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Brucejamieson
"""How else would you deal with pension contributions but access them on retirement."""

You clever ****

Among the worst culprits is Lloyds, where chief executive Antonio Horta-Osorio gets a pension contribution of £565,000, equal to 46 per cent of his £1.2million annual salary.

In total, he earned £6.4million in 2017 when pension contributions, base pay, bonuses and benefits were all taken into account.

By contrast, staff in the company-wide pension scheme get contributions equal to 13 per cent of their annual wage at most – and this is handed out only if they personally put in 5 per cent.

As is normal in a defined contribution scheme, this money is all invested into the market and locked away until the employee retires. Lloyds used to have a more lucrative scheme but this is now closed.

Horta-Osorio and the other bosses, however, get their pension contributions as a lump cash sum each year. Critics said because of this the payments are more like a hidden salary top-up rather than a true pension scheme.

https://www.google.com/amp/s/www.thisismoney.co.uk/money/markets/article-6692481/amp/The-great-pensions-racket-Astonishing-retirement-bonanza-FTSE-bosses.html

Lloyds Bank unveils new open banking app feature allowing millions of its customers to view products they hold with rivals under one roof

https://www.thisismoney.co.uk/money/saving/article-6673475/Lloyds-Bank-reveals-new-open-banking-app-feature-rival-accounts.html

58.25 Price increase1.41 (2.47%) results out next month 20th someone must be leaking news to the market

"Banking is critical to the success of the economy. It's like blood in a person's veins that allows everything else to work."

https://tvi24.iol.pt/videos/caras-do-poder/7-cara-do-poder-antonio-horta-osorio/57d1c5260cf27afbb68f2c7e

""there’s a stick I want to short""

https://youtu.be/RiN7MH8aO3M

Hope this helps

Britain will flourish after quitting EU,
says tech boss
Daily Mail26 Jan 2019from James Burton in Davos

BRITAIN will thrive after Brexit, the boss of one the world’s biggest technology firms has declared.

Salesforce, which sells software to businesses and has more than 30,000 staff across the world, believes the UK will remain a top destination whatever happens with its departure from the European Union. The firm is creating an extra 900 British jobs over the next five years with a £1.9bn investment.

Speaking to the Mail in Davos, international sales chief Miguel Milano said he is very optimistic about Britain’s future. It is a vote of confidence after warnings about the risk of a No Deal Brexit from business such as Airbus, Siemens and Goldman Sachs.

Milano said: ‘No matter what happens, we will continue investing in the UK. It’s a great opportunity and a great market for us, with amazing companies we can serve.

‘We’re not seeing anything negative. Brexit doesn’t keep me up at night – nothing keeps me up at night other than our ability to hire top talent.’

Milano said European revenue at Salesforce has been growing by 31pc a year and the picture is the same in the UK. It believes Britain is likely to thrive because it has a large number of fast-growing firms with excellent leadership.

He said: ‘We have analysts who provide us with an estimate of the total available market for a firm like Salesforce in every country. The UK is among the largest in the world – one of the top three or four.’

Gate13boy

Ok you win Im wrong with "EPS to trigger bonuses in Lloyds"

Gate13boy

"Dividends should be sustainable and progressive"

Some people are just happy with a 7% increase to divi payment.

The practice used to be illegal. With distrust of business running high, last January the government commissioned research to assess how many companies buy back their own shares and why they do it. The conspiracy theory is that buybacks are custom-designed to inflate senior executive pay. Could financial engineering be their real purpose?

https://www.investorschronicle.co.uk/comment/2019/01/10/corporate-cannibalism/

Buybacks reduce the number of shares in issue, so if earnings stay the same, the earnings per share (EPS) will increase. And if EPS is used as a performance condition, so the argument goes, then executives will receive a higher bonus and more shares from their long-term share awards.

Buybacks are being used to ramp the CEO and bankers bonuses . As a share holder i got 7 percent on my last dividend payment

"The market sees through one off special dividends"

The market see through last years buyback to

Lloyds Bank have raised their forecasts for the GBP/EUR exchange rate for the first three quarters of 2019 as an orderly Brexit is achieved by the UK and EU. Lloyds forecast the Pound-to-Euro exchange rate to trade at 1.16 by end-March 2019, up from the 1.13 level forecast back in December. https://www.poundsterlinglive.com/eur/10728-lloyds-hike-pound-to-euro-exchange-rate-forecasts

Results, It should be a good set of figures as well as a buyback I would like to see a 50 special dividend payment.

Brexit is seeing the UK thrive while the Eurozone stagnates

https://www.dailymail.co.uk/debate/article-6621555/ALEX-BRUMMER-Blow-Brexit-seeing-UK-thrive.html

Lloyds and RBS drive FTSE 350 dividends to another record year, but is this trend sustainable?
12:55 22 Jan 2019
High yields are often viewed as a warning that a company’s dividend is too high to maintain, but a new study thinks the issue lies with the value of unloved UK stocks and not their pay-outs

https://www.proactiveinvestors.co.uk/companies/news/213073/lloyds-and-rbs-drive-ftse-350-dividends-to-another-record-year-but-is-this-trend-sustainable-213073.html

https://www.lloydsbankinggroup.com/investors/shareholder-info/financial-calendar/

Lloyds Banking Group PLC 37.7% Potential Upside Indicated by JP Morgan

https://www.****************************************interviews.com/lloyds-banking-group-plc-37-7-potential-upside-indicated-by-jp-morgan-cazenove/412764894

The new record figure, £99.8 billion in 2018, was 5.1% higher in headline terms compared with 2017.

https://www.moneyobserver.com/news/worst-year-uk-shares-financial-crisis-dividends-break-new-record-2018