Member Info for longtimeinvestor

Rob

''The whole point of risking your money in the stock market is ''

''it's been an absolute nightmare this one''

The point of the stock market is that there are no guaranteed returns.

it is all about making choices - I would never complain if an investment did not go well, as it would have been MY choice to have made the investment.

Rob

''it's come with a big loss of capital with this one''

that depends on buying and selling levels - it's about making the right choices at the right time.

Mole

''All purchases, save a few in Feb below 67p, since October 2011 are underwater including all dividends. Purchases from July 99 to Dec 2000 are also underwater including divs.''

??

you are talking buy and hold only.

.

I buy, sell,sell,buy,buy,buy,sell,sell,buy,buy,buy etc etc etc adding and reducing the amount of shares held , and at the same time increasing or decreasing the average price of retained shares .

I could if I had so wished, have sold enough shares at 255p in 2015 to have the remaining shares 'for free'

Gar

''I get your point long but how long before the money is available?''

Monies should be available for buybacks by about or before the end of June I believe.

Rob

''I've been invested here since 2017''

I have been invested a lot longer (a long time before the Verison return of capital) , with a highest selling price of 255p on 26th May 2015.

''The longer anyone's been invested here the more they have lost''

??

that depends upon purchase and sale levels over the years .

I would need a little bit of an increase from here to get to an average price, but I have received a fortune in dividends over the many years.

NC

''my distrust of having the board choose what could have been my cash''

'' instead, for them, the board to decide how it is 'best' spent''

You have made an investment in a business where there is a BOD deciding the running of that business, and who put forward proposals to shareholders.

The overwhelming votes from shareholders gave the go ahead for an investment in Lloyds shares. I suggest that if you do not like decisions made, then you should go to cash or find an alternative investment where the preference in decisions is more to your liking.

Gar

''She hasn't really followed up on recent events with any major PR effort to boost investor confidence, which is disappointing and detrimental to the SP''

who on earth from investors holding for the long term would want a much higher share price, before 4 Billion has been invested on the Vodafone share repurchases. The price per share of course could be anywhere during the spending of that money, but personally I would rather spend 4 Billion at 70p per share than 100p per share.

Rob

''Well it doesn't look like the announcement of buybacks/Italian sale or next years dividend reduction has done much to boost confidence in this share''

You may find that there were posts on here saying that there would be a crash in share price with news of a slashing in the dividend amount - it hasn't happened.

Flec

''I have no idea how one vs the other would play out financially''

Cancelling shares that once had a right to double digit dividends is by far the better investment from some of the asset sale proceeds than keeping cash ( I very much doubt, that keeping that 4 Billion in cash would have had any contemplation given to it at all).

4.5 c per share dividend is due in August. Would have been good to have got the buyback machine up and running before then . Once shares have disappeared , that is zero dividend that needs to be paid on them forever more. The forward dividend amount saved, hopefully will be an increasing one from the re based amount. Interest rates from here are more likely to decrease from here rather than stay stagnate or increase.

DCB

''Excellent news''

it is good news for those shareholders wanting to exit at 50p, but as you are not a shareholder, it is not relevant to you.

How is the Spanish weather?

OI

''when previous buybacks were taking place the share price dipped''

and?

nothing to do with buybacks,and ALL to do with the valuation that the market places on Lloyds, which it does on a daily basis.

OI

''also previous buybacks has had a negative effect,''

So we are STILL getting this nonsense are we.

NO - they did what they were supposed to do - to reduce share capital.

The positive effect of which ,was to reduce the share count by many Billions

Well done to those who quite recently topped up on Lloyds securing 14% + future returns

Rr

'' Can’t see it making 60p until the car finance claim thing is settled''

do you realise how much the share price has increased since this car claim FARCE reared its head.

Jcb

''dont fancy 50p any more lol''

just vindicates what i posted not long ago - people saying that they are going to sell out at

Xp but when it gets there don't, wanting more,to then with the potential of starting the moaning posts again with a fall. In your case 48p to 50p now 51p.

I am hoping that you will be moaning about a fall as I would prefer a sub 50p 2024 buyback programme

Now 15.5p more than fakeys 2024 projected price of 34.5p (rolled over from 2023).

Call for many more sellers - MS need your help

Calling JCB

DCB

how is the weather for you in Spain.

just to remind you again - '50 is just another number'.

Easy enough for most to understand that statement, but for some reason you diverted to people having psychological problems.

Lbp

''Added today, now at 800,000 Lloyds shares''

of course.

excellent for a 25 year old - should be at a million in a couple of weeks