Member Info for longtimeinvestor

Mp

''From what I am reading today''

it is amazing how a small amount of selling by panic stricken retail investors can move the share price.

Cook

at the current price the forward return is now 14%

Order in at 40.95

Opened at 41.637

Triggered at 41.927

From 2020

''the FCA says will remove the financial incentive for brokers to to increase interest rates a customer pays.''

so basically not against any rules prior to this - so what case is there against Black horse.

https://www.thisismoney.co.uk/money/article-8568019/Commissions-linked-car-finances-banned-year.html

Jcb

never taken a penny out of PEPs and ISA's since the start in 1987.

My HSBC pension alone is more than enough for me and would be enough for most people..

Money spent on family has come from investments outside of ISA's.

And my monthly SMIF of course

Brix

next large dividend payments at the start of February - BATS, BT and VOD

Brix

btw, I am paid large amounts of cash by way of dividends each and every month of the year.

Brix

''As you have publicly said you don't hold cash & all your wonga is invested in the markets.''

you really need to get your facts correct before posting

'' So when Lloyds gets to 24p again for the third time i can buy millions ''

My cash position which has been at about 10% for a number of years and stated by me on a number of occasions is far greater than your combined investment plus cash valuation.

Bron

yes, too many retail investors sihting themselves over all the negativity that they read and digested on this board about another PPI etc regarding car sales and SAMS etc, and so sold out starting whilst a bit up on the day, creating downward momentum.

S123

you appear to have lost the plot

Brix

not forgetting of course my SMIF investment giving me 10% tax free in an ISA paid monthly.

Enjoy your cash sitting on deposit

Brix

''Lti : telling me 2 NSI Income Bonds at 6.2% is not as good as Lloyds''

what about your other cash ted up at about 4%?

Yes I would much rather purchase more Lloyds shares giving 13% + returns

She

''We are all losers here''

an incorrect statement

'' Lloyds being so c**p ''

I refer you to my previous post

Jcb

''you keep telling us its returning 14%''

anyone who can do basic arithmetic can work out what the return that a 2023, prospective 2024, 2025 dividends plus £2 Billion buybacks gives in return based on the current share price. I shouldn't have to keep repeating - it is as if some people didn't have a basic education.

Rather than an investor having to find money to purchase shares in order to increase their percentage ownership, Lloyds do that for them from the profits of the business .

''You know it is a dog going nowhere but can't admit it''

Lloyds is a very profitable business which in no shape or form can be regarded as doing very badly, so there is absolutely nothing to admit to.

I am more than happy to see the market allowing investors to purchase at very cheap levels.

I did so myself again at the end of October at under 40p and would be more than willing to make further purchases in the future.

I would also be happy enough to see my recent opening levels of SB's stay above the market share price for a lengthy time as an hedge against the forthcoming buyback.

A higher average buyback price means making a profit on SB's - staying below my SB levels means my percentage ownership would increase more than if purchased at a higher level.

S123

''mind your own fing business''

if you make a post on the LBG, it is the business of a lloyds shareholder to respond to the said post if they wish to do so.

If you do not want a response then better you not post at all.

Cb

''Please no more, give me a special divi so I can invest MY money in something that makes a capital return!!''

do we really need this over and over again.

Lloyds currently have a policy preference of returning excess capital by way of buybacks which was overwhelmingly supported by shareholders. Next month they will decide whether another buyback will be undertaken. They may or may not in addition seek shareholder permission for a special dividend payment.

If you are not happy with the investment, you have a sell buttonc

Absolutely pathetic.

People sign knowing perfectly well what the deal is. they then go on to live a considerable amount of years in which time house prices have soared. They die and then their offspring complain that they would have inherited a lot more if it were not for a deal entered into decades before.

It was said by many commentators at the time, that it would only be suitable for those who were very elderly with limited lifespans.