Publication of Final Terms

STANDARD CHARTERED PLC

17 JANUARY 2020

NOT FOR DISTRIBUTION OR TRANSMISSION, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES

PUBLICATION OF FINAL TERMS

The Final Terms dated 14 January 2020 relating to the issue by Standard Chartered PLC on 16 January 2020 of €750,000,000 0.85 per cent. Fixed Rate Reset Notes due 2028 (the "Notes") have been submitted to the Financial Conduct Authority and are available for viewing.

The Notes have been issued under the US$77,500,000,000 Debt Issuance Programme established by Standard Chartered PLC and Standard Chartered Bank.

Application has been made for the Notes to be admitted to the Official List of the Financial Conduct Authority and to trading on the London Stock Exchange with effect from 16 January 2020.

To view the full documents, please paste the following URL into the address bar of the browser:

http://www.rns-pdf.londonstockexchange.com/rns/2138A_1-2020-1-17.pdf

For further information please contact:

Daniel BanksManaging Director, Global Head, Debt Investor Relations1 Basinghall AvenueLondonEC2V 5DD020 7885 6329

Jon TraceyGlobal Head, Communications1 Basinghall AvenueLondonEC2V 5DD020 7885 7613

DISCLAIMER - INTENDED ADDRESSEES

Please note that the information contained in the Final Terms may be addressed to and/or targeted at persons who are residents of particular countries (specified in the base prospectus dated 18 June 2019 (the "Prospectus")) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Prospectus is not addressed. Prior to relying on the information contained in the Final Terms and/or the Prospectus, you must ascertain from the Prospectus whether or not you are part of the intended addressees of the information contained therein.

The Notes offered by the Prospectus and the Final Terms have not been and will not be registered under the United States Securities Act of 1933, as amended (the "Securities Act"), or any relevant securities laws of any state of the United States and are subject to U.S. tax law requirements. Subject to certain exceptions, the Notes may not be offered, sold or delivered in the United States, as defined in Regulation S under the Securities Act. The Prospectus may not be accessed from, or transmitted in or into, the United States.

Standard Chartered PLC LEI: U4LOSYZ7YG4W3S5F2G91

END