Federal Bk S Regulatory News (FEDS)

-THE FEDERAL BANK LIMITED

REGD. OFFICE: ALUVA

UNAUDITED FINANCIAL RESULTS

FOR THE QUARTER ENDED 30 SEPTEMBER 2009

(Rs. Crore)

Quarter ended

30 September

Half Year ended

30 September

Year ended

31 March 2009

2009

(Unaudited)

2008

(Unaudited)

2009 

(Unaudited)

2008 

(Unaudited)

(Audited)

1. Interest earned (a)+(b)+(c)+(d)

901.07

828.10

1775.45

1573.22

3315.38

(a) Interest/discount on advances/bills

707.99

649.02

1364.14

1199.02

2564.25

(b) Income on Investments

185.53

170.20

390.35

350.97

700.27

(c) Interest on balances with RBI and other inter bank funds

7.08

6.82

20.19

13.48

36.66

(d) Others

0.47

2.06

0.77

9.75

14.20

2. Other Income

136.43

104.21

283.84

200.42

515.77

3. TOTAL INCOME (1+2)

1037.50

932.31

2059.29

1773.64

3831.15

4. Interest expended

571.12

496.32

1155.42

963.25

1999.92

5. Operating Expenses (i)+(ii)

163.14

133.06

322.35

253.94

571.45

(i) Employee Cost

89.75

71.52

182.16

137.64

317.45

(ii) Other operating expenses

73.39

61.54

140.19

116.30

254.00

6. TOTAL EXPENDITURE (4)+(5) (excluding Provisions and Contingencies)

734.26

629.38

1477.77

1217.19

2571.37

7. OPERATING PROFIT (3-6) 

303.24

302.93

581.52

556.45

1259.78

(Profit before Provisions and Contingencies)

8. Provisions (other than tax) and Contingencies

150.14

156.87

202.09

329.27

466.77

9. Exceptional Items

Nil

Nil

Nil

Nil

Nil

10. Profit (+)/Loss(-) from Ordinary Activities before tax (7-8-9)

153.10

146.06

379.43

227.18

793.01

11. Tax expense

52.03

31.78

141.98

44.75

292.52

12. Net Profit(+)/Loss(-) from Ordinary Activities after tax (10-11)

101.07

114.28

237.45

182.43

500.49

13. Extra ordinary items (net of tax expense)

Nil

Nil

Nil

Nil

Nil

14. Net Profit(+)/Loss(-) for the period (12-13)

101.07

114.28

237.45

182.43

500.49

15. Paid-up equity share capital

(Face value Rs.10/-)

171.03

171.03

171.03

171.03

171.03

16. Reserves excluding revaluation reserve (as per Balance Sheet of the previous accounting year)

4148.74

17. Analytical Ratios

(i) Percentage of shares held by Government of India

Nil

Nil

Nil

Nil

Nil

(ii) Capital Adequacy ratio (%)

(a) As per Basel I

(b) As per Basel II

17.91

18.47

20.81

--

17.91

18.47

20.81

--

20.14

20.22

(iii) Earnings per Share (EPS)

a) Basic and diluted EPS before Extra ordinary items (net of tax expense)

b) Basic and diluted EPS after Extra ordinary items

5.91*

5.91*

6.68*

6.68*

13.88*

13.88*

10.67*

10.67*

29.26

29.26

(iv) NPA Ratios

a) Gross NPA

789.18

571.90

789.18

571.90

589.54

b) Net NPA

137.93

85.28

137.93

85.28

68.12

c) % of Gross NPA 

2.99

2.62

2.99

2.62

2.57

d) % of Net NPA

0.54

0.40

0.54

0.40

0.30

(v) Return on Assets (%)

0.26*

0.35*

0.62*

0.56*

1.48

18. Public Shareholding:

- Number of Shares

1658.76 Lakh

1599.16 Lakh

1658.76 Lakh

1599.16 Lakh

1615.57 Lakh

- Percentage of shareholding

97.04

93.55

97.04

93.55

94.51

19. Promoters and Promoter Group Shareholding

Nil

Nil

Nil

Nil

Nil

Quarter ended

Six months period ended

Year ended

30-Sep-09

30-Sep-08

30-Sep-09

30-Sep-08

31-Mar-09

Segment Revenue:

Treasury operations

222.22

165.99

491.06

342.06

803.87

Corporate/Wholesale Banking

263.76

269.55

562.88

385.59

943.39

Retail Banking

546.71

486.59

990.33

1020.72

2040.38

Other Banking operations 

4.81

10.18

15.02

25.27

43.51

Total Revenue

1037.50

932.31

2059.29

1773.64

3831.15

Segment Results (net of provisions):

Treasury operations

21.94

17.58

123.39

-118.77

41.87

Corporate/Wholesale Banking

24.82

70.70

77.77

57.47

112.36

Retail Banking

102.37

78.04

165.89

303.11

655.68

Other Banking operations

3.97

-20.26

12.38

-14.63

-16.90

Total Profit before Tax

153.10

146.06

379.43

227.18

793.01

Capital employed:

Treasury operations

1417.90

1107.43

1417.90

1107.43

1469.44

Corporate/Wholesale Banking

1371.85

993.70

1371.85

993.70

1068.44

Retail Banking

1771.34

2000.42

1771.34

2000.42

1782.84

Other Banking operations 

2.24

6.58

2.24

6.58

5.16

Total

4563.33

4108.13

4563.33

4108.13

4325.88