........................1.25p
Paulislong................1.3p
Learningtoinvest.....1.35p
MCNav......................1.45p
Victor Blank.............1.5p
Derfel.cadern...........1.7p
micgil.......................1.95p
Gungi........................2.15p
bobf..........................2.2p
Sufc..........................2.25p
Shebur.....................2.65p
StrollerB..................3p inc special
Disinform.................4.57p
Livedata...................19.6765p
HarshadMehta.........62p
Livestock..................72p
ricky.........................£1700

Interim divi (+pos special?) to be announced Thurs 29th July

Click reply - copy/paste/add your guess/post

Morning Falky - nice start to the day, no gap up, circa 47p already, potential strong climb through the day?

PSK - I usually invest rather than trade but the Q1 gap up in April presented an opportunity too good to pass up, took a 3-month wait - used Q1 divi cash to buy at the Q1 gap fill last week - sweet deal at 43.7p

Wonder what will happen on Thurs - another big gap up? I hope not

I just hope we don't have a repeat of the Q1 gap up, strong and steady inter day climbs please, no gaps !!!

Looking forward to '50p Friday' lol

Last couple of days to . . .Guess Lloy H1 Interim Divi

Marmite...................0.00p
Pantherax................0.57p
Hollybean................0.65p
Teej..........................0.75p
silles.........................0.75p
Faulkes.....................0.78p
Hardup.....................0.8p
Baffled.....................0.85p
Mullard.....................0.85p
Sedaka.....................0.85p
Falky.........................0.95p
Cardinal3.................0.95p
Buyer Joe.................0.97p
Divichaser................1p
Foxhound................1p
Seany123.................1p
MrJimV.....................1.00p
MarbleMadness.......1.07p
Motbuck..................1.1p
LoggyLogbot...........1.12p
Ollcity......................1.15p
A1.............................1.2p
helu..........................1.25p
Paulislong................1.3p
Learningtoinvest.....1.35p
MCNav......................1.45p
Victor Blank.............1.5p
Derfel.cadern..........1.7p
micgil......................1.95p
bobf.........................2.2p
Sufc.........................2.25p
Shebur....................2.65p
StrollerB.................3p inc special
Disinform...............4.57p
Livedata.................19.6765p
HarshadMehta.......62p
Livestock................72p
ricky.......................£1700

Interim divi (+pos special?) to be announced Thurs 29th July

Click reply - copy/paste/add your guess/post

Guess Lloy H1 Interim Divi competition

Marmite...................0.00p
Pantherax................0.57p
Hollybean................0.65p
Teej..........................0.75p
silles.........................0.75p
Faulkes.....................0.78p
Hardup.....................0.8p
Baffled......................0.85p
Mullard.....................0.85p
Sedaka.....................0.85p
Falky.........................0.95p
Cardinal3.................0.95p
Buyer Joe.................0.97p
Divichaser................1p
Foxhound................1p
Seany123.................1p
MarbleMadness.......1.07p
Motbuck..................1.1p
LoggyLogbot...........1.12p
Ollcity......................1.15p
A1.............................1.2p
helu..........................1.25p
Paulislong................1.3p
Learningtoinvest.....1.35p
MCNav......................1.45p
Victor Blank.............1.5p
Derfel.cadern..........1.7p
micgil......................1.95p
bobf.........................2.2p
Sufc.........................2.25p
Shebur....................2.65p
StrollerB.................3p inc special
Disinform...............4.57p
Livedata.................19.6765p
HarshadMehta.......62p
Livestock................72p
ricky.......................£1700

Interim divi (+ special?) to be announced Thurs 29th July

Click reply - copy/paste/add your guess/post

Could Richi Sunaks Britcoin be a serious threat to UK Fintech & tradition banking industry?

https://www.dailymail.co.uk/news/article-9821855/Rishi-Sunak-plans-replace-cash-official-digital-currency.html