Nomura has maintained its 'reduce' rating for part-nationalised lender Royal Bank of Scotland, saying that talks over a split-up and large settlements highlight the risks the company faces ahead of its third-quarter results on November 1st."Against this expectation of material losses from the bad bank review having been reduced, though, expectations running into results remain low. Group faces considerable challenges to get back to profitability, which we feel will take a long time."Analysts at Panmure Gordon recommended investors 'sell' shares of Whitbread ahead of the company's interim results on Tuesday."The current share price can only be justified by putting Whitbread Hotels & Restaurants on the same multiple as InterContinental Hotels and Costa on the same multiple as Starbucks. We think both constituent parts should trade at a discount to these peers and therefore reiterate our 'sell' recommendation."Galvan Research has marked DIY retailer Kingfisher as a 'buy', recommending investors to snap up shares on the back of weather-related weakness. The broker believes that a re-test of the stock's best levels of the year so far will materialise and gave a target price of 400p.BC