UK banking group Lloyds was under the weather after the release of the details of the Bank of England's (BoE's) Funding For Lending (FLS) scheme in the third quarter. The BoE revealed that Lloyds, along with RBS, had cut net lending by £2.77bn and £642m, respectively, in the three months to the end of September, while banking peer Barclays had increased it by £3.8bn.Analyst Ian Gordon from Investec said: "Lest we forget, Lloyds has promised to keep shrinking its core lending book until mid-2013."Net lending by all participants of the scheme totalled just £500m while total FLS drawdowns from the Bank were £4.4bn.After an earlier rise, precious metals giant Polymetal fell into the red despite announcing this morning that it has doubled its mineral resources estimate at its Albazino project in the Khabarovsk territory, Russia. Meanwhile, some ratings changes were having their usual effect on stocks this morning: RSA Insurance gained after Deutsche Bank lifted its recommendation to 'buy'; Schroders rose after Bank of America ML raised it to a 'buy'; while Shell fell after Deutsche Bank downgraded the stock to 'hold'.Terrestrial broadcaster ITV was higher after reporting that the final of reality TV show 'I'm a Celebrity Get Me Out of Here' had a peak audience of 10.6m, which was an impressive 47% share of TV viewers, according to Investec. FTSE 100 - RisersMelrose Industries (MRO) 218.70p +2.63%Reed Elsevier (REL) 655.50p +2.02%Sage Group (SGE) 317.90p +2.02%Schroders (SDR) 1,622.00p +1.63%Rolls-Royce Holdings (RR.) 904.00p +1.52%ITV (ITV) 100.40p +1.52%British Sky Broadcasting Group (BSY) 768.50p +1.25%Admiral Group (ADM) 1,132.00p +1.16%RSA Insurance Group (RSA) 118.80p +1.11%Pearson (PSON) 1,191.00p +1.10%FTSE 100 - FallersHargreaves Lansdown (HL.) 738.50p -2.44%Lloyds Banking Group (LLOY) 45.70p -1.70%Sainsbury (J) (SBRY) 336.30p -1.49%Evraz (EVR) 231.60p -1.11%Kingfisher (KGF) 275.60p -0.86%Babcock International Group (BAB) 988.00p -0.85%Royal Bank of Scotland Group (RBS) 292.70p -0.85%Weir Group (WEIR) 1,876.00p -0.74%Morrison (Wm) Supermarkets (MRW) 266.90p -0.71%Tate & Lyle (TATE) 767.50p -0.71%BC