Member Info for 67Sam

skier
yes regular saver accounts at 7 or 8% but not available for a lump sum of capital

https://www.investopedia.com/articles/financial-theory/08/buffetts-road-to-riches.asp

Gaz
Im sure there are billions going into it via military budgets, medical research, private research, commercial etc
Right now the idea that brain scanning technology poses any risk to me is a bit ludicrous.
No doubt the rate of technological progression will continue to accelerate.
If I live another twenty years I don't doubt we might see interfaces with machines etc, maybe it will even have become another surveillance tool by then.
But right now I am concentrating on issues that I have some control over or ability to influence. Plus I'm not really Jeff's type.

Thanks for pausing to reply Plato. Im not remotely worried about my brainwaves being scanned for nefarious purposes by the state. I've about the same chance of learning to levitate.

"@69 No, LU funded by wealth transfer expert Jill Bates, follow the money, there's your answer."
If this was meant to be a reply to me, I don't understand it.
I asked if you took Jeff seriously. Gaz sounds like he does, but Im still trying to work out if your post is tongue in cheek?
You're a believer in Jeff then? Jeff who thinks the government can scan your brainwaves.
Righto.

17M reasons to get going .....

Flec
Chalmers and Nunn may receive maximum pay of £6.3M and £9.1M if the SP rises 50%
If not, they have to manage on £5.1M and £7.4M respectively.
Subject to shareholder approval at AGM 18th May.
https://www.theguardian.com/business/2023/feb/22/lloyds-bankers-bonus-pot

So Task you really take him seriously?
Maybe this would help you:
https://news.liverpool.ac.uk/2023/02/20/15-minute-cities-how-to-separate-the-reality-from-the-conspiracy-theory/

"And this is how it starts."
It started a long time ago Gaz. It's easy to tell my spending when it is all by card. We have NI numbers and Tax codes and NHS numbers and categories of entitlement to NHS services - its all already there.
They already know about my ISA and SIPP, biometrics are carried in Passports by a microchip with a 'facial biometric'.
This bit gets a little more out there:
"Government will know everything and can stop everything. You can buy your coffee but you can't buy the doughnut until you are no longer overweight. 15 minute cities , Oxford like ghettos."
I cant see a government banning doughnuts, they aren't remotely interested in exercising any control over the food and drink sector.

Task
Have to admit Jeff seems quite a brave soul, because he isn't exactly that well suited to TV media is he?
Not sure of his point as we all have digital IDs for this that and the other in every walk of life now and it would be far more efficient to have them all joined up.
As for AI taking over courts and government scanning brainwaves I think it's a load of bilge.
Were you posting it for comedy value or because you personally endorse any of Jeff's views?
I think this is an example of what O'Brien would call " attention and rewards to someone spouting entire gibberish"

"Disagree"
No worries Brix, it's fine to disagree. We're different people with different views.
You also said you used to go kerb crawling, I didn't.

"Assassinated , in & out job done."
I would say jumped in, lied, lobbed some petty (but very personal) insults, got rumbled the same day and then instantly fooked off.
Only "job done" by Ealham was to make themselves look a right t w a t.

"He actually can't help himself."
I think you right, but it's a strange kind of obsession.
Suggests to me that he/she doesn't lead a very fulfilling life.

"Are you mining Bitcoin, growing crops in your loft, or do you live in a mansion?"
None of those, just trying to heat a 1930's three bed terrace in a City to around 21/22 deg c.
Working from home all day. Not very good windows. Solid walls. Suspended timber ground floor no carpets and only about 50% insulation underneath . I have a reasonable salary so not eligible for improvement grants except the £5k on offer for heat pumps - and it would never heat a house this inefficient. Loft is already rammed with insulation otherwise I might well consider a little grow, given the state of my finances.
It used to cost me around £1200 max. in total for a year, before recent rises linked to Ukraine war. Leccy usage is still only £44 a month but £60 with supply charges. That is working in one room with a laptop and maybe some sounds on and a fridge running (not a freezer or dishwasher). The rest all goes on heating.
Roll on Lloyds SP growth, it will all have been worth it one day.

"Retail deflation will follow"
I hope so - Dec and Jan alone came to a £750 energy bill for me.

brix
"65% of Lloyds customers have less than £1,000 in savings
80% less than £5,000"
I wonder if that means savings deposited with Lloyds or just savings generally?
Lloyds savings rates are tiny, anyone with a rainy day fund would be far better off stashing it outside of Lloyds.

Or whatever their name was appears to have fooked off and had the thread deleted.
I hope they stay away for good this time.

"Have LLOY announced when the buyback will commence?"
The update reads "will commence as soon as is practicable"
I wonder if they are required to go through another process to appoint who will buy them back on their behalf, as that would take time?
But if it's just a further instruction to Morgan Stanley, then I assume it could start very quickly.

https://www.proactiveinvestors.co.uk/companies/news/1006779/lloyds-banking-tipped-by-analysts-for-jumbo-cash-return-announcements-1006779.html

"why we need a ULEZ"
What has actually been introduced here, and in seven other city centres, is a CAZ (clean air zone), which has less stringent requirements than a ULEZ.