US STOCKS-Wall St near flat; banks, energy shares slip

* Macy's climbs after earnings

* SeaWorld tumbles after earnings

* Dow down 0.1 pct, S&P 500 off 0.1 pct, Nasdaq up 0.2 pct (Updates to afternoon, changes byline)

By Caroline Valetkevitch

NEW YORK, Nov 12 (Reuters) - U.S. stocks were nearly even onWednesday afternoon, pausing after a series of record highs inthe Dow and S&P 500, while financial shares lost ground afterglobal regulators fined five major banks.

Energy shares also dipped along with oil prices. Shares ofExxon Mobil were down 0.9 percent.

The banks, including UBS AG , HSBC HoldingsPlc and Citigroup Inc, were fined $3.4 billionfor failing to stop their traders from trying to manipulate theforeign exchange market.

Citigroup, which will pay $1.02 billion to settle the probe, dipped 0.8 percent, while JPMorgan Chase, which is alsofacing a penalty, fell 1.5 percent and was among the biggestdrags on the S&P 500. The S&P financial index lost 0.4percent.

The Dow and S&P 500 had closed at record highs for a fifthsession on Tuesday. The S&P 500 marked its 40th new closing highof the year, versus 45 in 2013. The last five-day streak ofrecord highs was in May 2013, and the next longest was eightdays in June 1997.

"This is a pause. There hasn't been any horrible newspressing down the market," said Kim Forrest, senior equityresearch analyst at Fort Pitt Capital Group in Pittsburgh.

At 2:08 p.m., the Dow Jones industrial average fell12.02 points, or 0.07 percent, to 17,602.88, the S&P 500 lost 2.03 points, or 0.1 percent, to 2,037.65 and the NasdaqComposite added 10.21 points, or 0.22 percent, to4,670.76.

The S&P 500 has rallied more than 9 percent from a six-monthlow in October, buoyed by supportive economic data and corporateearnings. For the year so far, it is up more than 10 percent.

Among the biggest decliners on the New York Stock Exchange,SeaWorld Entertainment slumped 9.6 percent afterquarterly earnings fell short of expectations.

Among the day's gainers, Macy's Inc rose 4.7 percentafter it posted third-quarter earnings and revised its full-yearoutlook. Shares of J.C. Penney were up6.7 percent.

Advancing issues outnumbered decliners on the NYSE by 1,562to 1,441, for a 1.08-to-1 ratio on the upside; on the Nasdaq,1,512 issues rose and 1,126 fell for a 1.34-to-1 ratio. (Additional reporting by Chuck Mikolajczak; Editing by NickZieminski)