Warwick Ca49 Regulatory News (93AQ)

WARWICK FINANCE RESIDENTIAL MORTGAGES NUMBER THREE PLC

(the Issuer)

£1,469,182,000 Class A Mortgage Backed Floating Rate Notes Due 21 December 2049

(Reg S ISIN XS1697684808 Rule 144A ISIN XS1697686928

Reg S Common Code 169768480 Rule 144A Common Code 169768692)

£128,553,000 Class B Mortgage Backed Floating Rate Notes Due 21 December 2049

(Reg S ISIN XS1697690953 Rule 144A ISIN XS1697693627

Reg S Common Code 169769095 Rule 144A Common Code 169769362)

£64,276,000 Class C Mortgage Backed Floating Rate Notes Due 21 December 2049

(Reg S ISIN XS1697696059 Rule 144A ISIN XS1697698188

Reg S Common Code 169769605 Rule 144A Common Code 169769818)

£36,729,000 Class D Mortgage Backed Floating Rate Notes Due 21 December 2049

(Reg S ISIN XS1697700265 Rule 144A ISIN XS1697701826

Reg S Common Code 169770026 Rule 144A Common Code 169770182)

£36,729,000 Class E Mortgage Backed Floating Rate Notes Due 21 December 2049

(Reg S ISIN XS1697705140 Rule 144A ISIN XS1697706890

Reg S Common Code 169770514 Rule 144A Common Code 169770689)

Principal Residual Certificates

(Reg S ISIN XS1696451324 Rule 144A ISIN XS1697546247

Reg S Common Code 169645132 Rule 144A Common Code 169754624)

Revenue Residual Certificates

(Reg S ISIN XS1696451597 Rule 144A ISIN XS1697546080

Reg S Common Code 169645159 Rule 144A Common Code 169754608)

(the Residual Certificates)

(the Securitisation)

13 October 2025

NOTICE TO NOTEHOLDERS

Capitalised terms used but not otherwise defined in this notice have the meanings given to them in Schedule 1 (Definitions) of the master definitions and construction schedule originally dated 19 October 2017, as amended and restated on 8 September 2020, as most recently amended and restated on 2 October 2025 (and as amended and restated from time to time) relating to the Notes and the Certificates entered into between, amongst others, the Issuer, the Note Trustee and the Cash Manager.

NOTICE IS HEREBY GIVEN that the Effective Date (as defined in the Deed of Amendment and Restatement) has occurred and legal title of the Loans has transferred from the Original Legal Title Holders to Topaz Finance Limited (Topaz) and Topaz has replaced Western Mortgage Services Limited as the Servicer of the Loans.

In accordance with normal practice, the Security Trustee and Note Trustee expresses no opinion as to the contents of this notice and makes no representation that all relevant information has been disclosed to holders of the Notes in this notice. Accordingly, the Security Trustee and Note Trustee urges holders of the Notes or the Residual Certificates who are in any doubt as to the impact of this notice to seek their own independent advice.

The Issuer accepts responsibility for the information contained in this notice.

This notice is given by:

WARWICK FINANCE RESIDENTIAL MORTGAGES NUMBER THREE PLC

5 Churchill Place, 10th Floor, London, United Kingdom, E14 5HU

THIS NOTICE CONTAINS IMPORTANT INFORMATION OF INTEREST TO THE REGISTERED AND BENEFICIAL OWNERS OF THE NOTES (AS DEFINED ABOVE). IF APPLICABLE, ALL DEPOSITARIES, CUSTODIANS AND OTHER INTERMEDIARIES RECEIVING THIS NOTICE ARE REQUESTED TO PASS THIS NOTICE TO SUCH BENEFICIAL OWNERS IN A TIMELY MANNER.

THIS NOTICE DOES NOT CONSTITUTE OR FORM PART OF, AND SHOULD NOT BE CONSTRUED AS, AN OFFER FOR SALE, EXCHANGE OR SUBSCRIPTION OF, OR A SOLICITATION OF ANY OFFER TO BUY, EXCHANGE OR SUBSCRIBE FOR, ANY SECURITIES OF THE ISSUER OR ANY OTHER ENTITY IN ANY JURISDICTION.

THIS ANNOUNCEMENT MAY CONTAIN INSIDE INFORMATION FOR THE PURPOSES OF ARTICLE 7 OF THE MARKET ABUSE REGULATION (EU) 596/2014, INCLUDING THE MARKET ABUSE REGULATION (EU) 596/2014 AS IT FORMS PART OF UK DOMESTIC LAW BY VIRTUE OF THE EUROPEAN (WITHDRAWAL) ACT 2018.

If you are in any doubt as to the action you should take, you are recommended to seek your own financial advice immediately from your stockbroker, bank manager, solicitor, accountant or other financial adviser authorised under the Financial Services and Markets Act 2000 (if you are in the United Kingdom), or from another appropriately authorised independent financial adviser and such other professional advice from your own professional advisors as you deem necessary.

If you have recently sold or otherwise transferred your entire holding(s) of Notes referred to below, you should immediately forward this Notice to the purchaser or transferee or to the stockbroker, bank or other agent through whom the sale or transfer was effected for transmission to the purchaser or transferee.

This Notice and any non-contractual obligations arising out of or in connection with this Notice will be governed by and construed in accordance with the laws of England and Wales.

No person has been authorised to give information, or to make any representation in connection therewith, other than as contained herein. The delivery of this Notice at any time does not imply that the information in it is correct as at any time subsequent to its date.