Member Info for stagecoach

Troajan. There are a number of reasons why Central Banks have been buying gold , from geopolitical concerns to diversification of reserves. Many Central Banks have much of their reserves in the US dollar, the greenback may not remain as strong in the future has it has been in the past.

Plenty of cheap and exotic fruit and vegatables coming our way post Brexit, from Africa and the Caribbean.

Based on the large number of food exports from the UK to Ireland There could be widespread food shortages in Ireland in the event of a no - deal Brexit scenario, and the economic impact on the Irish economy will be worse than the UK. GDP for Ireland will drop by about 7% while the equivalent for the UK will be about 5%.

Cut - throat competition in the mortgage market has led to a plunge in profits leaving investors in UK listed high street banks nervous and disappointed ahead of this month's reporting season. The group's all important net interest margins ( NIMS) also fell to 1.26% down from I.33% a year earlier.

Wids. Investors taking note of analyst price targets and predictions is a sure - fire way to loose money. I think we all knew at some future point in the Brexit negotiations debacle UK focused banks would revisit share price levels not seen since the immediate aftermath of the June 2016 Referendum result.

Berenberg Bank simply got lucky with their wild card 55P share price guess.

BoomerBower. I appreciate your point, however climate change deniers will always seize on the uncertainty of the conflicting numbers and data behind the science and evidence of climate change.

Sedaka. Berenberg Bank are a privately owned bank who primarily operate in niche banking, and are skewed towards capital market transactions and investment banking, they are still on a steep learning curve when it comes to valuation and analysing UK retail banking and mortgage business models.

A fundamental change in the way capitalism works is essential. Globalisation and free - market capitalism are tearing our societies apart to serve the insatiable greed of the very few at the expense of the many.

Forget about the danger of global national debt poses. The new and very real danger is climate change.
We do not have a " climate bailout option".

Continued quality loan book growth and stable Net Interest margins ( NIMs) and no new significant impairment losses particularly in the credit card division will be crucial key performance drivers for a future forward looking share price.

Anything less the markets are likely to over - react resulting in a possible large drop in the share price.

Another fine example of multinational corporations venturing into emerging markets, where the business environment and labour costs are only a fraction of the developed western established nations, and are more accessible to the new main core markets of India China and the rest of Southeast Asia.

mick not quite sure which concert, Gdansk shipyard or Freedom Square Wroclaw concert both very similar.

Troajan. Late 60s early 70s was the golden age for rock bands and a great era for young people.

David Gilmour solo live in the Gdansk shipyard Poland commemorating the August treaty of 1980. Saw Pink Floyd's live reunion performance complete with Roger Waters in Hyde Park 2005 " a truly awesome performance".

Troajan you cannot quosh an ideology. Nuclear warheads and military conventional forces strength are completley useless against the islamists who are already waging an ideological war and are intent on swamping christian Europe and the former Soviet Union countries with this totalitarian form of muslim ideology.

The 2018 full year results in February can't come quickly enough for some investors. Brexit investor perceived fears are clearly driving down the prices of UK banking sector shares. Lloyds capital generation guidance and net - interest margins are still expected to be in line with current financial year market expectations.

Investors will just have to sit tight and let the markets and the UK economy play out the Brexit process.

5000 families! The phychological fear factor over the economic effects of Brexit and uncertainty over the future direction of the UK economy is beginning to grip every indebted and working household in the country. Business confidence and investment is suffering, hundreds of thousands of jobs are now at risk from the car industry to the high street.

Westminster politicians should stop playing politics with Brexit and start acting in the national interest.

Troajan
Oil prices are heading for a downturn in 2019 as the fundamentals of supply and demand weaken and are bourne out in the parralle shift in the crude forward production and oil cost curve, also exacerbated further by the relentless growth in non - OPEC supply and OPEC continuous cartel quota cheating by its members.

Asperger
I am still expecting a second tranche of the share buyback programme to be implemented, however Lloyds capital plan to return £4.5 Bn to shareholders in the form of higher dividends and a share buyback of £2Bn is now beginning to look a little over optimistic and could be derailed by regulators and a no - deal Brexit.

The plans could also change if Lloyds decide to use the excess capital for acquisitions instead of the anticipated £2Bn buyback.

Asperger.
The key here is now capital discipline and preservation. Although the shares are materially undervalued, there could be more Brexit related downside risk and uncertainty for the share price. The BOD may well have to have a serious re - think of the cost of the next tranche of the share repurchase program and avoid compromising liquidity levels and regulatory requirements and also take into account the financial implications of a no - deal Brexit scenario for the bank and the UK economy.

The WTO route is not a easy option for the UK, it is not a safety net, its the cold hard floor for the future direction of the UK economy. WTO trade talks and schedules ( legal instruments ) for the UK must start from scratch and be certified by other WTO members.

Only then will the UK will begin to appreciate the tricky and difficult challenges facing this multilateral trading system full of corruption - fraught trade, and the continuous flouting of international trade rules by its members.

Auson.
The IW Institute of Cologne have stated Germany would be particulary hard hit by the loss of frictionless trade and the introduction of WTO rules, with a worst - case loss of 57% of their current exports to the UK.

Germany faces the highest Brexit exposure of any EU country on the Continent.