Member Info for aclaw

.. sustainable growth http://www.capitalcube.com/blog/index.php/bank-of-ireland-bkir-gb-earnings-analysis-2016-by-the-numbers-march-17-2017/

.. good for you..! happy St patricks ..

.. good article http://finance.yahoo.com/news/fomc-hikes-rates-25-bps-183000317.html;_ylc=X1MDMTE5Nzc4NDE4NQRfZXgDMQRfeXJpZAMyZmIxNzR0Y2NsMmc5BGcDZFhWcFpEeHVjejVpWWpJeU0ySmpaQzFqWVRNMkxUTm1NMkV0T0ROa1ppMWhaVGRoTURKak1URTBaalk4Wm1sbGJHUStaMkp3ZFhOa1BYZz0EbGFuZwNlbi1VUwRvcmlnX2xhbmcDZW4Eb3JpZ19yZWdpb24DUFIEcG9zAzAEcmVnaW9uA1VTBHN5bWJvbANHQlBVU0Q9WA--?.tsrc=applewf

at least on the positve side.. banks no longer under negative interest rates.. and yes.. these rates will make their way into the EU.. these small rate increases help NIM and the eventual dividend .. BOI needs some addtional help with NIM before they start with the dividend.. draghi will have to re think his strategy and make appropriate changes..

.. the Fed.rate increases increases . central bank of England.. of Japan.. and finally elections in Holland.. i lay my bets on Wilder..

.. banks are not very good predicting rates.. both currency and interest.. unfortunately this is in the hands of politicians and central banks also controlled by politicians. even brexit is controlled by politicians.. the rest of us are just bystanders..

.. it is not always a good move to follow into every trend.. referring to apple pay which is very proprietary and only works with apple.. when apple does business they want the whole pie.. same with microsoft.. besides.. technology has a very short cycle.. big investments may become a big waste of money..

.. boi valued at 7.9 billion vs 12 for aib.. although the latest financial results placed the equity at 13.1 billion. still time to see if there is a higher valuation by the sale date.. whatever that may be..

.. AIB is being valued at 12 billion with the initial sale of 25% at about 3 billion.. that places the value of AIB at twice that of BOI.. sale scheduled for may / june..

.. just read an article about brexit.. article 50 could be invoked during march.. another requirement the EU wants to impose on the UK is a 60 billlion € divorce package.. a large penalty..disproportionate.. no country in the EU has this extra cash. the EU is also having trouble with the east block countries. things suddenly become complicated.

here is part of the article... .. Part of the ECB’s reasoning for exploring the possibility of raising rates before finishing its 2.28 trillion-euro ($2.4 trillion) bond-buying program lies with the structure of the euro-area economy, the people said. The negative deposit rate is squeezing banks’ profit margins because they can’t generally pass the cost -- charged by the ECB on overnight funds kept at the central bank -- back to their customers. That potentially holds back lending to companies and households." the other more pressing reason is the outflow of european capital elsewhere.. rates are forced by the Fed hikes..

leamyk any police arrests for the shorters.. ?

..who told you..?... how much..? what are we talking about here..? .. by the way.. the chinese own 3% of Deutsch Bank and they want to buy more.. http://www.investopedia.com/news/deutsche-bank-pops-china-investment-rumor-db/?partner=YahooSA

i am seeing a total of 64 million shares.. today.. the fed rate hike is next week.. this will force draghi to change his strategy of negative interest rates ..

.. been following closely the Catalan fight for independence.. this is weighing very heavily upon Spain .. their outlook.. and the EU.. things are not very rosy over there..

.. i read the newspapers from spain and the detailed comments.. that is their perception over there.. very gloomy.. across the English channel.. i guess everyone is gloomy about brexit..

.. the UK is in a better position than France.. Spain and other EU.. members.. a mini versailles meeting was held in Paris this past weekend .. there is quiet despair and panic among the french.. germany and spain regarding brexit..

"Publication of the OECD’s March global Interim Economic Outlook, entitled Will risks derail the modest recovery? comes as the CME Group FedWatch tool calculates that there’s an 84% probability that the Federal Reserve will increase its interest rate target by a quarter of a percentage point to the 0.75%-1.00% range this month and a 40% probability of another quarter-point rise by June." this will cause the ecb to change their strategy regarding low interest rates.

.. looks like an upgrade soon for both banks.. before the aib sale..? interesting here is that asset quality is better at boi than for AIB.. both CET are good.. the boi dividend is scheduled for 2018.. http://www.irishtimes.com/business/financial-services/fitch-hints-at-upgrade-for-aib-and-bank-of-ireland-1.2999694

.. aib 25% sale is scheduled for may or june of this year.. small investors might have a chance to buy. .. it will be sold by 3 lead investment banks including Davy this may put a floor on boi.. dont think the govt wants aib to loose 1/2 of its value soon after the sale.. the govt is looking to recoup 20.4 billion from AIB.. the initial price should set a benchmark. interest rates may be slightly higher this year with the 0.25% rate increases at NY.. this may end Draghi's gameplan of negative interest.. many negative interest euro bonds are being liquidated lately. .. in case rates are forced higher; the bankers dont want to hold these long term to prevent larger losses.. Pimco wrote a recent article about the sell off of negative bonds. http://www.irishtimes.com/business/financial-services/state-to-offer-aib-stock-to-small-investors-as-part-of-any-share-sale-1.3001386