With the advent of the new rules from April 6th .......you will be able to do pretty much what you are comfortable with.
Alot depends on your attitude towards risk and your age.
Setting up a SIPP was my personal choice and I transferred my existing pension pot into a SIPP. It was a painless transaction and I have never looked back, except to wish I had done it years earlier ! and now manage my pension myself.
If in doubt seek professional advice ...it is your money ...Good Luck
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