Member Info for golden5hares

bnc tip: http://www.telegraph.co.uk/finance/personalfinance/investing/funds/11002570/Yields-of-up-to-8pc-why-income-investors-should-buy-European-shares.html

questor recommends buy gold for long run http://www.telegraph.co.uk/finance/commodities/11035381/The-five-most-important-reasons-to-hold-gold.html

Thanks for nudge on brit. Day out at Whitby yesterday great fish and chips opposite morrisons, can't stand vinegar but love lemon juice squeezed over fish.

How about this for Yorkshire frugal ness old couple in front in tesco queue triple pack of underpants half price already wanted to know if they could return if they didn't fit! Really good Sunday dinner in shorthorn Inn South Otterington.

Enjoying the friendly atmosphere on holiday in North Yorkshire near Thirsk. Nice farm cottage,overlooking field with 4 horses,access to large garden to kick a ball about with 2 sons.Family went to James Herriot museum, no dogs so I stayed behind with Ruby popping out of car quickly to newsagent and bookie to do a football coupon .Impresses how much cleaner environment Is with less congestion and pollution.

Also got into top 10 of telegraph fantasy comp twice in the first month of last year,to be honest I'm more interested in the shares now.

Made a couple of hundred out of works league and about 1500 from part of a mini league syndicate two to three years ago.

I did consider initially taking 7 % profit from price rise but I reckon 10% div forecast plus own target sell of 280p makes it a hold.

Still forecast to be the best insurance dividend payer imo http://www.digitallook.com/companyresearch/27969156/Brit/company_research.html

Key points   ·       Return on adjusted net tangible assets (annualised) before FX movements of 25.0% (HY 2013: 16.7%). ·       Profit on ordinary activities before tax, FX and IPO costs of £96.0m (HY 2013: £56.0m). ·       Profit after tax of £56.6m (HY 2013: £69.0m). ·       Gross written premiums of £701.2m (HY 2013: £671.2m), an increase of 4.5%. The increase at constant exchange rates was 11.6%. ·       Combined ratio of 88.3% (HY 2013: 86.2%). ·       Attritional claims ratio of 51.4% (HY 2013: 51.4%). ·       Investment return for the period of £56.3m representing a non-annualised return for the half year of 2.1% (HY 2013: £9.0m/0.3%). ·       Capital surplus over requirements of £336.8m with a solvency ratio of 153.5% before payment of interim dividend (FY 2013: £264.4m/141.0%).   ·       Earnings per share of 14.2 pence (HY 2013: 15.9 pence). ·       Closing adjusted net tangible assets per share of 179.4 pence (FY 2013: 168.6 pence). ·       Interim dividend declared of 6.25 pence per share (HY 2013: nil). ·       Successful IPO of Brit PLC and re-domicile to the UK.

half yearly report out: http://www.digitallook.com/news/rns/21956312-27969156/BRIT-Half_Yearly_Report_html

Sold at 38p

No trades since exactly 2pm

Just bought 3000 shares in pharmaceutical vernalis large buy mentioned on board + good broker ratings,35.75 paid.

Fri to Tue my busy time at work,next week away on holiday to Yorkshire for first time, need to focus on fantasy football this week work colleagues hassling me to join various leagues.Keep the cave busy, will try to post occasionally remember riot elsewhere or keep it calm el tauro.

Welcome to the board or caves we sometimes call it.

posts were just intended as research highlights for anyone here to read .forgot about the wife's fund sales lol will check her account now to see progress.

http://www.digitallook.com/companyresearch/10307/Senior/company_research.html

12 month range 12-48p up 4% today at 14.8p possibly worth a punt?

Welcome back.I reckon nows a good time to get in morrisons 169p.ex tesco financial director recruited should be a good catalyst,hopefully some improvement to self service tills- having to lean forward to put every item into bags is a pain compared to tesco scan and across into a bag. Chilled meats at opposite end of store to other chilled products in new layout also a nightmare as is new layout to frozen with Unappealing products and magnums 2/3 the size of tesco own.there fresh made sausage rolls way too much oil and literally made me heave,apart from that nice store and pleasant staff lol