RE: ISA question28 Feb 2021 09:22
Worth mentioning that the 40% top up is split (at least in my case). 20% top up in the SIPP the rest is tax relief by an uplift in my taxcode. So I end up with a higher net pay per month which means I put more in my SIPP. All washes through the same and I'm not sure if they have always done it that way? I only got to higher rate in the last couple of years. Excellent explanation though Luke, thanks.