Member Info for bob6

TRUMP will be 80 years old on 14 th July. The way he is going at the moment, I will be surprised to see him make it without having some sort of medical problem, considering the pressure he must be under. That's coming out now with the statements / threats / he is making that are not thought out , his mouth has always operated before his brain kicks in.

so lets see how he gets on tomorrow, when we hope a few leaders may stand up to him and tell him what they really think, rather than kissing his ass. or rubbing his hand, I think the words are grovelling. sucking up,

THIS VIDIO STATES IT ALL. https://www.youtube.com/watch?v=oAN7e3-yryE

CONSERVATIVES WERE A DISASTER ,LOOK'S LIKE LABOUR ARE NO BETTER THE UK DESPERATLY NEEDS GROUTH AND MORE IMPORTANT THE RIGHT PERSON TO LEAD US OUT OF THIS MESS

Https://www.youtube.com/watch?v=Pq4-jy84Dkw

WELL WORTH VIEWING ,

Reasons for the Drop

While the exact immediate trigger for the steep fall today is not explicitly stated as a single event, the following factors are relevant:

Market Reaction to Trading Update: Senior PLC released a trading update today stating it expects its full-year performance to be "comfortably above previous expectations" due to strong trading in its Aerospace and Flexonics divisions. Often, the market reacts in unexpected ways to news, and investors may be interpreting the results differently or taking profits, especially given previous market concerns about the cyclical nature of the business and a recent run-up in price.

Softening Land Vehicle Markets: The company noted that the land vehicle markets within its Flexonics division have softened in the second half of 2025 and are expected to remain soft in 2026, which may have contributed to investor caution despite overall growth.

General Market Conditions: The broader market context can also influence individual stock movements. European markets experienced some volatility recently due to global economic factors, which can affect the share price of a manufacturing and engineering firm like Senior.

Broader Context

Analyst Outlook: The general consensus among analysts remains positive, with a median target price suggesting a potential upside from recent prices.

Strategic Focus: The company is progressing with the sale of its Aerostructures business, a move analysts view as a "pivotal moment" to increase operating margins and focus on higher-growth areas, with completion expected by the end of 2025. This ongoing transition introduces some uncertainty.

Investors should monitor official company news and market analysis for the latest information on the share price movement. You can find more financial data and news on

THATS PENCE NOT POUNDS DOPE

The corporate action in which a company halves its total shares and, in turn, doubles its share price is called a reverse stock split or share consolidation. This action does not change the total market value (market capitalization) of the company.

How It Works

In a reverse stock split, existing shares are combined into a smaller number of new shares based on a specified ratio. In your example, this would be a 1-for-2 (or 1:2) reverse split, meaning every two existing shares are merged into one new share.

AI Overview

Financial analysts have a mixed outlook on Legal & General stock, with a consensus rating of "Hold" or "Neutral". More specifically, of 15 analysts, 6 recommend buying, 7 suggest holding, and 2 recommend selling.

Key Considerations

Analyst Targets: The average 12-month share price target is around 264p, which suggests a potential upside of approximately 9% from the current price. However, price targets range widely, from a low of 210p (potential downside) to a high of 335p (significant upside).

Dividend Income: The stock is particularly popular among income investors due to its high and consistent dividend yield, which is forecast to be around 9%. The company has a strong track record of increasing dividends almost every year since 2009.

Business Strategy: Management is currently transforming the business, including selling non-core assets (like its US protection arm) to streamline operations and launching a new £5bn share buyback program over three years, which are seen as positive steps to improve operational profitability and shareholder returns.

Risks: A high dividend yield can sometimes signal risk, and the payout ratio is considered high by some metrics, though management remains confident in its sustainability based on strong capital generation forecasts. The company is also exposed to macroeconomic risks and intense competition.

Conclusion

The decision to buy, sell, or hold Legal & General stock depends heavily on an investor's personal strategy and risk tolerance. It may be a compelling long-term buy for income-focused investors, but growth investors should note the mixed analyst sentiment and the potential for limited near-term capital appreciation.

Legal & General (LGEN) Share Price Forecast & Price Target

FAQ * Is Legal & General (LGEN) a Buy, Sell or Hold? The consensus rating for Legal & General is "Neutral", based on insights from...

