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So it seems that I m worse off as I hold 5000 less shares now , so 5000 less dividends and in the future also Also SP is down 18p already ? So how have PI really benefited from the window dressing at NWG ? We have had a expensive name change from RBS to NWG ! With this being the second share consolidation to reduce PI share total holdings ? And they have done all this for our benefit and share value? Really ?