Member Info for stagecoach

" The Bank of London "

A relative new bank and now the sixth largest clearing bank in the UK and a growing player and competitor in Global transactions for the corporate market.

One to look out for in the future !

Critical week ahead for US economic reporting starting tuesday ( US inflation rate ) swiftly followed by labour market report and FED interest rate decision, should provide a signal to the true state of the US economy.

UK spring budget wednesday , expect Jeremy Hunt will spell out the cost of the Ukrainian War on UK taxpayers.

Latest developments in America highlights the problem of Global contangion within the financial system and its susceptibility to unexpected shocks.

NAV per share excluding intangibles 54 .08 per share.

Let me keep this plain and simple and clear up any confusion !

Comparing the NAV per share to the share price is a quick way to see what the market thinks of any particular company.

If the share price is HIGHER than the NAV per share, then it is said to trade at a PREMIUM, this indicates the market likes the company and there is demand for the shares.

If the share price is LOWER than the NAV per share, then it is said to trade at a DISCOUNT, suggests a lack of demand for the shares and the company is out of favour with the market.

Shares constantly trading below book value ?

Liquidity drain from traditional investments like bonds and equity markets, have been a growing problem for a number of years now, investors now seek alternative investment classes rather than just the stockmarket to sink their cash into these days.

UK banks face a tough battle for new mortgage customers and business borrower's .

There is likely to be strong and intense competition between lenders for the significant remortgage business expected in 2023.

Lloyds need to set out a clearer strategic goal for boosting organic growth rates and bolt - on acquisitions particularly in the Wealth Management Sector.

Relying on share buybacks alone to increase EPS ( down in 2022 ) is simply not good enough for investors.

UK motor vehicle industry currently in a precarious postion.

2022 saw UK motor vehicle production slump to it's lowest level since the 1950's.

Fewer cars sold, more debt and finance taken out !

Arm's decision to pursue a US - listing only rather than return to the London stockmarket cleary underlines the need to speed up plans for regulatory and capital market reforms, simplifying regulation and removing unnecessary red tape is urgently required, failure to do so will damage futher london's status as a global market financial hub.

fleccy

Ukraine is burning through ammunition faster than the US and NATO can produce it, taxpayer fatigue in both America and Europe is also beginning to wane.

Chid

This is now a war of numbers and attrition the sheer number of Russian troops and military assets Putin can deploy ( and also sacrifice ) against Ukraine is overwhelming in their favour.

Covid pandemic and the Ukrainian war has masked the true Brexit impact on the UK economy.

One fact is clear, the UK and Europe must stand together and remain firm against Russian aggression.

Putin cannot be allowed to win this war !

seany123

Over 450 banks and financial services companies have moved some part of their operations and managed assets from London to cities in Europe since the Brexit vote.

Potential windfall taxes on UK bank excess profits are a real going concern for the sector having said that, with the exception of HSBC it is highly unlikely major UK banks will shift their London listings to alternative overseas stock exchanges.

Brixton

Wholesale natural gas prices have plateaued and are now hovering around pre -Ukrainian war levels for the time being.

Expect to see a further squeeze on " middle england" in Hunt's forthcoming budget, i'm afraid higher taxes are here to stay for the majority of people.

Lloyds have recently suggested, NIM guidance levels have now peaked and will now begin to fall back slightly through 2023 as consumers start to demand higher rates on their savings and intense competition builds in the UK retail mortgage market.

Not quite a done deal yet, Rees - Mogg and his Westminster and DUP cronies have yet to show their hand.

A proper no - nonsense politician !

Slightly uncomfortable repurchasing shares at current share price levels.

The UK has been living in a " fools paradise " for far to long , the " golden era " of cheap household credit, food and energy are now truly well and over.