A stunning 9% dividend yield but down 11%,

28 Sept 2025 — None of this is guaranteed, of course.

XWAVE 10

YES ALL SOLD NOW GOT TEMTED THIS MORNING WITH SN BOUGHT AVERAGE 1228.4 PRICE WENT UP BUT GOT COLD FEET SOLD MADE A SMALL PROFIT OF

£43 HAPPY AS PRICE GOING DOWN .

The Warren Buffett indicator is doing the rounds again. The metric is one way to measure how overvalued stocks are. It’s at record levels, suggesting a stock market crash is heading our way.

In simple terms, the Warren Buffett indicator is the market cap of all stocks in a country (usually the US) divided by the size of the economy. The higher the indicator is, as a percentage, the more overvalued stocks are compared to the underlying economy.

In the 1970s, it stood at 40% or so. In the 1980s, it stood at 50%-60%. Just before the dotcom crash, it reached a high of 140%. On 17 October 2025, it stands at 218%. Relative to the economy, US stocks are more expensive than they’ve ever been in their history. Time for panic stations?

Telegraph statesbglobal stock markets on verge of correction . fears mount

Goldman Sachs ,Morgan Stanley warn of market correction over next two years . ? me personally i think there sending out warnings nest two years could mean tomorrow.

Wall Street heavyweights flag risk of pullback in equity markets.

Morgan Stanley ceo sees 10%-15% equity market drawdown , due to sky-high valuations

so my last post warning of a correction/crash in November ,we have seen already a mild correction, but are we heading for a bigger one soon ???

MAST SITE STATES. SIBNIFICANT SHAREHOLDERS

HARGREAVES LANDSDOWN 24.55 %

LYNCHWOOD LTD. 15.27 %

VIDACOS LTD. 12.99 %

THE BANK OF NEW YORK LTD 8.62%

PERSHING C1 LTD 6.18%

PSCD POWER LTD. 6.13%

HSBC CLOBAL UK LTD 5.55 %

RIVERFORT GLOBAL 5.34%

OPPORTUNITIES PCC LTD. 4.34%

HSDL LTD. 4.38%

BARCLAYS DIRECT INVESTING LTD 3.15 %

WINTERFLOOD SECURITIES LTD 3.15%

INTERACTIVE BROCKERS LLC. 3.01 %

YES AND ME BOUGHT A FEW TODAY ON FALL

A 5-10% market correction would be sensible, not irrational: Aureus’ Kari Firestone

So today's blip could be the start of a correction that a lot of people say is due, as the markets are overvalued, and this is what normally happens when the share prices get overvalued. Recovery today was pretty good, but will it hold? I was tempted and set up a buy at 231.00 for a few extra shares but the SP never dropped far enough or i missed the boat never mind lets see what happens in the next week or so because i think if there is going to be a correction biger than todays its going to be before the end of November giving it time to recover a bit before Christmas well that's my thoughts.

News today stated,Echoing the Bank of England on Wednesday, Dimon said he is "far more worried than others" about a serious market correction, which could come in the next six months to two years.

Personally,I think it's around the corner, who knows? The warning signs are there, so I will be very surprised if we do not see some sort of correction before long or even a mini crash , hard to believe we could be buying LGEN again at 215 p. but it could happen

Saying that, if there is a correction this year, have you got your planned list ready, what you're going to buy besides LGEN, or are you just going to wait and buy on the biggest fallers?

Some time between now or after budget day on the 26th November, I am hoping to buy back in between 215 p to. 220 p it may not happen, but then again, looking at the FTSE 100 and the possibility of a correction, it's possible what goes up, say no more. Well, that's my plan gooood luck all

Thanks, Casapinos, for your comment. Being honest, I could see what was going to happen and sold out at 244.8 before my losses got out of control

if I bought back in now i be buying back at approximately 10 p lower than I sold for, very tempted to buy back in but I think I should wait for another drop and hopefully buy back in around 230 or lower well that's my plan

My guess is as good as yours, but as I see it, the 3 dangers are

1. 26th NOVEMBER BUDGET ?

