The latest Investing Matters Podcast episode featuring financial educator and author Jared Dillian has been released. Listen here.
Just thought I would look in and see if any old friends are still here? Good to see the dividend at last although my 40000 shares in 2009 are long gone! Best of luck for continued recovery.
the �150m was the fallout from the Carillion Aberdeen contract was it necessary for gfrd to bear any/all of this? Could it have been shared with others, even the Government? Or, is it a real gamble?
Just popped in to read what you are all saying. Nothing changes! I understand much of what is being said, we went through it all several times from 2008, and we also suffered pain when the expected profits didn't come. Eventually it made better sense to reduce from 40,000 to now less than 2000 shares, there are much better options for growth, some paying good dividends. I don't expect any of us to double in five years but ten could well be possible especially when Brexit settles, as it will. RBS - as with all shares there are times to sell and times to buy. Good luck all.
Hi, not far away, two or three days a week on the golf course, etc., another on the indoor bowling rink, two or three days a month on Probus meetings and activities, and the rest of the time in the garden or making and fixing things. Also, try to get away for a few days now and again, sometimes in the caravan. Quite busy really! Took Herself round the 'Route 500' late September, everyone should do it, a really fabulous trip. Scotland at its best! Kind of lost interest in RBS although still have some shares. Put it on the back burner until break even at 333p. Still struggle with the belief that it should suddenly come good and take off but the past eight years have really shattered that expectation. I have a look in here occasionally but nothing like in the past, who knows, if the SP rockets up and jings organises the dividend I might get drawn back in. All the best to everyone.
Cup half empty or cup half full? It all depends upon how you want to see things. The last 50 years have brought us fantastic innovations and standards while many traditional standards that were tried and tested have been lost. The next 50 years will be the same, the question is have we learned? Can we restore some of the basic standards that have been lost while taking advantage of all the new technologies and improvements? Can we be more understanding and compassionate with those who are so far behind? Instead of developing more nuclear weapons can we find a way of controlling the production and distribution of all armaments? That would be a start. Might we also find the will to get water to those who don't have any? We are currently seeking £Billions of aid, divert the spend on arms and use it to lay a 5 metre diameter pipeline from Scotland through England, France, Spain, across to North Africa and on down into Central Africa, and pump water through it? There is ample water presently running 24/7 into the sea. Some years ago we laid a 10 foot pipeline for oil, and constructed the Channel Tunnel, now we have massive machines digging tunnels all around the World, surely a water pipeline is well within our capability?
When such major questions need answered we have to wonder if the 'majority' vote system is the right way to decide. What if the majorities had been in the low hundreds rather than millions or thousands? Whatever the Government decides and negotiates over the next two years the Brexit and Scottish arguments will never go away. The only chance of the intensity being reduced is if the Scottish independence referendum delivers a status quo result and the UK economy leaps into high gear. I believe both are possible but I wouldn't bet my RBS shares on them.
All here a Good New Year and All the Best for health and wealth. Maybe this will be our year to get to 400pm but don't hod your breath!
Or, you could email Martin Lewis.
If you paid in the same as others I would guess you must have the same entitlements. Suggest you write to the Bank and ask what you are due.
As long as you can handle the pain.
Been sitting on loss for a long time, gradually diluting to 206p since June. Delighted to bail out at 209p. No doubt this will keep rising to the dreamed of 400p. GLA
Caution! We have seen this several times before. Could it be that the creative people in the Bank are simply avoiding tax?
Some of us have been here for seven or more years, we've many times been through all the stuff you want to talk about. That we divert to other subjects on occasion is simply a relief from all the doom and gloom our more recent adherants are so keen to discuss. Bear in mind that when we originally invested in RBS it was in the belief that we would come to the day when we had the wealth to allow a comfortable retirement 'home in the sun'. At 179.90 that is a long way from being possible!
I owned a house in the Algarve for some years when I was younger and etc.. Following the Mozambique 'war' the Govt turned the army into a FOURTH police force! They all ran about with guns on their hips and were extremely aggressive. Over quite a short period of time there was an upturn in the number of people being stopped on the road and breathalysed. Suddenly it became a police state. Some were taken immediately to be locked up, weren't allowed to make a phone call home or other contact to tell wives where they were. Frequently there was a stop and test team on the little road from the golf course on the basis that golfers drink after their round and were fair game. This is just one simple example of what you can expect, perhaps not immediately noticeable on a short holiday, it was enough for me to sell and seek a better atmosphere elsewhere. Others among my golfing friends did the same. Last year I toured 13 European countries over several weeks and enjoyed the whole trip but having had the Portugal, France, and Spain experiences I could recognise many circumstances that, if living in a country, would mean significant compromises and in some places risks that I would not wish to face as an ageing senior. As I said already there are plenty of attractions in other countries but the UK is still well ahead of most. GL
I don't think you will find living in either Spain or France preferable to how you live in the UK. There are attractive elements, of course there are, but I believe you will find the overall balance is in favour of the UK. Simple things, eg: in Spain the plumbing, in France the language. There are many other differences that you may not find so comfortable or welcoming. Might I suggest that you do some first hand research before you commit? Say a trial period of at least six months in a rented house.
I understand much of what you say and the basis that you identify but reading "socialogical texts" is not something I do easily. This is mainly because over the years I have found that everyone is right, at least to some extent. As you infer I approved of much that Thatcher did but some I didn't. Equally, today, I agree with some of what Jeremy Corbyn has been saying but, similarly, disagree with quite a lot, particularly how he thinks his ideas can be achieved. My bottom line, from hard experience, is the 'bottom line'. ie: it is much easier to do the things you want to do, buy the things you need, even buy the things you want, if you first do the work and apply the disciplines that provide the cash in advance. This is not to suggest that I disagree with borrowing, not at all, but the key to borrowing is to ensure that you only borrow at sensible interest rates and have income sufficient to meet the repayments. GL
It seems to me that we all spend much more on 'things' than we ever could in times past. eg: how many are paying a monthly mortgage/rental on a smartphone? Young people especially. Then there is the cost of entertainment, we seem happy to find £60-£100 a head to watch a performer/band/show, etc.. Even going to the cinema can reach £20. All these inevitably mean that there isn't enough left to create a deposit for a house. Every individual has to make their own decisions on how they spend their money. How many actually think about it?
Football. Yes, we are all responsible. I, for one, pay Sky £128 a month. I used to watch a lot of footie but over the past year or two that has reduced by, probably, 60%, largely due to there being so few 'local' lads in any of the Premiership teams, so I am having to question the £128. I still watch a lot of golf but, again, I have to question if it is worth £128. Probably not. Maybe the wider tv audience is moving in the same way? As you say, that will change things, change always comes from the customers (voters).
Sorry Jings but I don't think he has what it will need. Come to think of it, I don't see anyone else but that has me looking for a left of centre 'Donald' and my thoughts are so scrambled that I may need to go and lay down in a dark room! Maybe the FA leaders will sort out soccer and give a lead to the politicians but I doubt it. GL