Member Info for Craigl

Aye look at it now a few will have been caught at 26 27p

I know Ken just read an article last night always a risk

Flying

I.need to sort then

Result Billy :-)

Yeah Ken the balance will invest in a fund and draw down on it. Missus still has a council job one as well and I have my NHS one.

Yeah she will do the 25 % do you get charged 40% tax on drawdown or is that still 25% tax free or what

Aye Billy TUI buy off Royal Caribbean so assume they have sorted the issue

So Trojan I assume what you draw down each month continues as long as the remainder in the funds is accruing money so if investments are doing well will draw money for longer and if not for less

Did you invest the balance in shares as well Trojan tracker fund etc. My other half will still be working when she draws it she's been warned Ha Ha I'm 50 this year and want to semi retire at 55.

Any if you guys on draw down pensions from 55 onwards. I got a nice wee surprise last week 2 years in a Scottish widows pension in the 80s and year and a bit in Diageo and is worth £70,000 . The missus has 14 years service with Diageo and turns 55 in December so need to decide in next month or so what to do with both of them. Reckon 25% lump sum take out a monthly pension and put majority in stocks. We get free advice but just wondering others who have done

Have read about that Billy and you don't apparently. Cannae wait looking forward to this one more than any other scenery will be stunning

Celebrity Billy owned by RC but better classier ships. Not as child orientated. You can get drinks packages free. Ok you pay a bit more if booking without package. Put it this way I have paid £5,200 for 3 of us in a sunset balcony room at back of ship with drinks package so pretty good price. It's celebrity silhouette check it out Baltics and Russia

Need to pay for your drinks though on P&O so if a big drinker. Need to pay mine this weekend FFS more money

Dead !!!!

I've had SXX on watch list for a while Ken but still some issues with financing and maybe more costs attached

Yeah Ken still in CEY hoping it has bottomed out I book cruises through cruise 118

Drip

Yeah George a drop feed in I think

CNA below a quid has got to be good for some