2. We could have a stock market correction before Christmas?

3. There could be a cut in the dividend

IN APRIL, there was a big dip in the SP that dropped to 215.20p, which did not last long it could happen again

António Simões, CEO: “L&G had an excellent six months with core operating EPS up 9%, at the top end of our targeted range of 6-9%.

We are growing and making the most of the synergies between our three businesses. Institutional Retirement operating profit is up double digits, and we have written over £5bn of new business at low capital strain. We have seen material progress in Asset Management, with positive annualised net new revenues driving a further increase in our average revenue margin, which is now close to our double-digit ambition. In Retail, our customer base has grown to 12.4m, and workplace pension assets have surpassed £100bn.

Progress on our strategy is encouraging. We have sharpened our strategic focus with the agreed sale of our US protection business and partnership with Meiji Yasuda for $2.3bn. We have progressed the disposal of assets in our Corporate Investments Unit and are redeploying that capital towards growth. Our investment in Proprium Capital Partners complements our stake in Taurus, strengthening our global real estate platform. Our newly announced partnership with Blackstone improves our competitive position in both Annuities and Asset Management.

The outlook for our businesses is positive and we are firmly on track to achieve our financial targets. We are delivering on our promise to return more to shareholders with over £5bn in dividends and share buybacks over three years.”

Financial performance1

Core operating profit of £859m, up 6%; Core operating EPS of 10.94p, up 9%

IFRS Profit before tax2 of £406m, up 28%

Solvency II capital generation of £729m up 3%, and Solvency II coverage ratio of 217%3

CSM increased to £12.1bn (up £0.2bn on H1 2024), increasing our store of future profit to £13.1bn4

New business driving profitable growth

Institutional Retirement: £5.2bn5 of Global PRT volumes

Asset Management: £15m of Annualised Net New Revenue (ANNR) driving an increase in average revenue margin to 9bps. Private Markets AUM now £65bn

Retail: Workplace net new flows of £4.0bn up 21% from HY24; Workplace AUA of £101bn up 7% from FY24

Strong strategic momentum

Announced acquisition of Proprium Capital Partners, a European and Asia-Pacific global real estate investor, enhancing our global capabilities in key growth markets

Secured a long-term strategic partnership that combines the strength of L&G and Blackstone’s respective credit platforms, supporting our growth ambitions in both Annuities and Asset Management

The sale of our US protection business and the development of the broader partnership with Meiji Yasuda is progressing to plan

Delivering enhanced returns

Interim dividend per share of 6.12p, up 2% in line with our guidance

90%6 of £500m buyback announced at full year results now complete

Earnings growth

Rising earnings ultimately drive a company’s share price and dividends.

A risk to Legal & General’s is the intense competition in the sector that may squeeze its margins. However, consensus analysts’ forecasts are that its earnings will grow by a colossal 49.1% each year to end-2027.

These projections look well supported by recent results, including its H1 2025 numbers released on 6 August. These showed core operating profit rising 6% year on year to £859m, outstripping analysts’ estimates of £816m.

Its Solvency II capital generation rose 3% to £729m, giving a total coverage ratio of 217%. This compares to the minimum requirement of 100% for the insurance and investment sector.

And its contractual service margin increased 2% to £12.1bn. The company will recognise this profit over the life of the insurance contracts.

Deeply undervalued share price

A discounted cash flow (DCF) valuation shows Legal & General shares are 52% undervalued at their current £2.58 price.

This modelling pinpoints where any firm’s stock price should trade, based on cash flow forecasts for the underlying business.

Therefore, the fair value for its shares is £5.38.

In my experience as a former senior investment bank trader, assets tend to converge to their fair value over time, although this is not guaranteed.

Earnings growth

Rising earnings ultimately drive a company’s share price and dividends.

A risk to Legal & General’s is the intense competition in the sector that may squeeze its margins. However, consensus analysts’ forecasts are that its earnings will grow by a colossal 49.1% each year to end-2027.

These projections look well supported by recent results, including its H1 2025 numbers released on 6 August. These showed core operating profit rising 6% year on year to £859m, outstripping analysts’ estimates of £816m.