you want certainty your in the wrong place, difficult to see beyond next week with any ceratinty at the moment for most companies except maybe a rolls royce who are yielding 2%
lloyds have an opinion it is no more valid than yours or mine they are no wiser in my experience so dyor none of us can see round corners or thru doors with regard to future prices
window of opportunity, at 8.6% dividend yield this is the top dividend stock in the ftse100...report was a mixed bag with uk doing well but overseas finding it tough