The banks were the heavy fallers on Monday, as the results of Friday's stress tests on the Europe's banks were seen as too soft. Markets across the continent were disappointed with the tests, with reports from Bloomberg saying that European banks may need to raise up to €80bn of extra capital after the European Banking Authority didn't include a Greek default scenario, despite the majority of investors expecting one. Royal Bank of Scotland, Lloyds and Barclays were among the worst performers on the blue chip index in London.ARM Holdings is the high riser despite Matrix keeping its reduce rating and 505p target price on the chip designer, saying that while it has one of the most compelling investment cases in the semiconductor sector, the stock is overvalued at current levels.Meanwhile, Fresnillo and Randgold Resources were heading higher on the back of higher silver and gold prices. Gold rose over the $1,600-per-ounce mark before edging back down, as investors were attracted to its safe-haven qualities as the European debt crisis rattled on. Furthermore, Standard Chartered was seen to be bullish over gold demand, saying that gold prices may reach $2,000 by 2014 and $5,000 by 2020.Investment management business Man Group was in the red after saying that it is to acquire the remaining exposure to the estates of the now-bankrupt US investment bank, Lehman Brothers, from funds managed by its subsidiary, GLG Partners, for $355m in cash, in an effort to reassure investors.Global engineering giant GKN was also firmly lower after it announced that it is looking to expand its Land Systems division with the acquisition of engineer Stromag for €164m (£146m). BCFTSE 100 - RisersARM Holdings (ARM) 576.00p +2.13%Fresnillo (FRES) 1,657.00p +1.97%Randgold Resources Ltd. (RRS) 5,555.00p +1.65%Centrica (CNA) 320.70p +1.04%Autonomy Corporation (AU.) 1,736.00p +0.70%Standard Chartered (STAN) 1,615.00p +0.37%Imperial Tobacco Group (IMT) 2,155.00p +0.23%GlaxoSmithKline (GSK) 1,344.00p +0.15%John Wood Group (WG.) 683.00p -0.07%British Sky Broadcasting Group (BSY) 708.50p -0.14%FTSE 100 - FallersRoyal Bank of Scotland Group (RBS) 33.54p -4.42%Lloyds Banking Group (LLOY) 42.95p -3.87%Intertek Group (ITRK) 1,853.00p -3.49%Cairn Energy (CNE) 374.10p -3.43%ITV (ITV) 64.50p -3.30%Barclays (BARC) 216.00p -3.27%Man Group (EMG) 233.40p -3.23%GKN (GKN) 231.70p -3.05%Rexam (REX) 368.60p -2.85%Smiths Group (SMIN) 1,125.00p -2.77%